Pamela Haddon - Century 21 HomeStar

08/15/2019

Housing markets may not be as hot as previous years, but selling now could be your best bet.

08/01/2019

This handout for home buyers helps explain appreciation, tax benefits, and the stability that comes with owning one's own home.

07/05/2019

Talk to mortgage brokers. Many first-time home buyers don’t take the time to get prequalified. They also often don’t take the time to shop around to find the best mortgage for their particular situation. It’s important to ask plenty of questions and make sure you understand the home loan proce...

07/05/2019

Here are eight helpful do's and don'ts to put you on a path to a better credit score.

06/28/2019

Welcome home to this spacious half brick Old Brooklyn Colonial near the Cleveland Metroparks Zoo and Ridge Park Square! Large eat in kitchen leads to Dining Room and Living Room with Fireplace. Newer carpeting throughout the first floor, steps leading to 2nd floor and all three Bedrooms. New antique wood -planked ceramic tile installed in the second floor bathroom. Updated windows throughout the home as well. Carpeting and full bathroom in the open lower level adds more accessible space for all to enjoy. Two car detached garage, gorgeous and deep backyard will provide endless possibilities for your enjoyment for years to come! $109,999

06/25/2019

The era of real estate-focused reality television is encouraging too many homeowners to put aesthetics first, which may make it harder to sell in the future, experts say.

06/25/2019

This is something I have been talking about and seeing a lot of in the Cleveland market. Investors, a lot of cash investors from out of state making it hard for the average home buyer with a loan to compete in this market.

Home purchasing activity among investors has reached the highest level in the past two decades, and investors are giving first-time home buyers some serious competition.

02/15/2019

CUYAHOGA COUNTY DOWN PAYMENT ASSISTANCE PROGRAM

PROGRAM ELIGIBILITY

Eligible homebuyers can receive down payment assistance in the amount o 17% of total transaction. The transaction calculates as purchase price plus 5% of purchase price for closing costs. Homebuyer will be responsible for a minimum of 3% of total transaction contribution towards the purchase. The assistance is provided in the form of a deferred mortgage loan (50% forgiven after 10 years of occupancy) that must be used for eligible coasts, and it need not be repaid until re-sale or transfer of the property.

DIVERSITY OPPORTUNITY FORGIVABLE LOAN

The Diversity Opportunity Forgivable Loan provides for the loan to convert into a grant for homebuyers that purchase a property in a qualified census tract, in a community that the Neighborhood Housing Services of Greater Cleveland (NHS) serve, and who live there for five (5) years.

VACANT/ABANDONED FORGIVABLE LOAN

The Vacant/Abandoned Forgivable Loan provides for the loan to convert into a grant for homebuyers that purchase a qualified property, as verified by the local community, in a community that NHS serve, and who live there for five (5) years.

ELIGIBLE HOMES

Single family, owner-occupied.
Existing houses or new construction.
Property must be occupied by the seller, or vacant for at least 90 days before closing.
Property must be inspected for code violations and for defective paint.
Code violations and defective paint must be corrected before buyer can take title or occupy the house.