Cascade Properties & Investments

08/25/2026

SOLD! 🏡❤️
One home, so many special memories—and now the beginning of something new. So happy for this sweet family and all that lies ahead!

08/14/2026

MORTGAGE ASSISTANCE PROGRAM INFO

Hey friends, let’s talk about mortgage assistance programs in Seattle & King County right now.
With mortgage rates sitting at 6.69% (as of August 6), many first-time buyers wonder: “How can I make this work on my budget?” The short answer? You probably can — especially with the strong inventory we’re seeing (up 23.7% year-over-year). Washington State and local programs exist specifically to help more people become homeowners.
The best news? These programs often stack with each other. For example, a buyer in Seattle might combine:
• Statewide down-payment assistance (3–5% of the loan at 0% interest)
• City-specific help (up to $76,000)
• Or special programs for veterans, first-time buyers with family history in Washington, or those with disabilities
The #1 step for almost everyone? Complete a free homebuyer education class. It’s required for nearly every WSHFC program, takes about 5 hours (online or in person), and teaches you budgeting, loan options, and what to look for in a home. You can find them at heretohome.org.
Here are the biggest opportunities available right now (all updated for 2026):
1. Washington State Housing Finance Commission (WSHFC) Programs
These are the foundation for most buyers statewide. Everything includes down-payment assistance as a second mortgage (0% interest, deferred for 30 years or repaid on sale/refinance).
• Home Advantage Program (no first-time buyer requirement): Income limit ~$215,000 statewide. Up to 5% down-payment assistance. Pairs with FHA, VA, USDA, or conventional loans.
• House Key Opportunity (great for first-time buyers with lower incomes): Income limits start around $67k–$175k depending on county and household size. Below-market first mortgage rates + up to $15,000 in assistance.
• Veterans Down Payment Assistance: Up to $10,000 (3% simple interest) for eligible military members and veterans.
• Covenant Homeownership Program (special for buyers with family roots in Washington before 1968): Up to $150,000 at 0% interest + possible forgiveness after 5 years for lower-income households. Income limits up to ~$197k in King County.
2. Seattle City & Local Programs
• Seattle Office of Housing Down Payment Assistance: Up to $76,000 (sometimes layered higher) for buyers at or below 80% of area median income (roughly $109k for a family of 4). Must buy inside city limits and complete one-on-one counseling. Stacks with WSHFC programs.
• HomeSight and other nonprofits: Additional options through partnerships, including up to $70k+ in some cases.
3. Government-Backed Loan Options
These often pair perfectly with the above DPA:
• FHA Loans: Minimum 3.5% down (580+ credit score) or 10% with lower scores. No monthly mortgage insurance after 11 years if you put 10% down. King County loan limit: ~$977,500.
• VA Loans: Eligible veterans/active-duty get $0 down (subject to appraisal) + no monthly mortgage insurance. WSHFC’s Veterans DPA can still help with closing costs.
• USDA Rural Development Loans: $0 down in eligible rural/suburban areas (check rd.usda.gov eligibility map). Great for families who qualify on income.
How to get started today:
1. Take the free homebuyer education class (heretohome.org).
2. Call a WSHFC-trained lender early (we work with many!).
3. Reach out to the Washington State Homeownership Hotline at 1-877-894-4663 — they’ll connect you to the right resources and counselors.
Every program has income, loan-type, and location rules, but with current inventory and these tools, more buyers are making thoughtful offers instead of rushing.
What’s your situation? First-time buyer? Veteran? Planning a move? Drop a comment — I’d love to help you figure out the best path!
Cascade Properties & Investments
425-292-6067 | [email protected]

Market data: Northwest Multiple Listing Service, July 2026; Freddie Mac, August 6, 2026.
This post is general real estate education and is not financial, lending, tax, legal, or investment advice. Loan terms and assistance-program eligibility vary.

HERE TO HOMEWashington State Housing Finance CommissionHomeownership ProgramsEvery year, our home loans and downpayment assistance programs enable thousands of Washington families to become homeowners.About UsWelcome to our homeownership website!Searchable help sectionFAQsMobile-friendly! Need help?...

08/09/2026

🏡 Facing an unexpected move? We’ve got you covered.

Life doesn’t always give us time to plan — a job transfer, a family change, or an unexpected life event can mean you need to move fast. That kind of pressure is stressful enough without having to figure out what to do with your home.

That’s where we come in. 💪

At Cascade Properties & Investments, our integrated sales and property management teams work together to make your transition as smooth as possible — whether that means:

✅ Selling your home quickly and for top dollar
✅ Handling staging, repairs, marketing, and negotiations — even if you’ve already left the area
✅ Converting your home into a rental so it works for you while you’re away
✅ Managing your property from tenant placement to maintenance — stress free

We’ve helped clients sell from across the country (and even from overseas!) and we treat every client like family. 🤝

Serving the Greater Seattle area from Marysville to Puyallup and Seattle to Ellensburg — we’re here when you need us most.

📞 425-292-6067
📧 [email protected]
🌐 www.cpiwa.com

Drop a comment or send us a message — we’d love to help you navigate your next chapter. 👇

08/07/2026

🏡 Ten Trails, Black Diamond: One of the Most Exciting Communities in the Pacific Northwest Right Now

At Cascade Properties and Investments, LLC, we keep a close eye on the markets that matter most to our clients — and right now, Ten Trails in Black Diamond, WA is one we simply can't stop talking about.

Here's what's happening in this 2,200-acre master-planned community nestled in the Cascade foothills, just 45 minutes from Seattle:

🔑 RESALE MARKET: Stable & Competitive
The median home sale price in Black Diamond hit $772,856 (mid-2026), up 1.2% year-over-year. Homes are selling at 100.5% of list price on average — and the hottest listings are going pending in as little as 7 days. If you're thinking about selling, this market is working in your favor.

