KAI Mortgage

KAI Mortgage The Team That Puts You First.

NMLS: 2782376

Providing opportunities for low rates, hassle free mortgages for buying or refinancing a home throughout Utah

You've heard the horror stories...how hard it is to qualify, not to mention the fighting, shopping, and haggling to get a good rate.I've got great news...When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle.

New 5.0-star Review: "Very responsive, knowledgeable and friendly staff! Iโ€™m so relieved we worked with Andy to help us ...
06/23/2026

New 5.0-star Review: "Very responsive, knowledgeable and friendly staff! Iโ€™m so relieved we worked with Andy to help us through one of lifeโ€™s biggest financial decisions."

06/23/2026

Ready to take the next step toward owning a home? ๐Ÿกโœจ

Get pre-approved in hours, not days, and take first step toward your dream home today!

Contact us to get started!

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ช๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—๐˜‚๐—ป๐—ฒ ๐Ÿฎ๐Ÿฎ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ๐—Ÿ๐—ฎ๐˜€๐˜ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜„๐—ฒ๐—ฟ๐—ฒ ๐˜‚๐—ป๐—ฐ๐—ต๐—ฎ๐—ป๐—ด๐—ฒ๐—ฑ ๐Ÿ‘Rates were volatile last week, mov...
06/22/2026

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ช๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—๐˜‚๐—ป๐—ฒ ๐Ÿฎ๐Ÿฎ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ

๐—Ÿ๐—ฎ๐˜€๐˜ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜„๐—ฒ๐—ฟ๐—ฒ ๐˜‚๐—ป๐—ฐ๐—ต๐—ฎ๐—ป๐—ด๐—ฒ๐—ฑ ๐Ÿ‘
Rates were volatile last week, moving higher on Wednesday after the Fed signaled policy rate hikes are likely this year, before falling back to end the week essentially unchanged. Markets were closed Friday for Juneteenth.

๐—ง๐—ต๐—ถ๐˜€ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—™๐—ผ๐—ฟ๐—ฒ๐—ฐ๐—ฎ๐˜€๐˜: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ฐ๐—ผ๐˜‚๐—น๐—ฑ ๐—บ๐—ผ๐˜ƒ๐—ฒ ๐—ต๐—ถ๐—ด๐—ต๐—ฒ๐—ฟ ๐Ÿ‘Ž
For the first time in months, the conflict with Iran is no longer the biggest influence on mortgage rates. Markets are now focused on inflation concerns and the likelihood of Fed rate hikes. That could put upward pressure on mortgage rates, keeping them near current levels or pushing them higher.

๐Ÿ“ˆ ๐—ช๐—ต๐—ฎ๐˜โ€™๐˜€ ๐—ฎ๐—ณ๐—ณ๐—ฒ๐—ฐ๐˜๐—ถ๐—ป๐—ด ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ:
โ€ข The Fed: Last week's meeting included forecasts from many Fed officials that policy rates may need to move higher this year, with some members expecting more than one hike. New Fed Chair Kevin Warsh surprised markets by emphasizing the Fed's commitment to bringing inflation back to its 2% target rather than focusing on rate cuts. Mortgage rates are already pricing in the possibility of a Fed rate hike.
โ€ข Economic data: Thursday brings the Fed's preferred inflation measure, the PCE report, and Friday brings consumer sentiment data. Both could play a role in mortgage rates this week.

06/20/2026

The loan program most real estate investors wish they knew about sooner... ๐Ÿ‘†

New 5.0-star Review: "Andy was awesome! He very efficienct and handled my loan with minimal issues. I would highly recom...
06/19/2026

New 5.0-star Review: "Andy was awesome! He very efficienct and handled my loan with minimal issues. I would highly recommend him and would use him again. I was able to close on my property in a month. I was very pleased with my experience."

Taking a moment today to honor Juneteenth and celebrate freedom, resilience, and community. โค๏ธโœจ Wishing everyone a meani...
06/19/2026

Taking a moment today to honor Juneteenth and celebrate freedom, resilience, and community. โค๏ธโœจ Wishing everyone a meaningful day filled with reflection, learning, and celebration.

New 5.0-star Review: "Working with Josh Haley was awesome! He gave me excellent loan pricing, a low interest rate, and a...
06/18/2026

New 5.0-star Review: "Working with Josh Haley was awesome! He gave me excellent loan pricing, a low interest rate, and a three-week close. Couldn't ask for better service! Thanks again"

06/18/2026

No, I don't know how much OnlyFans Content creators make.. but I do know how to help people buy home โ˜บ๏ธ๐Ÿก

06/17/2026

Crazy how many people still think they need 20% down to buy a house.

I talk to people all the time who are waiting to save a huge amount of money before they even start the home-buying process.

Depending on your situation, there may be options available that require much less money down than most people realize.

Some programs may allow little down, and in certain situations, there may even be options with no down payment at all.

Thatโ€™s why I always tell people:

The key is that it depends on your loan type, finances, goals, and the programs available to you. Donโ€™t decide youโ€™re not ready before talking to a lender.

A quick conversation can help you understand your options and what buying a home could actually look like for you. Before you spend years trying to reach a savings goal that may not even apply to you, find out where you really stand.

You might be a lot closer than you think. Send me a message or reach out if you have any questions.

New 5.0-star Review: "Andy was incredibly helpful as we went thru the process. He made everything super easy for us and ...
06/17/2026

New 5.0-star Review: "Andy was incredibly helpful as we went thru the process. He made everything super easy for us and helped us learn each step of the way. I highly recommend working with Andy!"

Address

7090 S Union Park Avenue Ste 325
South Jordan, UT
84047

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 8am - 6pm
Sunday 8am - 6pm

Telephone

+13852161823

Website

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