08/07/2026
THINK YOU NEED 20% DOWN TO BUY A HOME? THINK AGAIN‼️‼️
One of the biggest myths in real estate is that you need a huge down payment to become a homeowner.
If you're a first-time homebuyer or a qualified veteran in Missouri, the MHDC First Place Loan Program may be able to help by offering:
✅ Below-market interest rates
✅ Up to 4% of the loan amount to help with down payment and closing costs (Cash Assistance option)
✅ Financing options with FHA, VA, USDA, and eligible conventional loans
✅ Homes throughout the state of Missouri may qualify, subject to program purchase price and income limits.
If you've been renting and wondering if buying is possible, it may be worth seeing if you qualify. Even if you've owned a home before, you could still be eligible if you haven't owned a primary residence in the last 3 years or if you're a qualified veteran.
📩 Have questions about buying your first home? Send me a message, and I'll help point you in the right direction and connect you with a trusted lender to see what options are available.
