Demetri Vella - Realtor

Demetri Vella - Realtor Real Estate Specialist looking to make your real estate goals a reality!
đź“ŤCT

03/27/2026

What do you think about this?
Drop it in the comments…
👇👇👇

03/10/2026

👇Here’s why you definitely shouldn’t use a realtor…

I mean, why would you want access to more homes, better information, expert guidance, strong negotiation, and a network of professionals to help you through one of the biggest transactions of your life?

Like dude… sounds terrible, right?

In all seriousness, a good realtor can help you avoid mistakes, save time, reduce stress, and make better decisions whether you’re buying or selling.

Follow me —

You can reach me at:
DM —
CALL — 860-205-8877
EMAIL — [email protected]

03/07/2026

Here’s why your monthly payment is different on the same priced home. 🏡

Two homes might both be $400,000, but the monthly payment can still be very different.

Property taxes, homeowners insurance, loan terms, and mortgage insurance can all change the numbers.

Understanding these costs is key to knowing what a home will actually cost you each month.

If you have any questions about this, comment below or DM me — I’m happy to help.

Follow me —

You can reach me at:
DM —
CALL — 860-205-8877
EMAIL — [email protected]

03/06/2026

Mortgage insurance is usually required when you put less than 20% down on a home.
It protects the mortgage company if the borrower stops making payments and the home goes into foreclosure.

This cost is typically added to your monthly mortgage payment.

If you have any questions about this, comment below or DM me — I’m happy to help.

Follow me —

You can reach me at:
DM —
CALL — 860-205-8877
EMAIL — [email protected]

03/03/2026

Day 4: Homeowners Insurance.

Homeowners insurance protects the property from things like fire, storm damage, and other covered losses.
Your lender requires it to protect the home — and their loan.

It’s typically collected monthly as part of your mortgage payment.

If you have any questions about this, comment below or DM me — I’m happy to help.

Follow me —

You can reach me at:
DM —
CALL — 860-205-8877
EMAIL — [email protected]

03/03/2026

Day 3: Property Taxes.

Property taxes are paid to your local town or city and help fund schools, roads, emergency services, and more.
In Connecticut, they’re often around 1.4%–2.2% of a home’s value per year. In Massachusetts, typically around 0.9%–1.3%.

Your lender usually collects this monthly as part of your payment.

If you have any questions about this, comment below or DM me — I’m happy to help.

Follow me —

You can reach me at:
DM —
CALL — 860-205-8877
EMAIL — [email protected]

03/01/2026

Day 2.5: How mortgage paydown works over time.

On a 30-year mortgage, early payments mostly go toward interest, while a smaller portion reduces your loan balance.
As the years go on, that shifts — and more of your payment starts going toward principal.

This is how loans are structured and why equity builds faster later in the loan.

If you have any questions about this, comment below or DM me — I’m happy to help.

Follow me —

You can reach me at:
DM —
CALL — 860-205-8877
EMAIL — [email protected]

02/28/2026

Day 2: Interest

Interest is the cost of borrowing money from the lender.
Early in the loan, a larger portion of your payment goes toward interest rather than principal.

Understanding this helps explain why loan balance paydown starts slower and increases over time.

If you have any questions about this, comment below or DM me — I’m happy to help.

Follow me —

You can reach me at:
DM —
CALL — 860-205-8877
EMAIL — [email protected]

02/27/2026

What actually makes up your mortgage payment? 🏡

Day 1: Principal.

Principal is the amount you originally borrow to buy the home.
Every payment lowers your loan balance and builds equity over time.

Most buyers don’t realize how important this part is.

If you have any questions about this, comment below or DM me — I’m happy to help.

Follow me —

You can reach me at:
DM —
CALL — 860-205-8877
EMAIL — [email protected]

Address

281 Oakland Road
South Windsor, CT
06074

Telephone

+18602058877

Website

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