Karen Throckmorton at Integrity Home Mortgage Corporation

09/29/2026

Closing costs and your down payment are both part of the homebuying process, but they cover different expenses.

Your down payment goes toward the purchase price of the home, while closing costs can include things like lender fees, appraisal costs, title services, taxes, and insurance.

Understanding both can help you better prepare for what you may need upfront.

Have questions about what to expect? Our team is here to help.

Karen Throckmorton
[email protected]
(910) 471-4220

Equal Housing Lender

09/28/2026

Conventional loans are a common financing option for many homebuyers.

Unlike government-backed loans, conventional loans are not insured or guaranteed by a government agency and can offer a variety of financing options for qualified buyers.

Have questions about your mortgage options? Reach out to learn more.

Karen Throckmorton
[email protected]
(910) 471-4220

Equal Housing Lender

09/25/2026

Mortgage rates moved higher as longer dated Treasury yields hit the highest level since 2007 during the week ending September 25, 2026. Southport Branch is an Equal Housing Lender.

Markets in a Minute

09/24/2026

Fed Rates Went Up. Mortgage Rates Don’t Always Follow.

The Fed Made a Move—But Mortgage Rates May Move Differently.

The Fed Raised Rates. Your Mortgage Rate Is a Different Story.

Fed Rates Are Up—but That Doesn’t Mean Mortgage Rates Are.

The Fed Raised Rates. Don’t Assume Mortgage Rates Follow.

Have questions about what this could mean for you or your options? Our team is here to help!

Karen Throckmorton
[email protected]
(910) 471-4220

Equal Housing Lender

09/22/2026

Consider this your sign.

If homeownership is on your mind, your next move can start with exploring your mortgage options and getting a better idea of what may work for you.

Karen Throckmorton
[email protected]
(910) 471-4220

Equal Housing Lender

09/21/2026

FHA loans are insured by the Federal Housing Administration and are designed to help make homeownership more accessible. They may offer lower down payment requirements and more flexible credit guidelines for qualified buyers.

If you’re exploring your mortgage options, an FHA loan could be one to learn more about.

Karen Throckmorton
[email protected]
(910) 471-4220

*All assistance is provided in compliance with FHA guidelines.
*Integrity Home Mortgage Corporation is not affiliated with or acting on behalf of or at the direction of FHA or the Federal government.

Equal Housing Lender

09/18/2026

Higher oil prices, inflation concerns, and expectations for more Fed rate hikes pushed mortgage rates higher during the week ending September 18, 2026. Southport Branch is an Equal Housing Lender.

Markets in a Minute

09/16/2026

Under contract? You’re one step closer to home.

There’s still more to come before closing day, but having the right team by your side can help make the process feel more manageable from start to finish.

Karen Throckmorton
[email protected]
(910) 471-4220

Equal Housing Lender

09/14/2026

Every move starts with a reason. Maybe you need more space, you’re starting fresh, or life is simply taking you somewhere new.

Whatever your reason for moving, we’re here to help you take the next step.

Karen Throckmorton
[email protected]
(910) 471-4220

Equal Housing Lender

09/11/2026

Rates remained elevated during the week ending September 11, 2026, as oil prices pushed higher and inflation worries persisted. Southport Branch is an Equal Housing Lender.

Markets in a Minute