Karen Rosenfeld Real Estate

Karen Rosenfeld Real Estate Brokerage - Marr Caruso Realty Group

The interest rate is a critical factor for deciding on which mortgage lender is best for you. But it’s not the end all b...
05/31/2022

The interest rate is a critical factor for deciding on which mortgage lender is best for you. But it’s not the end all be all!

When you’re deciding which lender to work with, make sure to take the following into account along with the interest rate.

-How much are the monthly payments? What fees are rolled into the payments?

-How long is the term? Is it a 15-year or 30-year? Generally speaking, 15-year terms will have lower interest rates.

-Is it a fixed interest rate or is it variable?

-What are the lender fees you’ll have to pay at closing?

Mortgages are complicated. You should make sure you fully understand what each lender is offering because there’s more to them than just the interest rate!

Want more tips like this? Make sure to download your FREE buyer guide! Link in bio.

First-time homebuyers, this one's for you! Property taxes are an important thing to consider when you’re looking at home...
05/30/2022

First-time homebuyers, this one's for you! Property taxes are an important thing to consider when you’re looking at homes because they can add a lot of money to your monthly mortgage payment.

The amount you pay in property taxes depends on the property value and where the property is located since each state and city has a different tax rate.

If you have a mortgage, your property taxes are usually wrapped into your monthly payment. If you’ve paid off your mortgage or bought in cash, you are still responsible for paying the tax–the bill will usually get sent by mail.

When you’re looking at homes, pay attention to the mortgage breakdown to see how the property taxes add up.

Have any other questions about property taxes? Just send me a DM!

Welcome to all the new faces out there! I thought I should introduce myself. - I previously worked in Real Estate Accoun...
05/29/2022

Welcome to all the new faces out there! I thought I should introduce myself.

- I previously worked in Real Estate Accounting

- I LOVE coffee

- I am also a photographer!

- I have been to 20 US States

- I have traveled to 12 countries

- I also love pizza and wine!

Now I want to know more about you! Tell me your favorite show or Starbucks drink in the comments!

Rent keeps going up… But then so do home prices. Kind of feels like a rock and a hard place, right? I get it. It’s hard ...
05/28/2022

Rent keeps going up… But then so do home prices. Kind of feels like a rock and a hard place, right?

I get it. It’s hard to see which decision is the right one for you–which move is the right one?

My recommendation? Get those finances together and understand exactly what your debt-to-income ratio is and how much you could potentially spend on a mortgage and down payment.

Then get in touch with a real estate agent. They’ll be able to give you the inside scoop on your local market for both renting and buying. Once you get all the info, you should be able to make a more informed decision.

And hey, if you’re still stuck between renting and buying, you might as well take advantage of our super low interest rates right now.

Want to know what’s going on with our local market? Just send me a DM!

Open House!⁠⁠Please note the new time.Saturday, May 28th, 2022⁠1 PM - 3 PM⁠104 Woodside Green  #2, Stamford, CT 06901⁠⁠W...
05/28/2022

Open House!⁠

Please note the new time.

Saturday, May 28th, 2022⁠
1 PM - 3 PM⁠
104 Woodside Green #2, Stamford, CT 06901⁠

Wonderfully spacious studio with a separated bedroom area in a steller location. Move in ready with a full kitchen, attached counter peninsula/eating bar, and defined dining space. Additionally, you have your own private entrance and patio along with a beautiful common outdoor area that includes mature trees, a gazebo, picnic tables, and grills. Excellent location, within walking distance to Ridgeway shopping center, Scalzi Park, public transportation, and conveniently located to both the Merritt Parkway and I-95. This is the perfect alternative to renting or a great investment property to add to your portfolio. Act quickly because this listing will not last, schedule a showing today!⁠

Link in my bio to see more!⁠

Or send me a message at 475-216-9720 for a private showing.⁠

Pop Quiz! What flooring will increase your home’s value?If you said hardwood, then you get an A+. Hardwood floors sell. ...
05/27/2022

Pop Quiz! What flooring will increase your home’s value?

