Matthew Bell

05/25/2026

To the women and men who selflessly gave the last measure of devotion. We will never forget.

05/02/2026

8 clients closed in April. Here’s what they told me after closing:.

1. Two first-time buyers came to me already under contract with another lender. We beat their rate by a full percent and saved them $7,000 in closing costs. A second opinion isn’t disloyal — it’s smart.

2. Three clients in the $2M–$5M range beat cash offers. How? They showed up fully approved with no financing contingency. Sellers don’t care how you pay — they care that you’ll close.

3. My renovation client wished they’d started their architectural plans weeks earlier instead of cramming everything into the contract period. If you’re planning a build or renovation — start the drawings now.

4. A renovation doesn’t mean you have to move twice. We structured the financing so they stayed in their current home the entire time and we made an exception to exclude their current mortgage from the equation. Other lenders denied them because of that.

Thinking about buying, building, or refinancing? DM me or call (972) 999-1900.

Matthew Bell | NMLS # 665258 | CMG Home Loans | NMLS # 1820 | Branch NMLS # 2428237 | Equal Housing Lender

05/01/2026

Disputing property taxes isn’t hard but you have to know where to start. Quick video on how to get our guide for it.

04/30/2026

Part two of the video where I give you the top 5 things to solve for when your payment changes because of taxes and insurance. Comment Escrow for a checklist

04/30/2026

The age old debate. You know it. I call it the battle between two financial virtues.

Pay down my mortgage faster and save on interest cost? Or keep more money in savings for an event I hope never happens. That’s the noble virtue of liquidity.

The typical mortgage makes you choose. You can’t do both. If you had $300,000 in cash you’d probably invest some and save some. And 90% of people choose to save it and not pay down the mortgage.
Trading one chain for another.

The All In One removes that conundrum. You can rapidly pay down your mortgage and every dollar you put towards principal remains liquid if you need it for that event you never want to happen or for that event you want like a vacation home or private school or college for the kids. This loan wants you to pay it down fast rather than park money in a small savings account doing nothing for you. You can eat your cake and have it too on the All In One

04/27/2026

Luxury Realtors.
Your clients need optionality and speed.

Clients choose our All in One because it flexes with their lifestyle.

Agents love it because it removes barriers normally erected by standard mortgage products.
It’s hands down my favorite product for affluent clients.

04/23/2026

What we’ve been building for our luxury agent partners over years of experience and testing is finally here!

I bring you The Inner Circle. Invitation only. For agents and teams that have exacting standards and don’t fear being seen.��High producing solo agents, teams and groups, the tools that we provide actually elevate your client experience and enrich their experience with you.��We bring prospects and clients that match your ICP.

* Do you prefer to serve Doctors? We connect you into our network to serve doctors.
* Do you want to serve affluent renters who will be buying in the next 6-24 months. We connect you to our network of affluent renters.
* Do you want your clients to have a white glove lending experience that you’ve always wanted to curate but felt powerless to do so?
* Want to have digital mass (presence everywhere) in your local market. We help you be everywhere you want to be. Social, organic, mail, email, paid. The Universe is your limit.
* Want to grow your local outreach by community or city, we partner to expand your reach through outreach, paid ads, social media and Google targeting.
* Do you want to be the expert in your community or subdivision? We bring contact data, demographic and socioeconomic, to help you deepen neighborhood relationships. It’s door knocking, but virtual. Imagine having the ability to reach out to every single homeowner in your area digitally with targeted ADs, email, mailings.
* Optimize databases to never lose a client or prospect to another agent
* Team leaders, want to bring clients, prospects and offerings to your buyers agents and let them dominate while you focus on listings
* Want to enroll your first-time buyers in our curriculum to secure free funds towards their closing
* What if you could walk into a listing presentation knowing everything about your prospects, from their lifestyle, income, mortgage behaviors, affluence?
* We partner to provide all of this for Inner Circle members
Do you serve 15 clients a year or have annual production of $20mil?
DM me “Inner Circle”
Let’s dominate together.�Matt

04/21/2026

We serve three people. Exceptionally well.

The financial advisor protecting a retirement plan from a tax surprise.

The affluent family with financial discipline and savings who need mortgage flexibility, not rigidity.

The luxury agent who wants a lender partner they would trust with their family.

If you see yourself in one of those three — we should talk. Not a pitch. A quiet conversation about how the structure of a mortgage can change the outcome of an estate, a retirement, or a closing.

—
Matthew Bell · NMLS # 665258
theloanadvisory.org · (972) 999-1900

04/21/2026

Welcome to how mortgage should be.
After two decades of closings, I finally named the practice I’d been building all along.

The Loan Advisory isn’t a brokerage. It isn’t a rate shop. It’s a private mortgage advisory for clients who treat capital the way they treat the rest of their estate — deliberately.

Thank you to the advisors, CPAs, and agents who’ve trusted me with the harder conversations over the years. This is what you asked for.

A quieter standard. A more strategic conversation. A lender who thinks like a fiduciary.

If that sounds like the kind of partner you’ve been looking for — the door is open.

—
Matthew Bell
NMLS # 665258
theloanadvisory.org (a team within CMG Financial)

02/02/2026