06/01/2026
🚨 10 Mistakes That Can Cost
🏡 DAY 1: Looking at Homes Before Getting Pre-Approved
Why It's a Problem:
You may fall in love with a home before knowing what you can actually afford.
Buyer Tip:
Get pre-approved first so you know your budget and can make a strong offer when the right home comes along.
🏡 DAY 2: Writing a Super Low Offer "Just to See"
Why It's a Problem:
An unrealistic offer can turn off sellers and hurt your chances of negotiating.
Buyer Tip:
Work with your agent to determine a competitive offer based on current market conditions.
🏡 DAY 3: Buying a Car Before Closing
Why It's a Problem:
A new car payment can affect your mortgage approval.
Buyer Tip:
Wait until after closing to make major purchases or take on new debt.
🏡 DAY 4: Sending a 15-Page Repair Request
Why It's a Problem:
Too many repair demands can frustrate sellers and jeopardize the deal.
Buyer Tip:
Focus on major health, safety, and structural concerns rather than cosmetic issues.
🏡 DAY 5: Changing Jobs Before Closing
Why It's a Problem:
A job change can delay underwriting and create financing issues.
Buyer Tip: 589,000
Talk to lender before making any employment changes during escrow.
🏡 DAY 6: Opening a New Line of Credit
Why It's a Problem:
New credit accounts can lower your score and impact loan approval.
Buyer Tip:
Avoid opening credit cards, financing furniture, or co-signing loans until after closing.
🏡 DAY 7: Waiting Too Long to Decide
Why It's a Problem:
Great homes don't stay available forever.
Buyer Tip:
Know your must-haves ahead of time so you're ready to act when the right home appears.
🏡 DAY 8: Asking for Every Contingency in a Multiple-Offer Situation
Why It's a Problem:
Too many contingencies can make your offer less attractive to sellers.
Buyer Tip:
Work with your agent to balance protection and competitiveness.
🏡 DAY 9: Falling in Love Before Reviewing the Numbers
Why It's a Problem:
A home may fit your lifestyle but not your budget.
Buyer Tip:
Review the full monthly payment, taxes, insurance, and HOA fees before making an offer.
🏡 DAY 10: Ignoring Your Agent's Advice
Why It's a Problem:
Your agent's experience can help avoid costly mistakes.
