Janel Nibert, Realtor - Murney Associates, Realtors

Janel Nibert, Realtor - Murney Associates, Realtors My job is more than helping clients buy and sell their home, it is about building lasting relationships.

Finding a home that fits my clients lifestyle and brings joy to their lives is so meaningful and my driving force everyday.

Happy Mother’s Day! 💐
05/10/2026

Happy Mother’s Day! 💐

Dive into your new home 🏡 + poolside vibes all summer long!‼️Warning, cannonballs may be required at Closing! 😆
04/25/2026

Dive into your new home 🏡 + poolside vibes all summer long!
‼️Warning, cannonballs may be required at Closing! 😆

Honored. Grateful. Blessed. ❤️To be recognized and achieve the Silver Lifetime Award among so many agents that serve our...
03/27/2026

Honored. Grateful. Blessed. ❤️

To be recognized and achieve the Silver Lifetime Award among so many agents that serve our community is truly special. Helping you navigate, understand, and feel confident in your buying and selling journey is something I do not take lightly. Thank you for trusting me with one of life’s biggest investments!

Whether you are a first time homebuyer or you already own and are ready to make a move, here is a list of “To Do’s,” I ...
02/23/2026

Whether you are a first time homebuyer or you already own and are ready to make a move, here is a list of “To Do’s,” I would follow to purchase in 2026! 🏡

1️⃣ Get pre-approved, not just pre-qualified. There is a difference! Prequalification is a rough estimate what you tell your lender. Pre-approval means the lender has pulled your credit, verified your income and reviewed your finances. Sellers take pre-approved buyers seriously. 

2️⃣ Know your actual monthly number. Have the lender breakdown the full monthly picture at two or three different price points so you know what you will be paying and there will be no surprises.

3️⃣ Lockdown your debt to income ratio. If you are carrying car payments, student loans, credit card balances, now is the time to start paying those down.

4️⃣ Check your credit score and fix what you can. Do not make large purchases or open new credit cards while in the process of searching for a home.

5️⃣ Start saving if you haven’t already. Depending on your offer, you may have to put down a down payment and pay for your closing costs. Closing costs usually run about 2%- 4% of the purchase price. 

✨ Be prepared and ready so you can decide on your next purchase with confidence! Start watching the market now and follow your target areas. The more educated you are before writing offers the stronger your position will be! 💪🏻

✨ Save this for when you are ready to make your next move, feel free to share, and most importantly reach out to me! I would love to guide you from start to finish! 🤗

Janel Nibert, Realtor
Murney Associates
Top 300 Real Producer

📧 [email protected]
🖥️ Janelnibert.murney.com

You are ready to begin house shopping, but before you start scrolling through Zillow READ THIS!These 5 mistakes can cost...
02/03/2026

You are ready to begin house shopping, but before you start scrolling through Zillow READ THIS!

These 5 mistakes can cost Buyers thousands of dollars! 😬

1️⃣ Thinking you need 20% down.
YOU DON’T. There are loans with 3% down. Some even 0% down if you qualify! Down payment assistance programs almost exist in every county. That “20% down rule” keeps more people stuck in rentals, thinking they can’t afford a down payment.

2️⃣Waiting for your credit to be perfect.
You don’t need a 700+ score. FHA loans go as low as 580. Conventional can work at 620. Stop waiting for perfect! Speak with a lender and find out where you actually stand. 🗣️

3️⃣ House hunting before you get preapproved.
In this market, the best homes so fast. If you found your dream home but can’t move quickly because you have not been preapproved? Someone else gets it! Get preapproved, then start looking.

4️⃣ MAKING BIG PURCHASES BEFORE CLOSING‼️
That new car. That furniture you just bought. The new credit card you just opened for “rewards.” Any of these can tank your loan approval days before closing! BUY NOTHING. FINANCE NOTHING. Until you have the keys in your hand! 🤝

5️⃣ Waiting for rates to drop. 
Rates are around 6% right now. While you wait, home prices slightly increase overtime.  You’re not saving money. You are losing equity and paying somebody else’s mortgage when renting.

NOTE: You do not have to be rich to buy your first home, you just need to be informed! 🌟
People that win are not always the ones with the largest bank accounts. They are the ones that understand the process, avoid the mistakes, and move with confidence!

