09/17/2026
🏡 DATE THE RATE. MARRY THE HOUSE.
I know interest rates are one of the FIRST things buyers look at right now and with the recent increase, some people may be putting their future plans on hold.
But here’s something to think about…
You can change your interest rate later.
You can refinance if and when rates come down.
You can’t go back and buy the house you loved after someone else bought it.
The right HOUSE is the long-term decision. ❤️
The rate is something that may change along the way.
And waiting for rates to drop isn’t always the money saving move people think it is. If rates fall, more buyers may jump back into the market.. which can mean more competition, fewer seller concessions, and potentially higher home prices.
So instead of asking:
“Should I wait for rates to come down?”
Let’s ask:
“Can I comfortably afford the payment on the right house TODAY?”
If the answer is yes, it may be worth having the conversation.
💍 Marry the house.
💵 Date the rate.
🔑 Refinance the rate when the opportunity makes sense.
Want to know what buying a home would actually look like with TODAY’S numbers? Message me and I’ll help you figure out where to start.
Rachele Pence | Ohio Realtor®
RE/MAX Victory + Affiliates
📲 513-997-8807
