Gina's Realty

01/26/2025

Check Out Our Listings On https://ginamillerrealestate.horse For All Photos and The Gina Miller Realty Company For Listings, See You There!!

12/19/2024

Merry Christmas, Family & Friends. We Wish All Of You A Very Blessed, & Joyful Christmas. I Hope You Have A Heart Full Of Peace.

11/10/2024

Potential Home Owner, If You are Looking At A Foreclosure As A First Time Home Purchase, Please Keep In Mind That The Majority Of These Homes Can Not Be Financed Through USDA, FHA, Nor VA Loans. Those Loan Types Require The Home Be Ready To Occupy Right Now Meaning Before Closing Of The Sale. Homes That Are Foreclosures Generally Require Repairs That The Seller Is Not Willing To Do Which Is Why The Home Has A Listed Price For The Property In Its Current Condition As It Is Today. You Will Need To Seek Other Types Of Financing In Order To Purchase These Homes.

11/08/2024

Bring Something To The Table-Closing Table That Is. Did You Know Regardless Of Your Choice Of Financing Type- Paying Some Money Down Could Actually Save You Quite A Bit Of Money. Yes It's True, You Could Eliminate Mortgage Insurance. Really, We Work So Hard For Our Earnings So Why Throw It Away On Something We Could Pay Off Or Eliminate Quicker. Another Great Option-Pay Your Mortgage Bi-Weekly. Cut That Payment Up In 2 Payments Of The Amount Of Your Monthly Mortgage. You May Want To Contact Your Lender On This To Get It Set Up Or If You Are Self Discipline-Just Make Sure The Total Amount Of The Monthly Mortgage Is Paid By The Due Date. Try It & See How Much You Will Actually Save! Ready To Purchase Your Next Home?? I Would Love The Opportunity To Work With You To Do Just That! Contact Me, Gina Miller-REALTOR

11/05/2024

Family, Friends, Neighbors & All. If You Have Not Voted Be Sure & Do So Tomorrow. Don't Ever Think Your 1 Vote Won't Make A Difference-It Does! Those " Just My Vote" Will Not Make A Difference- Certainly Add Up Very Fast When Others Think The Same About Their Vote. You Matter-It Matters!

10/15/2024

There's Not Many Months Left In The Year Of 2024-Yes 2025 Is A Blink Away. If Purchasing Your First Home Is One Of Your Goals For This Year~Then Theres No Time To Spare! If You Can't Find "The Home Of Your Dreams" That's Okay, Few Of Us Will Ever Truly Find That! A Home Is A Home Because Of Who You Share It With. So Whether Is A Fixer-Up Or Ready To Occupy House-YOU Are The One Who Makes It A Home. Purchasing A Home May Strengthen You Monthly/Yearly Budget Compared To Renting A Home. It May Leave You With More Money To Purchase Food & Necessities! Are You Ready To Purchase Your Future Home Today?? Gina Miller-REALTOR

10/13/2024

Buyers, Remember To Get Your Pre-Approval Or Loan Letters From Your Lender Prior To Viewing Homes. These Are Required Along With Buyer's Agency Contracts Before We Can Even Begin To Show Homes. A Lot Of Buyers Like To View Homes Over The Weekend So Be Sure & Get Those Loan Approval Or Proof Of Funds Letter Early! Those Loan Approval Letters Contain Some Very Critical Information Regarding The Approved Financing For You As The Buyer. Even Though You- The Buyer May Be Approved, The Home You Select May Not Be Able To Pass Inspections Your Loan Is Requiring. In That Case If Seller/Buyer Are Not Able Or Willing To Make Repairs That May Be Needed, Buyer May Need To Purchase With Cash(Proof Of Funds) Seek Other Types Of Financing Or Select Another Home That Can & Will Pass Those Inspection The Loan Will Require. Always Come To The Table Prepared. Need A Gina Miller-REALTOR 573-344-9225

10/12/2024

Purchasing A Home Without A Visual Inspection?? Especially You As The Buyer?? Surprises Can Be Fun-But Much To Risky When Its Such A Big Investment!! Home Is More Than A Place To Lay Your Head Much, Much, More. If You Are Moving From Out Of Town, Out Of State, Or The Other Side Of The World-Please View Your Next Home. It's Great To Have A Home Inspection Or A Family, Friend To View The Property But If The Property Is To Be Your HOME-Check It Out First. Does It Meet You & Your Family's Needs? Most Important Does It Feel Like HOME? Is HOME Calling You? If So Call Us-We Would To Work With You & Get You HOME.

09/21/2024

Real Estate Inventory Of Available Properties Is Still Very Low. If You Are Seeing Homes That Have Been On The Market For A Long Period Of Time In This Real Estate Environment~ There Are Causes For That. It May Need Repairs That The Seller Isn't Willing To Make & Therefore Home Won't Pass Inspections Needed For Certain Loan Programs. So It May Need To Be A Cash Sale Or In-House Loan That Generally Require A Little More Money Down. Then It May Be A Foreclosure Or Bank Owed Property. Sometimes With Foreclosures The Home Must Sell At The Current Appraisal Price. There Could Reductions To The Foreclosed List Price But It Could Months Later, And This Can Add Days On The Market. If You Are Interested In These Types Of Properties You Must Have A Proof Of Funds Letter Or A Loan Approval Letter For A Loan That Will Not Require Repairs-Before Viewing Or Submitting An Offer. In Real Estate, Being Fully Prepared & Ready To Purchase Are The Rules In The Real Estate Game. Ready To Purchase?? Gina Miller Realty 573-344-9225

06/18/2024

Very Limited Supply Of Homes Continues To Be The Status Of Real Estate Today. Rising Cost Of Living Is Another Dilemma We all Seem To Be Apart Of. If You Are Wanting To Purchase A Home & Are Quite Handy At Repairs & Remodeling, Why Not Purchase A Home In Need Of Repairs & Care?? You May Actually Find Your Diamond In The Rough In That Home In Need Of Attention. Gina Miller-REALTOR 573-344-9225 Let's Find You One Today!

02/25/2024

Friends, Do You Need Insurance For Your Home, Rental Properties, Manufactured Homes, & Much MUCH More?? Call Me 573-695-2225 facebook.com/ginamillersinsurance

Insurance For Your Home, Auto, Business, Health & Life In Missouri & Arkansas