09/29/2026
“I’m waiting for interest rates to come down.”
And honestly… I get it. A 7% interest rate isn’t exactly exciting. 😂
But here’s the part I think gets overlooked:
The interest rate is only ONE piece of the home-buying puzzle.
Right now, depending on the property and seller, buyers may have more room to negotiate, ask for closing-cost assistance, negotiate repairs, or even explore options like a rate buydown.
And there’s another side to waiting…
If rates drop significantly, you may not be the only person who decides it’s time to buy. More buyers entering the market can mean more competition—and potentially less negotiating power.
That doesn’t mean everyone should rush out and buy a house right now. It means it’s worth looking at YOUR numbers instead of making the decision based on the interest rate alone.
What would your payment actually be?
What could you negotiate?
What assistance might be available?
And does buying make sense for your situation?
Sometimes the right move isn't waiting for the perfect market.
Sometimes it's finding out whether today's market works for you. 🏡
I'm a phone call away!
COURTNEY KIRKPATRICK | SEINER GROUP
📞417-559-3017