06/28/2025
Big news from Mike Benton and the Responsive Mortgage team!
Crypto holders, listen up: your Bitcoin or Ethereum might actually help you qualify for a mortgage now. Yep… seriously.
For the first time, crypto is being recognized as a real asset when applying for a home loan (as long as it’s held on a U.S.-regulated exchange).
Before this, your crypto only counted if you sold it and turned it into cash. But now, Fannie Mae and Freddie Mac are starting to consider it as part of your financial profile — even if you’re just holding.
It’s still new, and we don’t have all the details yet… but this could make homeownership way more accessible for people who’ve been investing in crypto instead of traditional savings.
Stay tuned — I’ll keep you updated as this unfolds! 💥🏡💰