🏘️ RENTAL MARKET: Strong Demand, Premium Returns
Rents in Black Diamond run about 20% above the national average:

•
Apartments (1–3 bed): $1,938–$2,682/mo

•
Single-family homes (3–4 bed): $3,260–$3,463/mo

That's real cash flow potential for investors.

🏗️ WHAT'S COMING: Big Things on the Horizon

•
A brand-new Safeway-anchored Town Center is opening Q4 2026 — bringing everyday retail, dining, and services right into the community.

•
A $68M elementary school is in design now, funded through a landmark public-private partnership — no new taxes required.

•
Multiple new residential plats (Miner's Ridge, Phase 3, North Gateway & more) are in the pipeline, signaling continued long-term growth.

Whether you're a first-time buyer, a seasoned investor, or someone looking to rent in a thriving community, Ten Trails deserves a serious look.

📲 Ready to explore your options? We'd love to help.
🌐 www.CPIWA.COM



Instagram / Short-Form

🏔️ Ten Trails, Black Diamond — the community that's changing the PNW real estate game.

✅ Median home price: $772K — up 1.2% YoY
✅ Homes selling at 100.5% of list price
✅ Rentals 20% above national average
✅ New Safeway Town Center opening Q4 2026
✅ $68M elementary school in the works

Whether you're buying, selling, or investing — this is the market to watch.

📲 DM us or visit www.CPIWA.COM to learn more.

— Cascade Properties and Investments, LLC

07/31/2026

! JUST LISTED !
Mountain views, modern updates, and a sought-after Snoqualmie Ridge location—this home truly has it all. Take a closer look and see why it could be the perfect place to call home. 🏡✨

Welcome to this beautifully updated Snoqualmie Ridge home, tucked away on a quiet cul-de-sac with mountain views and easy access to parks, trails, schools, shopping, and restaurants. The main level offers a welcoming living room, a cozy family room with a gas fireplace, a dining area with direct acc...

07/30/2026

07/17/2026

🚨JUST LISTED🚨

4 🛏️ | 2.5 🛁 | 2,041 Sq. Ft.

Welcome to this beautifully remodeled 4-bedroom, 2.5-bath home in the highly sought-after Sunrise community! Thoughtfully updated with stylish LVP throughout, this turnkey home offers an exceptional floor plan designed for comfortable everyday living and effortless entertaining. The spacious Great Room flows seamlessly into the fully remodeled Kitchen, featuring quartz countertops & SS appliances. The adjoining Nook showcases custom built-in seating with hidden storage, creating the perfect gathering space. Step outside to the expansive entertainment deck overlooking the fully fenced backyard, complete with a brand-new 8×14 storage shed for tools, hobbies, and outdoor gear. The main level also includes a convenient Laundry Room with a high-efficiency W/D and a Half Bath. Upstairs, the spacious Primary Suite offers a beautifully updated en suite Bath and an oversized walk-in closet. 3 additional bedrooms, including a recently updated junior suite that also makes an ideal bonus room or flexible living space, and a full bath complete the upper level. Additional updates include a newer roof, water heater, and fresh interior and exterior paint, providing peace of mind for years to come. Ideally located minutes from shopping, dining, parks, walking trails, and award-winning schools, this move-in-ready home combines modern style, abundant storage, and an unbeatable location. Don’t miss the opportunity to own this exceptional home in one of the area’s most desirable neighborhoods! 🏡

Listing Broker: Lisa Scivally
Co-Listing Broker: Alex Godfrey

Click the link for more info!

Welcome to this beautifully remodeled 4-bedroom, 2.5-bath home in the highly sought-after Sunrise community! Thoughtfully updated with stylish LVP throughout, this turnkey home offers an exceptional floor plan designed for comfortable everyday living and effortless entertaining. The spacious Great R...

07/04/2026

! JUST SOLD !
Every home has a story, and it's always special to help one chapter come to a close while another begins. Congratulations to the sellers on a successful sale, and to the buyers on finding a home they instantly knew was the one. Wishing both families all the best in the years ahead! 🏡✨

06/29/2026

🚨JUST LISTED🚨

3 🛏️ | 2 🛁 | 1,410 Sq. Ft.

Charming Mid-Century Modern rambler in the heart of downtown Fall City! This sprawling 1,410-square-foot home offers 3 bedrooms and 1.75 baths, blending timeless character with thoughtful updates. The expansive living room features a corner brick gas fireplace, creating a warm and inviting gathering space. Enjoy an updated kitchen, newer roof, efficient hydronic gas heating system, and abundant natural light from multiple skylights. Outside, the oversized detached garage provides the perfect space for a workshop, hobbies, or additional storage. Situated on a generous 7,000-square-foot lot with alley access, the property offers ample parking for RVs, boats, and recreational vehicles. The large fenced backyard and private courtyard area create an ideal setting for entertaining, gardening, or simply relaxing. Experience the best of small-town living—take your golf cart to Twin Rivers Golf Course, stroll to the local Farmer’s Market, grab coffee at Aroma Coffee, or explore the charming downtown shops. Enjoy easy access to the river for floating, fishing, or soaking in the stunning mountain views. Located within the highly regarded Snoqualmie Valley School District and just a short commute to Redmond and Issaquah, this home offers the perfect blend of community, recreation, and convenience. 🏡

Listed By: Lisa Scivally
425.628.0631

Charming Mid-Century Modern rambler in the heart of downtown Fall City! This sprawling 1,410-square-foot home offers 3 bedrooms and 1.75 baths, blending timeless character with thoughtful updates. The expansive living room features a corner brick gas fireplace, creating a warm and inviting gathering...