Nicki Ponder Realty

03/20/2026

Happy First Day of Spring 🌸

If a move is on your mind, let’s chat—I can help you figure out the best next step. 🏡💁‍♀️

02/26/2026

☄️Rates are coming down!
✅5.6% conventional loan was just locked by my magic money man, preferred lender…Jason Ponder at Mortgage Solutions Network
☎️ Give him a call if you are ready to talk about your next move!
678 407-1182

Mortgage rates fell to 5.98% for the week ending Feb. 26—the lowest in more than three years—down from 6.01% last week and 6.76% a year ago, according to Freddie Mac. The drop follows declines in the 10-year Treasury yield amid renewed uncertainty over President Donald Trump’s tariffs, with economists saying lower rates and improving inventory could boost spring homebuying.

08/21/2025

🔥Price drop to $730,000🔥

Just Listed in Sterling on the Lake!

**This home has an Assumable VA loan with a rate of 2.625% (buyer must be VA eligible and able to qualify to assume loan) Huge savings opportunity for qualified buyers!

📍6755 Trail Side Drive
Flowery Branch
Step inside this stunning 4 bed/4 bath Flowery Branch home.
✅ Open concept layout
✅Custom bar and game room
✅Media room
✅Backyard oasis with a covered porch.
✅Perfect home for entertaining or relaxing in style.
✅ Sterling on the Lake is a highly sought after, planned community known for its resort-style amenities and beautiful natural setting.

Nicki Ponder | REALTOR®
Nicki Ponder Realty
Chapman Hall Professionals
Cell: 678 358-9929
Office: 678 730-0080

08/08/2025

*Check out my beautiful new listing in Sterling on the Lake*

📍6755 Trail Side Dr
Flowery Branch

💥Gorgeous 4 bedroom 4 bathroom, 2 story home
💥Media room
💥Custom bar/game room
💥Open concept modern kitchen, high end touches throughout.
💥Covered back porch and beautiful landscaped backyard oasis

✅Neighborhood with resort living with endless amenities to enjoy!

Please contact me to view 678 358-9929 or share! ☎️

Nicki Ponder Realty

MLS # 7629471 – Must see this stunning 2 story home that offers the perfect blend of comfort, style and entertainment. With 4 spacious bedrooms and 4 full baths, this open concept floor plan is desi...

07/16/2025

Yay for closing day! First time home buyer! Girl power! ❤️💁‍♀️
Thanks for trusting me on this home buying journey!
Thanks to my magic money man Jason Ponder at Mortgage Solutions Network and Nichole Seacrist

06/16/2025

🚨 Hot Mortgage News! 🚨

One of my buyers just got quoted a 4.8% interest rate from my magic money man…my preferred lender — yes, you read that right! 👀🏡

If you’ve been sitting on the sidelines waiting for the right time to buy… this might be your sign. 📉 Lower rates can mean lower monthly payments and more buying power. 💰

Message or call me me for details — I’m happy to connect you with my lender and help you get started! 678 358-9929



Nicki Ponder Realty

05/24/2025

Real Estate Voted the Best Long-Term Investment

For the 12th year in a row, real estate has been named the best long-term investment. Let’s connect if you want to talk about the programs out there that can help you become a homeowner.



Nicki Ponder | REALTOR®
Virtual Properties Realty
678 358-9929

05/23/2025

You may have heard inventory just hit a post-pandemic high. And nationally, it’s up more than 30% from this time last year.

That might have made you start to worry: “does this mean the market is going to crash?” Here’s some perspective that can help.

Even with that jump (shown in the white line), we’re still well below normal levels (the gray lines in the graph). And beyond that, we’ve been in a housing shortage for years because builders haven’t been able to keep up with demand.

So, rising inventory isn’t a warning sign – it’s a signal the housing market is finally returning to a more stable, healthy place.

If you want to know what inventory looks like in our area, let’s talk.



Nicki Ponder | REALTOR®
Virtual Properties Realty
678 358-9929

05/20/2025

If you’ve thought about moving but you’re holding off because you don’t want to give up your 3% mortgage rate, this 5-year price forecast might help you rethink your timing.

Even in this shifting market, experts project home prices will keep rising. That means the longer you wait, the more your next home will cost. So, a $400K house today will be nearly $80K more in just 5 years.

So, the real question isn’t: “why would I move?” – it’s: “when should I?”

DM me and let’s talk about your timeline, so you have all the facts to make your best decision – whether that’s moving now, or later.



Nicki Ponder | REALTOR®
Virtual Properties Realty
678 358-9929

05/18/2025

Keeping a low mortgage rate feels smart – until it starts holding you back.
Because here’s the thing you may not realize. Rates aren’t expected to fall as much as you want them to.

Expert forecasts show mortgage rates will still be between 6-6.5% by the end of 2026. So, if you’re waiting for the return of 3%, it’s not in the cards. So why hold out for something that’s probably not going to happen?

Instead, ask yourself this: What are the chances you’ll still be in your current house 5 years from now?

Because if a life change is coming (or if it’s already happened), your house may need to change too – no matter where rates are. Let’s talk about what makes sense for your timeline and how to plan ahead.



Nicki Ponder | REALTOR®
Virtual Properties Realty
678 358-9929

05/17/2025

Housing Market Forecasts for the Second Half of 2025

The latest 2025 forecasts show mortgage rates are projected to come down slightly and price growth will moderate. Want to know what this could mean for your plans? Let’s talk through it together.



Nicki Ponder | REALTOR®
Virtual Properties Realty
678 358-9929