09/25/2026
A SMALL RATE CHANGE CAN MAKE A BIG DIFFERENCE
💰 WHEN IT COMES TO A MORTGAGE RATE, EVEN HALF A PERCENT CAN MATTER.
It’s easy to focus on whether mortgage rates are “up” or “down.” But what really matters to a buyer is how the rate affects the monthly payment.
As this graphic illustrates, the difference becomes even more noticeable as the loan amount increases.
That’s why buyers shouldn’t try to perfectly time the mortgage market. Instead, focus on the bigger picture:
🏡 What home price comfortably fits your budget?
💵 What does the estimated monthly payment look like?
📊 How would a rate change affect that payment?
🔑 What financing options are available to you?
Your lender can help with the financing details, while your Cressy & Everett Real Estate professional can help you find homes that make sense for your goals and budget.
Search homes across northern Indiana and southwestern Michigan:
www.cressyeverett.com