Save or share this post with anyone looking to buy! I would be happy to walk them through step-by-step! 🏡 🤗

Janel Nibert, Murney Associates
Realtor
Top 300 Real Producer

📧 [email protected]
🖥️ Janelnibert.murney.com

I have BIG goals for 2026… that includes guiding buyers and sellers through a smooth and successful transaction. 🌟My fav...
02/02/2026

I have BIG goals for 2026… that includes guiding buyers and sellers through a smooth and successful transaction. 🌟

My favorite part of the new year is not knowing what incredible new clients this year will bring me. Every year I look back and think how incredibly blessed I am to be surrounded by some of the best people doing a job I love so much! 🏡

My business primarily comes from past clients and friends referring me and sharing my information and I am greatful for that! If you know someone who wants to make home ownership in 2026 a reality, share this post and let’s make that year a reality! 🎉

If you’re looking for experience that includes:
✔️A clear plan from day one
✔️Strong representation at every showing
✔️An experience that feels stress free
✔️Guidience through closing and beyond
✔️A personal relationship, not just a transaction
Then I know the perfect agent for you! 🌟

Hope to hear from you!! 🤗

Janel Nibert, Murney Associates
Realtor
Top 300 Real Producer
📧 [email protected]
🖥️ Janelnibert.murney.com

Celebrating lastnight at our Murney Pro Awards. 🏅 This Award banquet recognizes agents that put in the hard work, dedica...
01/31/2026

Celebrating lastnight at our Murney Pro Awards. 🏅 This Award banquet recognizes agents that put in the hard work, dedication, and the relationships we build by serving our clients and community. ❤️
I am honored and greatful to receive an award, but most importantly to be trusted by my clients! Thank you for your continued support!

Everyone’s sitting on the sidelines waiting for interest rates to drop.But here’s what they’re missing… THE MATH: Buy To...
01/27/2026

Everyone’s sitting on the sidelines waiting for interest rates to drop.

But here’s what they’re missing…

THE MATH:
Buy Today 6.3%
$500k home, 20% down
Monthly payment, $2,467

Wait 12 months for 5.5%
Same home now $520k
Monthly payment $2,362

You save $105/month but paid $20k more on the house! Takes 15 years to break even. 🫤

What’s happening now:
Rates:6.3%
Inventory: ⬆️ 5.7% from 2024
Days on the Market: ⬆️ 11 days longer up to 60 days
Asking Price vs Sales Price ⬇️ .5 from 2024

You have actual POWER as a Buyer right now!💪🏻
Seller concessions. Price cuts. Closing costs. Inspection repairs handled.

When rates drop to 5.5%, that power vanishes.
Inventory starts to disappear more quickly. Bidding wars begin. Multiple offer situations. 

You will begin to compete with other buyers and the house will be more expensive.

🛑 Stop timing the market and buy strategically! The best time to buy is when you can afford it and negotiate with strength.

✨That time is NOW!

Janel Nibert, Realtor
Murney Associates
Too 300 Producer
📧 [email protected]
💻janelnibert.murney.com

🏡 Hey Buyers, DON’T miss your opportunity for this fantastic walkout basement home listed under $250,000. Schedule your...
01/27/2026

🏡 Hey Buyers, DON’T miss your opportunity for this fantastic walkout basement home listed under $250,000. Schedule your showing now before the snow melts and the demand heats up! 🔥
📧 [email protected]
🖥️ Janelnibert.murney.com

With the freezing temperatures heading our way and potentially large snowfall. Here are a few helpful tips to protect yo...
01/22/2026

With the freezing temperatures heading our way and potentially large snowfall. Here are a few helpful tips to protect your home during the chilly days ahead 🥶

1️⃣ Protect your Plumbing
✅ Let Faucets Drip: To prevent faucets from freezing, allow faucets in prone areas of the home (such as under sinks or exterior walls) to drip slightly
✅ Open Cabinet Doors: Keep kitchen and bathroom cabinet doors under sinks open to allow warmer air to circulate around pipes.

2️⃣ Maintain your Heating System 
✅Replace your HVAC filters and assure your system is running efficiently to avoid breakdowns
✅ Keep your home warm: Set your thermostat to a consistent temperature. Avoid turning the heat off, even if you are not there, to prevent freezing pipes

3️⃣Seal Drafts
✅ Check doors and windows for leaks. A little weatherstrip can go a long way!

4️⃣Check your roof
✅Clean out gutters and inspect the roof to make sure there are no surprise leaks.

Let’s keep you snug and stress-free this winter.
Stay warm and safe out there friends! ❤️

Address

Springfield, MO
65804

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