10/16/2026
The Housing Market Is Getting More Expensive to Wait Out
Like the Spokane River, the real estate market keeps moving—sometimes swiftly, sometimes with subtle shifts beneath the surface. Lately, higher borrowing costs are reshaping the current, making it more expensive to simply wait on the sidelines. For those weighing the idea of holding off on a home purchase, it’s important to know: home prices aren’t dropping quickly enough to balance out today’s financing rates. That means waiting doesn’t always translate to savings on your monthly payment or the total cost of your new home.
But every bend in the river brings new opportunities. In some neighborhoods—especially where inventory has improved—buyers still have room to negotiate and sellers are eager to make a deal. The takeaway? Deciding when to move forward is about more than just chasing a lower rate. It’s about understanding the full picture: financing, price, and your ability to negotiate.
As your Spokane Real Estate Concierge, I help you navigate these changing waters with clarity and care—so every step you take is informed, resilient, and uniquely yours.