09/15/2026
Swipe through for 4 things I recommend every buyer research before making the move to St. James. ➡️
🏡 How your current cost of living compares
Research how home prices, taxes, utilities, and everyday expenses compare to where you live now.
🌬️ Homeowners, windstorm & hail insurance
Coastal homes can have additional insurance costs, so get quotes early and know what’s covered.
📝 Due diligence fees & the buying process
In NC, the due diligence fee and period give buyers time to inspect and evaluate a home before closing.
🌊 Flood zones & FEMA flood insurance
Not every coastal home is in a high-risk flood zone, but it’s important to know the zone and whether flood insurance is needed.
If you’re considering a move to the area, save this post for later — and reach out if you have questions about the local market or buying process.
