Realtor Erin Houle

11/07/2025

Great day to hang Sold signs! Congratulations to my seller on a smooth transaction!

11/04/2025

Mortgage rates fell Thursday to their lowest level in over a year, following the Fed’s second rate cut, as the government shutdown neared one month and major companies announced mass layoffs.

10/17/2025

Great day for hanging signs!!

10/17/2025

https://www.realtor.com/realestateandhomes-detail/69-Daley-St_Chicopee_MA_01013_M45710-12731?cid=soc_shares_fs_ldp

So happy for my sellers. Accepted offer!!😀

69 Daley St, Chicopee, MA 01013 is contingent. View 23 photos of this 2 bed, 1 bath, 864 sqft. single family home with a list price of $290000.

10/17/2025

https://www.homes.com/property/24-edmund-st-chicopee-ma/pvhj53f9yb8g2/
Opportunity's knocking! Contact me if you would like to see this nicely updated cape in Chicopee. I would love to help you take the next step!😀

Listed for sale at $329900. This 4-bedroom Cape has been thoughtfully remodeled from top to bottom. The kitchen shines with granite countertops, sta...

10/16/2025

The average rate on 30-year fixed home loans decreased to 6.27% for the week ending Oct. 16, down from 6.30% the week before, according to Freddie Mac.

"Mortgage rates inched down this week and have held relatively steady over the past several weeks,” says Sam Khater, Freddie Mac's chief economist. "Importantly, homeowners have noticed these consistently lower rates, driving an uptick in refinance activity. Combined with increased housing inventory and slower house price growth, these rates also are creating a more favorable environment for those looking to buy a home."

Full report: https://rltor.cm/4hi6cf

10/08/2025

Beautiful condo in a nice section of Chicopee! Give me a call if you would like to see it.😀

Listed for sale at $400000. Welcome to Oak Hill Condominiums, one of Chicopee’s most sought-after communities! This spacious 6-room, 2-bedroom, 3-ba...

08/10/2025

Here are some tips on how to prepare to buy a home!
If you are thinking about making the move, I can answer your questions and get you started in the process!

1. Talk to a mortgage broker or lender.

Prequalifying for a mortgage should be the first thing on your homebuying to-do list. Talk an agent who's a REALTOR®, a member of the National Association of REALTORS® for lender and mortgage broker recommendations. (Mortgage brokers don't fund loans; instead they offer options from several different lenders.) Shop around to find the best mortgage for your particular situation, ask questions about anything that's unclear, and make sure you understand the home loan process completely.

2. Be ready to move.

This is especially true in markets with a low inventory of homes for sale. It’s very common for home buyers to miss out on the first home they wish to purchase because they can't act quickly enough.

3. Find a trusted partner.

It’s absolutely vital that you find a real estate professional who understands your goals and who is ready and able to guide you through the home buying process.

4. Make a good offer.

Especially in a low-inventory market, your offer is unlikely to be the only one on the table. Do what you can to ensure your offer is appealing to a seller.

5. Factor maintenance and repair costs into your buying budget.

Even brand-new homes will require some work. Lenders and insurance companies generally suggest setting aside 1% to 4% of a home's value for annual maintenance costs. Don’t leave yourself short and let your home deteriorate.

6. Think ahead.

It’s easy to get wrapped up in your present needs, but you should also be thinking about your long-term exit strategy. Buyers expect to stay in their home a median of 15 years, according to the National Association of REALTORS® 2023 Profile of Home Buyers and Sellers. Younger buyers, age 18–44, typically expect to move within 10 years.

7. Narrow down your search area.

Compile a list of three or four neighborhoods where you’d like to live, taking into account factors that matter to you, such as nearby healthcare options, schools, recreational facilities, shopping and area expansion plans.

8. Develop a wish list.

Take your time and write down what you want, including a wide range of factors that matter to you—from noise levels to house layout to number of bedrooms and bathrooms. Rank items, or prioritize them by dividing them into two categories—wants and needs. The needs are features you won't compromise on. (This simple worksheet can be your starting point.)

08/10/2025

This a a really nice home in a great neighborhood. It has a fantastic set up for entertaining, or spending time with the family. I would love to show this property so please give me a call if you are interested!

Listed for sale at $374900. So. Much. Space! Indoors and out! This nearly 1400 square foot 4 bedroom, 2 full bath cape features not one, but two fen...

08/29/2023

Thinking about buying a new home or selling your current one? Don't let the market scare you! There are still a lot of programs and incentives available. Give me a call and I can help answer any questions you may have. 413-330-ERIN (3746)