Gershman Mortgage, Springfield MO

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Gershman Mortgage, Springfield MO Helping families achieve homeownership is what we do, but supporting communities is who we are 🏡🇺🇸
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NMLS #138063 -- For more licensing information, please visit the NMLS Consumer Access website. Gershman Mortgage offers a wide range of mortgage products, including home loans and refinances, with experienced professionals to get you on the path to home ownership. Springfield, Missouri Loan Officers:
Jack Langley (NMLS #263662)
Kyle Johnson (NMLS #1587399)
Jerry Peterie (NMLS #262334)
Clifford Ives (NMLS #298706)
Bruce Monroe (NMLS # 336141)
Brent Bowers (NMLS #1204421)
Stormy Holtzman (NMLS #1195563)
Bobby Otwell (NMLS #1610268)
Christian Estrella (NMLS #2440290)
Evelina Donica (NMLS #1696363)
Kent Kelso (NMLS #712714)
Jeff Widmeyer (NMLS #712711)
Carly Fina (NMLS #2578231)
Brian McCracken (NMLS #2638058)

10/09/2026

If you sell your home before your temporary buydown is fully used, you generally don’t just forfeit the remaining funds.

Instead, eligible funds are applied toward your principal payoff, potentially lowering what you owe at closing and leaving more proceeds for your next home.

Always check the details of your specific buydown agreement, but don’t let misconceptions keep you from exploring your options!

Save this for later, and send it to someone who’s thinking about buying or selling!

10/07/2026

Curious how AI can work in your real estate business? Come find out 👀

We’re teaming up with Hogan Land Title and GSBOR to bring Marki Lemons Ryhal to Springfield on October 21st, 4:00 to 7:00 PM at the Sunshine Event Center. You’ll leave with practical tips you can start using right away, plus time to meet her after the presentation.

We’re the drink sponsor, so the lemon drops are on us. Sign up today, we’d love to see you there! Link to register - https://pci.jotform.com/form/262116689688070

10/02/2026

Buying a $300,000 home with 3% down means your down payment is $9,000—but closing costs and prepaids could bring your total cash needed to around $16,000.

That’s where a seller credit can make a big difference.

A $7,000 seller credit could cover eligible closing costs and prepaids, potentially bringing the buyer’s out-of-pocket cash back down closer to just the down payment.

Or, depending on the loan and situation, that credit may be able to be used differently.

Either way, the goal is to understand your options so you’re not walking into your new home with an empty wallet. Because you might need a little cash left over for that new couch.

09/25/2026

Lower payments for the first 2 years? Let's talk some more about 2-1 buydowns!

With 2-1 buydown at a 6.5% qualifying rate, you effectively pay a rate of 4.5% in the first year, 5.5% in the second, and the full 6.5% in the third year and beyond.

A seller credit funds the temporary reduction, with money placed in escrow to cover the payment difference.

If you refinance early, eligible remaining funds may be applied toward your loan balance under the applicable guidelines.

It's one option to explore when you're navigating today's mortgage rates. To learn more, use our Temporary Buydown Calculator at gershman.com, or stop by to talk to our lenders!

09/18/2026

Interest rates got you wishing for the good old days? A 2-1 buydown may be worth discussing.

This strategy can lower your mortgage payment during the first year, then again during the second year, giving buyers some breathing room while they settle into homeownership.

A seller credit may help fund the buydown. Just remember— you still have to qualify using the full interest rate. This isn’t a way to stretch your approval numbers.

Talk with your lender to see whether a 2-1 buydown could make sense for your situation! And visit gershman.com to check what numbers could look like with our Temporary Buydown Calculator!

Every year, Southland Christian Church and Gershman Mortgage come together to honor a remarkable man, Warren Burros. War...
09/15/2026

Every year, Southland Christian Church and Gershman Mortgage come together to honor a remarkable man, Warren Burros. Warren spent his career as a credit counselor with Gershman Springfield, guided by a deep faith and a lifelong love of learning. Though he's no longer with us, his legacy lives on through the students his memory continues to support.

Join us in congratulating this year's scholarship recipients! From left to right: Zoey Smith, Grace Worthy, and Callie Kilgo.

We're proud to carry Warren's spirit forward through these bright young minds. 🎓💙

09/11/2026

Real estate negotiations involve a lot more than just agreeing on a purchase price.

In some situations, offering a little more on the home in exchange for help with closing costs can allow buyers to preserve cash while keeping the monthly payment manageable.

The details matter, and having the right strategy can make a big difference.

Andrew Langley Gershman Mortgage
https://www.facebook.com/dakota.price.9212

09/04/2026

Buying a car, financing furniture, or making a big cash purchase might seem harmless—but while you’re under contract, it could put your mortgage approval at risk.

Before you make a big purchase, open a new credit card, or move money around, talk to your lender first.

Sometimes getting to the closing table means making some temporary sacrifices… like sleeping on a mattress on the floor for a few nights.

Kyle Johnson
Nicole Elizabeth Jenanian Rice

08/28/2026

Wanting to pay off debt before buying a home? Great idea! But, there’s a little more to it...

Know your monthly debt, savings, and full monthly housing costs— including utilities, Wi-Fi, trash service, and everything in-between.

And before you start closing accounts, talk to your lender! Paying off credit cards will boost your credit score, but if you close them, your credit could take a hit. Certain debts can impact your credit, but with some consideration, they'll bounce back in no time.

There is a lot to consider before buying a home, but don't let that stand in your way. If you have questions, we have answers! We are always happy to help you take the next step.

Andrew Langley Gershman Mortgage
https://www.facebook.com/dakota.price.9212

Address

1557 E Primrose Street Ste. 100
Springfield, MO
65804

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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