09/12/2023
American Banks are grappling with a substantial challenge.
The larger banks are encountering difficulties.
while the smaller and medium-sized local banks are facing even greater hurdles.
Between 2015 and 2022, banks nearly doubled their lending to landlords, amounting to a staggering $2.2 trillion.
A significant portion of these loans originated from small and medium-sized banks, contributing to the escalation of property prices.
Over the past decade, banks have also expanded their involvement in commercial real estate in unconventional ways, not typically reflected in their balance sheets.
They extended loans to financial firms that, in turn, provided loans to some of the same landlords.
And they invested in bonds backed by similar property types.
As a result, banks' total exposure to commercial real estate has reached a formidable $3.6 trillion.
Equivalent to approximately 20% of their total deposits.
Fortunately, our team possesses the expertise to navigate such crises.
And we're ready to guide you toward freedom through cash flow!
Get in touch today at ExtantInvestment.com