Gershman Mortgage, Springfield MO

Gershman Mortgage, Springfield MO Helping families achieve homeownership is what we do, but supporting communities is who we are 🏡🇺🇸
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NMLS #138063 -- For more licensing information, please visit the NMLS Consumer Access website. Gershman Mortgage offers a wide range of mortgage products, including home loans and refinances, with experienced professionals to get you on the path to home ownership. Springfield, Missouri Loan Officers:
Jack Langley (NMLS #263662)
Kyle Johnson (NMLS #1587399)
Jerry Peterie (NMLS #262334)
Clifford Ive

s (NMLS #298706)
Bruce Monroe (NMLS # 336141)
Brent Bowers (NMLS #1204421)
Stormy Holtzman (NMLS #1195563)
Bobby Otwell (NMLS #1610268)
Christian Estrella (NMLS #2440290)
Evelina Donica (NMLS #1696363)
Kent Kelso (NMLS #712714)
Jeff Widmeyer (NMLS #712711)
Carly Fina (NMLS #2578231)
Brian McCracken (NMLS #2638058)

08/28/2026

Wanting to pay off debt before buying a home? Great idea! But, there’s a little more to it...

Know your monthly debt, savings, and full monthly housing costs— including utilities, Wi-Fi, trash service, and everything in-between.

And before you start closing accounts, talk to your lender! Paying off credit cards will boost your credit score, but if you close them, your credit could take a hit. Certain debts can impact your credit, but with some consideration, they'll bounce back in no time.

There is a lot to consider before buying a home, but don't let that stand in your way. If you have questions, we have answers! We are always happy to help you take the next step.

Andrew Langley Gershman Mortgage
https://www.facebook.com/dakota.price.9212

08/25/2026

Which of these baby lenders would you trust with your deal? 🙊

08/21/2026

You might have your down payment saved… but don’t put the piggy bank away just yet.

If you’re planning to buy in the next 6–12 months, keep saving!

Having a few extra thousand dollars set aside can come in handy when moving costs, lending expenses, or other surprises pop up.

And while you’re at it, keep those credit card balances nice and low— below 20% of your maximum if possible. Your future mortgage application will thank you.

https://www.facebook.com/nicole.jenanian
https://www.facebook.com/kyle.johnson.98478672

08/14/2026

What happens when you start adding personal property to a residential contract?

It can get complicated.

The appraiser has access to the contract, and too much personal property can potentially affect how the transaction—and the property's value—is viewed.

Realtors are focused on the real estate. Lenders are financing the house. So when it comes to furniture, extra belongings, and other personal property, it's usually best to keep those negotiations outside of the residential contract.

🏡 The loan is for the house. Not everything inside it.

https://www.facebook.com/andrew.langley.773

https://www.facebook.com/dakota.price.9212

08/07/2026

We talked to nine Missouri realtors to get their take on using AI in their business.

Some are already using AI in their work. Others are just getting started. All are looking forward to implementing some tools they learned from the Chief AI Wiz, Alejandra Teran!

What are some ways you have been using AI in your business? If you still have a lot to learn, so do we! So what are some ways you think AI could help you business?

Thank you again to all of our wonderful sponsors, Great American Title Company, Hogan Land Title Company, Meridian Title Company, and George Brockman. And a big thank you to all the agents who gave us their thoughts!

08/07/2026

🚨 BREAKING NEWS! 📰💍

There may be a new name in the headlines, but it’s still the same REALTOR® you’ve trusted through showings, contracts, and closings.

Tass Fry is now Tass Matthews! ❤️

Thanks for following along as I start this new chapter. I can’t wait to keep helping families buy and sell homes all across the 417! 🏡

08/07/2026

Shoutout to the Alejandra Teran - Chief AI Wiz 🚀 Ex-Deloitte MD for joining us all the way in little ole SGF for an ai presentation for Realtors! We learned so many new things and have so many more on our list to try - what’s one thing you’re curious about with ai in real estate?

Thank you again to our wonderful incredible AMAZING sponsors Great American Title Hogan Land Title Meridian Title Company George Brockman !! And thank you to all the agents who were able to attend đź’™

07/31/2026

Planning to buy a home in the next 12 months? Focus on these three habits:

💰 Save for more than just your down payment—closing costs and unexpected expenses matter too.
đź’ł Stay current on your credit card payments, and avoid maxing out credit cards
đź’Ľ Keep your job history as stable as possible.

A job change doesn't automatically mean you can't qualify. Depending on your situation, a lender may be able to use a new position if your income and hours are guaranteed.

The sooner you start planning, the smoother your homebuying journey will be!

https://www.facebook.com/andrew.langley.773
https://www.facebook.com/dakota.price.9212

07/24/2026

Not all "pre-approvals" are created equal.

Kyle recently saw a buyer go under contract after working with an online lender who hadn't fully verified their income or documentation. Unfortunately, the deal fell apart because they weren't actually qualified for the loan.

A true pre-approval means your lender has reviewed important documents like:
✔️ Pay stubs
✔️ Tax returns
✔️ Bank statements
✔️ Income and asset documentation

Buyers may confuse pre-qualification and pre-approval. Pre-qualification can be as simple as a conversation about your finances—but it doesn't provide the same level of confidence as pre-approval.

If your lender is asking for documents, it's because they're working to protect your purchase—not complicate it.

https://www.facebook.com/kyle.johnson.98478672
https://www.facebook.com/nicole.jenanian/reels/

Address

1557 E Primrose Street Ste. 100
Springfield, MO
65804

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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