Universal Settlement Services of PA, LLC.

Universal Settlement Services of PA, LLC. We are a woman-owned real estate settlement company with offices in State College, Altoona, Muncy, Lewistown, Clearfield and Ebensburg
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NO “JUNK” FEES
Keep your money where it belongs - in your pocket. We believe in never charging for things like notary fees, wire transfer, overnight packages, or "doc prep". FLEXIBLE SCHEDULING
Your time is valuable to us, too! We're committed to making every effort to close when and where is most convenient to you. Check with our Client Coordination Team about scheduling your closing anywhere in

PA and what times work best for YOU. SUPERIOR CUSTOMER SERVICE
Don't be left in the dark! You deserve to be kept up to date about the status of your file. You'll receive personalized updates as your file makes its way through the process and onto the closing table.

Refi Checkup: Is your title still clean? 💜Even if you’ve owned your home for years, your refinance still requires title ...
06/04/2026

Refi Checkup: Is your title still clean? 💜

Even if you’ve owned your home for years, your refinance still requires title work. Over time, small issues can show up on paper. Things like a lien that needs released, a recording error, or an ownership update that needs to be clarified.

That’s where we come in. Our team reviews the title, helps clear up any issues that pop up, and keeps the process moving so your refinance can stay on track.

Have a refi coming up and want to know what to expect on the title side? Reach out. We’re happy to help. 💜

Only a few days left! Don’t miss your chance to vote for Centre County Favorites! 💜If Universal Settlement Services has ...
06/02/2026

Only a few days left! Don’t miss your chance to vote for Centre County Favorites! 💜

If Universal Settlement Services has helped make your closing smooth, we’d be honored to have your vote. You can vote once per day until voting closes!

Go to 👇🏻 https://f.mtr.cool/xshzmrszjc
Real Estate > Title Company > Universal Settlement Services

Remember, you can vote every day! Thank you so much for being part of our community💜💜💜

Happy Homeownership Month! 💜Here’s to the keys, the happy dances in empty living rooms, the “we did it!” moments, and th...
06/01/2026

Happy Homeownership Month! 💜

Here’s to the keys, the happy dances in empty living rooms, the “we did it!” moments, and the fresh start that comes with a new front door. Homeownership is a big deal and we’re honored to be part of the journey. 💜💜💜

What does title insurance REALLY protect you from? 💜When you buy a home, you’re not just buying the house. You’re buying...
05/28/2026

What does title insurance REALLY protect you from? 💜

When you buy a home, you’re not just buying the house. You’re buying its history. And sometimes, issues from the past don’t show up until later.

Title insurance can help protect homeowners from certain hidden problems like:
🖤Unknown liens or judgments attached to the property
🖤Errors in public records (typos, missing info, filing mistakes)
🖤Forgery or fraud in past documents
🖤Missing heirs or ownership claims that create disputes
🖤Improperly recorded documents that can cause complications down the road

Our job is to do thorough title work upfront to help prevent surprises. Title insurance adds an extra layer of protection. So you can move forward with confidence long after closing day. 💜

✨ Meet the Team: Gina Feather ✨If you’ve ever walked into Universal and immediately felt welcomed, there’s a good chance...
05/26/2026

✨ Meet the Team: Gina Feather ✨

If you’ve ever walked into Universal and immediately felt welcomed, there’s a good chance you’ve met Gina Feather, our Receptionist, resident barista, and cookie baker💜

Gina has been with Universal for 2½ years (starting in September 2023), and her favorite part of the job is getting to meet clients. Especially first-time homebuyers who come in excited to purchase their very first home.

Outside of the office, Gina has been married to her husband Chad for 35 years and is a proud mom to two adult sons.
Nicholas, who is married to Brittany, and their grandpuppy Millie. They recently bought their first home together in Duncannon
Ryan, who lives in Virginia, is a teacher, and volunteers on mission trips. Gina is very proud of both of her boys!
Gina’s family also includes two rescue dogs, Grace (her baby) and Bailey. In her free time, she loves reading and spending time with family.

Before joining Universal, Gina worked as a secretary at Kulig Chiropractic and she brings that same care, organization, and friendly service to our clients every day.

We’re so lucky to have you, Gina! 💜

Happy Memorial Day from all of us at Universal Settlement Services. 💜Today, we honor and remember the men and women who ...
05/25/2026

Happy Memorial Day from all of us at Universal Settlement Services. 💜

Today, we honor and remember the men and women who made the ultimate sacrifice in service to our country. Wishing you a meaningful day of remembrance, gratitude, and time with loved ones.

What can delay a closing? 💜Most closings go smoothly, but a few common issues can slow things down if they pop up late i...
05/21/2026

What can delay a closing? 💜

Most closings go smoothly, but a few common issues can slow things down if they pop up late in the process.

Here are some of the biggest causes of delays:
💜Title issues that need cleared up (liens, judgments, recording errors, missing documents)
💜Lender timing (final underwriting conditions, last-minute document requests)
💜Appraisal or repair negotiations that aren’t finalized
💜Missing paperwork or signatures (including HOA/condo items when applicable)
💜Funding timing, especially wires that arrive late or need verification
💜Major last-minute changes (new credit, big purchases, employment changes)

The good news: most delays are avoidable with early communication and quick follow-through. If you ever have a question during the process, reach out. Our team is here to keep your closing on track and as stress-free as possible. 💜

Things That We Love: Clear Communication 💜Real estate has a lot of moving parts and the difference between stressful and...
05/19/2026

Things That We Love: Clear Communication 💜

Real estate has a lot of moving parts and the difference between stressful and smooth is often simple: communication.

We believe in keeping you informed, answering questions quickly, and making sure you always know what’s next.

Clear. Consistent. Proactive.

That’s how we help closings stay on track and clients feel confident every step of the way.

Centre County Favorites Voting is Open Until June 5th.We were so grateful you voted us as your Favorite Title Company 20...
05/18/2026

Centre County Favorites Voting is Open Until June 5th.

We were so grateful you voted us as your Favorite Title Company 2024 & 2025 💜 This year please help us defend our title!

The link to vote is in the comments. Remember, you can vote every day! Thank you so much for being part of our community💜💜💜

What should you bring to closing? Here’s the quick checklist 💜To help your closing day go smoothly, come prepared with:🖤...
05/14/2026

What should you bring to closing? Here’s the quick checklist 💜

To help your closing day go smoothly, come prepared with:
🖤A valid photo ID (make sure it’s not expired
🖤Certified funds if needed (cashier’s check or wire, always verify wiring instructions directly with our office
🖤Any items your lender requests ahead of time (if applicable
🖤And of course, any questions you have. We’ll take the time to explain what you’re signing and what it means.

If you’re unsure about what you need for your specific closing, reach out to our team. We’re happy to help you feel ready and confident.

Address

1423 North Atherton Street
State College, PA
16803

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Website

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