Joni Teaman Spearly Team - Kissinger Bigatel & Brower - Real Estate

09/24/2026

🏡 Centre County Market Update!

The market is moving! This past week brought 39 new listings, 18 pending sales, and 21 sold properties across Centre County.

Thinking about buying or selling? We’re here to help you make sense of the market and your next move! ❤️🏡

Joni Teaman Spearly Team | Kissinger Bigatel & Brower REALTORS
814.234.4000 ext 3123 | direct: 814-280-5699

09/24/2026

186 Norman Avenue gathered a lot of attention when it came on the market. Joni successfully generated a lot of interest for her sellers and they had a terrific outcome! Officially SOLD!

Joni Teaman Spearly Team | Kissinger Bigatel & Brower REALTORS
814.234.4000 ext 3123 | direct: 814-280-5699

09/24/2026

Losing a home can make buyers grieve the kitchen, the block, and a future they had already pictured.

Then comes the urge to change everything. Spend more. Search farther away. Give up on the features that mattered.

Pause before you do that.

One house can reveal a useful adjustment. It should not automatically erase the thoughtful decisions that shaped your search.

Joni Teaman Spearly Team | Kissinger Bigatel & Brower REALTORS
814.234.4000 ext 3123 | direct: 814-280-5699

09/23/2026

🏡 FEATURED PROPERTY | 178 Ash Circle, Centre Hall, PA 🏡

💰 Offered at $45,900!

Looking for an affordable, move-in-ready home in a convenient Centre County location? This nicely maintained 1998, 16' x 80' mobile home in the desirable Black Hawk Park community may be just what you’ve been waiting for!

✨ 3 Bedrooms | 2 Full Baths
✨ Newer metal roof
✨ Newer water heater
✨ Central air & interior updates
✨ Covered front & rear porches
✨ Level, shaded lot with mature trees
✨ 3 large storage sheds
✨ Lot rent $520/month, including water

Enjoy comfortable living with plenty of storage and outdoor space, all just minutes from downtown Centre Hall, shopping, dining, recreation, and everyday conveniences.

🌿 Affordable. Well cared for. Conveniently located.

Interested parties must receive park approval. Website link: https://buff.ly/WcRm5wl

Represented by Joni Teaman Spearly – Kissinger Bigatel & Brower REALTORS® – 814-234-4000 ext. 3123 or 814-280-5699.

Home for sale at 178 Ash Cir Centre Hall, PA 16828, with MLS PACE2519284.

09/23/2026

The right concession depends on the problem the buyer needs to solve.

A lower price reduces the amount financed, but the monthly difference may be smaller than expected.

A seller credit toward allowable closing costs can help a buyer keep more cash available at closing.

A seller funded rate reduction may change the payment more, but the benefit depends on the loan, rate structure, time horizon, and lender rules.

For any specific home, I want the lender to run all three scenarios with the same assumptions. Then we can compare cash due, monthly payment, and the longer term cost side by side.

Which would matter more to you: less cash at closing or a lower monthly payment?

Joni Teaman Spearly Team | Kissinger Bigatel & Brower REALTORS
814.234.4000 ext 3123 | direct: 814-280-5699

09/22/2026

Lindsey is delighted that her cabin listing is SALE PENDING!

Joni Teaman Spearly Team | Kissinger Bigatel & Brower REALTORS
814.234.4000 ext 3123 | direct: 814-280-5699

09/22/2026

Tell US!

Joni Teaman Spearly Team | Kissinger Bigatel & Brower REALTORS
814.234.4000 ext 3123 | direct: 814-280-5699

09/22/2026

FAMILY GROUP CHAT

We want to help with the down payment ❤️

Amazing. Before any money moves, can we talk through four things?

QUESTION 1:

Is the money a gift or a loan?
Your lender needs the real answer, not the easiest answer.

QUESTION 2:

When will the funds arrive?
Timing can affect documentation and closing plans.

QUESTION 3:

What paperwork will be required?
Ask the lender before anyone transfers funds.

QUESTION 4:

Does the help come with expectations?

Talk openly about location, budget, ownership, and decision making.
Some questions belong with your lender.
Some belong with an attorney or tax professional.
All belong in the conversation before the offer.

Joni Teaman Spearly Team | Kissinger Bigatel & Brower REALTORS
814.234.4000 ext 3123 | direct: 814-280-5699

09/21/2026

We can tell you what we observe about the property and help you find reliable resources. Your job is to decide whether the area works for the way you live.

Before making an offer, try this quick neighborhood check:

-Visit at two different times of day.
-Test the route to work, school, or the places you use every week.
-Read local forums for recurring themes, not one dramatic comment.
-Verify anything important with official or first-party sources.
-Walk or drive the immediate blocks and pay attention to noise, traffic, parking, and activity.

– If we haven’t met yet, we are the Joni Teaman Spearly Team, your local real estate agents in State College, PA, and the surrounding area.

Joni Teaman Spearly Team | Kissinger Bigatel & Brower REALTORS
814.234.4000 ext 3123 | direct: 814-280-5699

09/20/2026

OPEN HOUSES, Sunday, Sept. 20th! Each photo has the address and time of the Open House and you can learn more about each of these properties by visiting our website or by call US at 814-280-5699.

Joni Teaman Spearly Team | Kissinger Bigatel & Brower REALTORS
814.234.4000 ext 3123 | direct: 814-280-5699