Gryffyn Jernigan, Spokane Realtor

03/08/2024

Hello everyone! As most of you know, I was previously practicing Mortgage Lending and I made the transition to Retail Real-estate late last year.

The last few months have been amazing as I'm closer to the trends of what's going on, and seeing how housing works as both an asset class and an absolute essential part of our lives, it DEFINITLEY is my responsibility to educate since we're never taught this sort of stuff in general education.

I'll start with a general question that frames a lot of stuff for us:

12/27/2021

If you wanted to learn more about the home-buying process, would you prefer to attend in person or a video meeting?

Let me know below! 😁

10/07/2021

If you are going to be good at something, It's always a good idea to seek help.

Most professionals in any field have some sort of coach/mentor, and having the extra bit of accountability helps immensely.
We all need someone to tell us that what we're doing currently is not enough and to push our boundaries for our own sakes.

10/02/2021

Who's got open houses this weekend?

Post them down below, Have a few buyers that might be interested!

09/28/2021

Fun fact: you can report your in time utility payments to Experian and they can add that to your credit score as well!

Talking about purchasing a new home? If so, your credit score has probably come up.

Flawless credit isn’t always necessary to get a mortgage, but buying a house with a good credit score has many benefits, including eligibility for lower interest rates, more loan options to choose from, cheaper mortgage insurance, easier underwriting approvals, better homeowners insurance rates, and more!

You might be asking yourself, “Is my credit good or bad?”, so here’s your scale:

800-850: EXCELLENT

740-799: VERY GOOD

670-739: GOOD

500-669: FAIR

300-499: NEEDS SOME HELP

How do you improve your credit? Here are some of the things you should do to raise your credit score👇🏼

- Pay your bills on time

- Increase your credit limit (if possible)

- Keep your credit utilization low

- Pay late or past due accounts

- Keep unused credit cards open

- Pay back all debts

- Dispute credit report errors

- Pay off accounts with the highest interest rate