Block Appraisals

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New blog post: How Appraisers Determine ANSI Z765 Gross Living Area In 2026ANSI Z765 gross living area is the finished, ...
04/15/2026

New blog post: How Appraisers Determine ANSI Z765 Gross Living Area In 2026

ANSI Z765 gross living area is the finished, above-grade space in your home measured from the exterior walls. Under ANSI Z765-2021, a room only counts as GLA if it checks every item on a strict list. Miss one, and that square footage drops off the appraisal report entirely. ANSI Z765 gross living area includes only […]

The post How Appraisers Determine ANSI Z765 Gross Living Area In 2026 appeared first on Block Appraisals .

ANSI Z765 gross living area rules determine what qualifies as GLA in your appraisal. See coverage, exclusions, and value impact. Read now.

New blog post: Home Appraisal Measurement Process: How It Actually Works In 2026The home appraisal measurement process d...
04/14/2026

New blog post: Home Appraisal Measurement Process: How It Actually Works In 2026

The home appraisal measurement process determines how much livable space your property has, and that number controls your appraised value more than almost anything else. An appraiser doesn’t eyeball your square footage. They follow a strict national standard called ANSI Z765-2021, which both Fannie Mae and Freddie Mac now require for every single-family residential loan. […]

The post Home Appraisal Measurement Process: How It Actually Works In 2026 appeared first on Block Appraisals .

Learn how the home appraisal measurement process works in 2026, from ANSI Z765 standards to GLA calculations. Costs, timelines, and tips.

New blog post: Understanding The Retrospective Appraisal ProcessA retrospective appraisal determines a property’s fair m...
03/25/2026

New blog post: Understanding The Retrospective Appraisal Process

A retrospective appraisal determines a property’s fair market value as of a specific date in the past. Unlike a standard appraisal that tells you what your home is worth today, a retrospective valuation reconstructs what it was worth on a prior date, using only data that existed at that time. You’d typically need one for […]

The post Understanding The Retrospective Appraisal Process appeared first on Block Appraisals .

What is a retrospective appraisal, and when do you need one? Learn the process, costs, and how to hire the right appraiser in 2026. Read now.

New blog post: What Is the Difference Between Appraised Value And Replacement Cost? (2026)Your home’s appraised value an...
03/23/2026

New blog post: What Is the Difference Between Appraised Value And Replacement Cost? (2026)

Your home’s appraised value and its replacement cost are two completely different numbers. Confusing them is the most common reason homeowners end up underinsured after a fire, flood, or storm. The appraised value is what the market would pay for your property today, land included. Replacement cost is what it would take to rebuild the […]

The post What Is the Difference Between Appraised Value And Replacement Cost? (2026) appeared first on Block Appraisals .

Appraised value and replacement cost are not the same number. Learn why confusing the two leaves homeowners underinsured, and how to get.

New blog post: How To Get A Home Appraisal For Divorce In ManhattanA home appraisal for divorce in Manhattan is a profes...
03/09/2026

New blog post: How To Get A Home Appraisal For Divorce In Manhattan

A home appraisal for divorce in Manhattan is a professional property valuation used to determine fair market value when dividing marital assets. A licensed appraiser conducts an on-site inspection, reviews recent comparable sales in the local market, and delivers a written report estimating what the home is worth. In Manhattan, this process typically costs between […]

The post How To Get A Home Appraisal For Divorce In Manhattan appeared first on Block Appraisals .

A proper home appraisal for divorce in Manhattan can make or break your settlement. Get it right and protect what's yours. Contact us today!

New blog post: How Long Do Appraisals Take In New York?Real estate appraisals in New York typically take 3 to 14 busines...
03/07/2026

New blog post: How Long Do Appraisals Take In New York?

