Ian McKenzie - Keller Williams Brazos West

06/10/2026

🏡 NOW FOR SALE — 1429 Trading Post Dr, Fort Worth, TX 76131

✅ 4 Bedrooms | 2.5 Baths | 2,372 Sq Ft | Built 2003
✅ Primary suite on the FIRST FLOOR
✅ Open-concept kitchen with island, stainless appliances & gas fireplace
✅ Upstairs flex/game room — perfect for families!
✅ No carpet — upgraded flooring throughout
✅ Fenced backyard + community POOL
✅ 2-car garage

📍 Located in the Chisholm Ridge community in North Fort Worth — minutes from shopping, dining, Fort Worth Stockyards, Texas Motor Speedway, and DFW Airport!

💰 Offers welcome! Drop a comment, DM me, or call/text for more info.

05/26/2026

A bank and a mortgage servicer can sometimes be the same company, but they perform different roles.

# # # Bank

A bank is the lender or financial institution that originates or owns loans. They provide financial products like:

* Mortgages
* Checking/savings accounts
* Credit cards
* Business loans

Examples include Wells Fargo, Bank of America, or Chase.

When someone gets a mortgage, the bank may:

* Fund the loan initially
* Own the loan long-term
* Sell the loan to investors after closing

# # # Mortgage Servicer

The mortgage servicer is the company that manages the loan after closing. They handle:

* Collecting monthly payments
* Managing escrow accounts
* Sending statements
* Handling late payments
* Processing loss mitigation, loan modifications, or short sales
* Managing foreclosure proceedings if needed

The servicer may or may not own the loan.

For example:

* A loan could be originated by Rocket Mortgage
* Owned by Fannie Mae
* Serviced by Mr. Cooper

That means the homeowner sends payments to Mr. Cooper, even though another entity actually owns the mortgage.

# # # Why This Matters

This distinction becomes important in:

* Short sales
* Loan modifications
* Foreclosure assistance
* FHA/VA loans
* IVES requests
* Escalations and approvals

Often the servicer is who you communicate with day-to-day, but the investor/owner of the loan has final authority on certain decisions.

04/30/2026

04/30/2026

New stuff happing, stay tuned for a new podcast, series etc.

03/21/2026

🏡 4 Bed Home in North Fort Worth!
💥 Priced to Sell!

4 bed • 2 bath
🔥 Cozy fireplace
📍 Close to shopping & new development
🐎 Just 10 min to the Stockyards
🌊 Near the lake

Great location with easy access to everything Fort Worth has to offer!

📲 Message me for details or a showing
See coments for virtual tour.

03/16/2026

👀 Would you buy a house after touring it from your phone?

Take a look at this interactive 3D tour of a COMING SOON home in Fort Worth and see what you think.

🏡 5801 Wedgeworth
✔️ 3 Bedrooms
✔️ 2 Bathrooms
✔️ Corner Lot

You can walk through the entire home room-by-room, spin around, and explore the layout just like you’re there in person.

🔎 Try the 3D tour in the comments

💬 Comment and tell me what you think of this style of home tour!

If you’d like details or want to see it when it officially hits the market, send me a message

03/13/2026

For all my agent friends come check out what's new.

02/26/2026

🏠 What Is an REO Property & How Does the Buying Process Work?

An REO (Real Estate Owned) property is a home that has gone through foreclosure and is now owned by the lender (bank, investor, or government entity).

Here’s a simple rundown of how buying an REO usually works:

🔹 As-Is Sale – REOs are typically sold as-is. The seller usually won’t make repairs.
🔹 Offer Submission – Offers are submitted through the seller’s required platform, not directly to the listing agent.
🔹 Proof of Funds or Pre-Approval Required – Cash or strong financing matters.
🔹 Slower Response Times – Decisions are often made by asset managers, not individuals.
🔹 Clean Title at Closing – Liens are cleared before transfer, but timelines can vary.

REOs can be great opportunities for homeowners and investors—but they come with a very specific process. Having an agent who understands that process can make all the difference.

If you’ve ever thought about buying a foreclosure or bank-owned property, feel free to reach out. Happy to explain what to expect before you jump in.

02/24/2026

🏚️➡️🏡 Don’t Skip the “Fixer”… Fix It With a 203(k) Loan!

Did you know you can buy a home AND finance the repairs with one loan?

That’s exactly what the 203(k) renovation loan backed by the Federal Housing Administration is designed to do.

✅ Purchase + renovation costs rolled into one mortgage
✅ Perfect for fixer-uppers or homes that won’t qualify for traditional financing
✅ Turn a distressed property into your dream home
✅ Great option for buyers looking to build equity fast

In today’s market, this program can open doors that many buyers don’t even realize are available. If you’ve passed on a home because it “needs work,” this might be your solution.

📲 Thinking about buying, renovating, or investing?
Let’s talk and see if a 203(k) loan is the right fit for you.