Gershman Mortgage, Springfield MO

06/08/2026

Come join us at this gorgeous home! https://www.flexmls.com/share/E5hqA/1646-W-Caleb-Ct,-Springfield,-MO-65810

Next Thursday !!! Please don’t miss!!!

06/05/2026

A lot of buyers assume they need perfect credit to buy a house — that's not true.

Yes, your credit score impacts your mortgage interest rate (higher score = lower rate), but that’s only one piece of the puzzle.

Lenders also consider:
🏠 Loan type
💵 Down payment
📊 Debt-to-income ratio

And if your credit needs work? Don’t give up. Fixing credit takes effort, but there are professionals and resources designed to help you get mortgage-ready.

The first step is knowing where you stand. Let’s talk!

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05/25/2026

05/15/2026

From contract to closing, lenders are monitoring your credit 👀

Avoid:
❌ New credit cards
❌ Car loans
❌ Furniture financing
❌ Excess spending

Once you can call the house your home, it's time to celebrate! Until then, keep your credit status quo.

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05/06/2026

We had an extraterrestrial Loan Officer visiting us from the Space Branch, hope he had a good time with the earthlings! He might’ve rubbed off on us a bit 😅 It’s always an out of this world experience spending time with , all our Affiliate pals & of course our Realtor friends! This year’s expo was nothing short of a good time 👽🛸💙

05/01/2026

Scrolling Zillow is fun… until you fall in love with a home you can’t afford.

Before you start browsing:
✔️ Know your budget
✔️ Explore payment options
✔️ Get pre-approved

House hunting should be exciting—not heartbreaking.

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04/27/2026

Come see us at the Affiliate Expo a week from today!

04/24/2026

A lot of buyers think they need to pay off every balance before even considering a home purchase—but that’s not always realistic.

What lenders really care about is how you manage your debt over time. Keeping your credit utilization around 30%, making payments on time, and showing consistent, responsible use of credit are what TRULY make the difference.

Strong, long-term credit habits will always matter more than trying to hit a perfect zero balance overnight.

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04/17/2026

What is revolving credit? It’s credit that “revolves” — like credit cards — where you can borrow, pay it down, and use it again.

Revolving credit gets a bad rep — but it can actually help your score.

It might sound odd to recommend opening a new credit card to improve a poor credit score, but here is the key: use it lightly, pay it off on time, and don’t overspend.

Smart usage = stronger credit.

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04/13/2026

Never a better way to spend a Monday than giving back! We were honored to sponsor and participate in this years Dream Factory SWMO Golf Tournament 💙 They are a local organization who grants dreams of children who are critically or chronically ill. Thank you for doing all that you do in our community!