MattC Group

09/02/2026

When arrival becomes an art form.

Schedule a call today!!
https://cal.com/matt-collins

Matt Collins - 937.210.9053 - [email protected]

09/02/2026

Have you seen the headlines about using your 401(k) to cover a down payment?

Tapping it can feel like an easy call, especially if you’ve got a good chunk saved up. But pulling from retirement early can trigger penalties and set back the savings you'll want later on.

But you don’t necessarily have to raid your retirement to buy a home. You’ve got other options, like FHA loans, which let qualified buyers put down as little as 3.5%. And down payment assistance programs can help, too.

So, before you touch your 401(k), talk with a trusted financial advisor. They can help you find the option that fits your goals and your budget.

09/01/2026

Do you realize how much pull you have right now as a buyer?

There are more sellers than buyers on the market right now. That means a lot of sellers know they’ll have to compromise a bit to get their house sold, which leaves you room to negotiate on price and terms.

Of course, exactly how much room you have depends on where you’re looking. But more and more markets are trending in favor of buyers, so let’s chat about what’s going on in our area.

Send a DM, and we’ll turn your negotiating power into a set of keys.

08/31/2026

The ultimate city luxury? A front-row seat to the energy, with a private retreat to come home to.

Schedule a call today!!
https://cal.com/matt-collins

Matt Collins - 937.210.9053 - [email protected]

08/31/2026

Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.

Affordability is definitely a challenge, but that doesn’t mean tapping your 401(k) is your only way in if you want to buy.

If you're considering using your 401(k) savings for a down payment, weigh all your options and talk with a trusted financial advisor before you make any decisions. They’ll help you make a plan to fit your goals and your budget.

Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home.

08/30/2026

A lot of people are hoping for the same thing. Lower mortgage rates. Lower home prices.

The problem? Forecasts show that’s probably not what’s in the cards. At least, not right now.

Mortgage rates aren’t expected to fall dramatically. And at the same time, home prices should keep rising at about the same pace they have been.

Now, that’s not what you wanted to hear, but it doesn’t mean you’re out of options.

Sometimes the best move isn't waiting for the market to change. It's exploring what's still possible right now.

Other people are still making it happen even with rates and prices where they are. Maybe you can too.

Let's talk if you want help thinking it over.

08/29/2026

Public transit = no parking headaches. 🚇 What’s your go-to way to get around the city?

Schedule a call today!!
https://cal.com/matt-collins

Matt Collins - 937.210.9053 - [email protected]

08/29/2026

Sellers Are Cutting Prices To Meet Buyers Where They're At

Right now, sellers are flexible on the price in ways they weren't before. Let’s take advantage of that flexibility.

You may be surprised by what's available – and how willing today's sellers are to work with buyers.

You're scrolling through listings on your phone and everything looks good until you see the price (or the estimated monthly payment). Then you close the app.

08/29/2026

Open house today, 11 AM–1 PM at 3811 Taft Ave in Dayton. 3 bed | 3.5 bath | 2,238 sq ft | finished basement | $338,000.

Stop by anytime in the window — Kari will be onsite, or call/text her at (513) 494-8867.

MattC Group – Powered by eXp Realty | Everyone Is All In

08/28/2026

Open house this Saturday, 11 AM–1 PM at 3811 Taft Ave in Dayton. This 3-bedroom, 3.5-bath townhouse offers 2,238 square feet plus a finished basement, with a first-floor primary suite, fresh paint, and new carpet throughout. Enjoy the large deck and covered pergola out back — listed at $338,000.

Kari will be there to answer questions — stop by, or call/text her at (513) 494-8867.

MattC Group – Powered by eXp Realty | Everyone Is All In