06/11/2026
There is nothing short about a short sale! 🏡
One of the most common questions we get is, “How long does a short sale take?”
The answer: It depends.
Many factors impact the timeline, including:
✅ Loan type
✅ Mortgage servicer and staffing levels
✅ Appraisal scheduling and turn times
✅ Bankruptcy involvement
✅ Title issues or other complications that arise during the process
Our fastest short sales closed in just 7 weeks, while our longest took 17 months. Both were unusual situations. Right now, we’re seeing an average timeline of approximately 5 months from start to finish.
The good news? Most homeowners can remain in their home throughout the process, typically without making mortgage payments. In some cases, homeowners may also qualify for relocation assistance from their lender, although program guidelines and eligibility requirements do apply.
If you’re behind on your mortgage or facing foreclosure, don’t wait to explore your options.
📞 Call STL Short Sales at 636-431-6874 to learn more and discuss your situation.