Real estate appraisals in New York typically take 3 to 14 business days after the initial property inspection, though complex commercial properties can extend to 3–4 weeks. The exact timeline depends on property type, market conditions, appraiser availability, and lender requirements. Residential appraisals (homes and condos) average 5 to 10 business days, commercial appraisals run […]

The post How Long Do Appraisals Take In New York? appeared first on Block Appraisals .

New York appraisals typically take 7-10 days. Learn what affects the timeline, what to expect, and how to speed up the process. Call us now!

New blog post: How Do Appraisers Work With Lenders In New York?Appraisers work with lenders in New York by providing ind...
03/05/2026

New blog post: How Do Appraisers Work With Lenders In New York?

Appraisers work with lenders in New York by providing independent property valuations that lenders rely on to approve mortgage loans, verify collateral value, and meet federal regulatory requirements. This relationship involves direct communication about assignment standards, review criteria, and compliance guidelines, typically coordinated through a Chief Appraiser, an Appraisal Management Company (AMC), or a lender’s […]

The post How Do Appraisers Work With Lenders In New York? appeared first on Block Appraisals .

Learn how appraisers collaborate with lenders in New York to determine property value and secure your mortgage. Contact us today!

New blog post: Can You Get A Mortgage Without An Appraisal In Manhattan?Most mortgage lenders require a professional app...
03/03/2026

New blog post: Can You Get A Mortgage Without An Appraisal In Manhattan?

Most mortgage lenders require a professional appraisal before approving a loan on Manhattan property; you generally cannot skip this step when financing a purchase. However, if you’re buying with cash, an appraisal is not legally required, though it’s still strongly recommended. An appraisal determines the fair market value of a property by reviewing comparable sales, […]

The post Can You Get A Mortgage Without An Appraisal In Manhattan? appeared first on Block Appraisals .

Getting a mortgage without an appraisal in Manhattan is possible in some cases. Learn what qualifies and how to apply for a waiver. Call us!

New blog post: What Is An Appraisal?An appraisal is a professional, independent assessment of a property’s current fair ...
03/01/2026

New blog post: What Is An Appraisal?

An appraisal is a professional, independent assessment of a property’s current fair market value, conducted by a licensed appraiser. During the process, the appraiser inspects the property in person, evaluating its size, condition, features, and recent upgrades, then compares it against recent sales of similar properties in the area to arrive at a credible opinion […]

The post What Is An Appraisal? appeared first on Block Appraisals .

Learn what an appraisal is and how it determines your property's true market value. Get insights. Decide confidently. Read more now!

New blog post: How Much Do Commercial Appraisals Cost?Commercial appraisals typically cost between $2,500 and $25,000+, ...
02/27/2026

New blog post: How Much Do Commercial Appraisals Cost?

Commercial appraisals typically cost between $2,500 and $25,000+, depending on property type, complexity, and report scope. Small single-tenant retail or office properties range from $2,500 to $6,000, mid-market multifamily and industrial assets run $5,000 to $12,000, and larger institutional or mixed-use properties start at $10,000 and can exceed $25,000. Special-use assignments like litigation support or […]

The post How Much Do Commercial Appraisals Cost? appeared first on Block Appraisals .

Commercial appraisals vary in cost based on property type, size, and location. Find out what drives pricing and how to save. Schedule today!

New blog post: Understanding Income-Restricted Housing in New York CityA Comprehensive Guide to HDFCs and Affordable Hom...
01/01/2026

New blog post: Understanding Income-Restricted Housing in New York City

A Comprehensive Guide to HDFCs and Affordable Homeownership Programs New York City’s affordable housing landscape includes several distinct programs designed to create and preserve homeownership opportunities for low- to moderate-income residents. Among these programs, Housing Development Fund Corporation cooperatives, commonly referred to as HDFCs, represent one of the City’s most important and technically complex affordable […]

The post Understanding Income-Restricted Housing in New York City appeared first on Block Appraisals .

A Comprehensive Guide to HDFCs and Affordable Homeownership Programs New York City’s affordable housing landscape includes several distinct programs

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