If you said hardwood, then you get an A+.

Hardwood floors sell. The stats show that homes with hardwood floors sell faster and for more money! Because hardwood floors are high quality and last for years, buyers are willing to pay more for hardwood.

But hardwood isn’t an option for every seller because it can get pricey. But you can still make your flooring boost your home value by doing the following:

-Make the flooring cohesive throughout the living area (This is big for buyers!)

- Opt for hard surfaces (wood, vinyl, laminate) over carpet

- Carpet is okay in bedrooms if you have a limited budget

For more tips like this, make sure you’re following me!

Source:

Peanut butter and jelly, chocolate and caramel, wine and The Bachelor…They all go together almost as well as coffee and ...
05/26/2022

Peanut butter and jelly, chocolate and caramel, wine and The Bachelor…

They all go together almost as well as coffee and ambition!

And if it’s your ambition to buy or sell a house, let’s go get coffee so we can scheme together.

Send me a DM so we can set up our coffee + ambition date!

POP QUIZ! Which home improvement project has the best return on investment? Write your answer in the comments.Did you ch...
05/25/2022

POP QUIZ! Which home improvement project has the best return on investment? Write your answer in the comments.
Did you choose answer B, “replacing the garage door”? Because if you did, you’re spot on!

Why would a garage door have the best ROI? Well, they function better and can seriously boost the curb appeal for your home. The average cost is around $4,000 and you can expect to recover 94% of your investment when you sell.

A minor kitchen remodel would set you back $26,214, but will only get you 72% in value.

Meanwhile a wood deck will run $16,766, and you'll recoup 66% of that expense.

Siding will help your home look better, but at an average cost of $16,576, you’ll get just a 68% ROI.

Replacing the garage door is a clear winner here, with the highest ROI by 22%!

Send this post to your friends to see if they get the answer. I’m betting they won’t!

Pro tip: don’t sell your home without asking these questions!Getting the right real estate agent is probably the most im...
05/24/2022

Pro tip: don’t sell your home without asking these questions!

Getting the right real estate agent is probably the most important thing you can do to sell your home. A good real estate agent will make the process easy and relatively painless. A bad real estate agent… well, you’ve heard the horror stories.

That’s why asking these questions during agent interviews is so important.

I always recommend sellers interview at least 3 agents before selecting one so you can find an agent that whose personality and process works for you.

Want more tips like this? Grab your FREE copy of the seller guide. Link in bio!

For the buyers out there, the market can be really tough. That’s why making your offer as attractive as possible is so i...
05/23/2022

For the buyers out there, the market can be really tough. That’s why making your offer as attractive as possible is so important. SWIPE to see the tips!

These 7 tips will make your offer look very interesting to the seller.

An offer hitting all of these points shows that you’re serious about buying the house and will be willing to work with the seller to make it happen.

So if you really want that house, follow these tips!

Make sure to save this post so you can get the home of your dreams!

Open House!⁠⁠Saturday, May 28th, 2022⁠10 AM - 12 PM⁠104 Woodside Green  #2, Stamford, CT 06901⁠Wonderfully spacious stud...
05/23/2022

Open House!⁠

Saturday, May 28th, 2022⁠
10 AM - 12 PM⁠
104 Woodside Green #2, Stamford, CT 06901

Wonderfully spacious studio with a separated bedroom area in a steller location. Move in ready with a full kitchen, attached counter peninsula/eating bar, and defined dining space. Additionally, you have your own private entrance and patio along with a beautiful common outdoor area that includes mature trees, a gazebo, picnic tables, and grills. Excellent location, within walking distance to Ridgeway shopping center, Scalzi Park, public transportation, and conveniently located to both the Merritt Parkway and I-95. This is the perfect alternative to renting or a great investment property to add to your portfolio. Act quickly because this listing will not last, schedule a showing today!

Link in my bio to see more!⁠

Or send me a message at 475-216-9720 for a private showing.⁠

Address

1177 High Ridge Road
Stamford, CT
06905

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