09/15/2026
Big news for manufactured home buyers and sellers!
Freddie Mac now allows conventional financing for certain manufactured homes on land that have been moved from another site.
This can create more options for buyers who may have previously needed a portfolio loan or a much larger down payment. For qualified buyers, conventional financing may be available with as little as 5% down.
That is a big deal.
For buyers, it means more homes may be possible to finance.
For sellers, it means a larger pool of potential buyers and more opportunities to get your home sold.
Of course, the home and buyer still need to meet the loan requirements, including inspections and property guidelines. But this is a great step forward for manufactured housing.
If you are thinking about buying or selling a manufactured home on land in Spokane or Coeur d’Alene, I would be happy to help you look at your options.