Greg Franks - The Greg Franks Team

10/19/2026

Start Anyway
Waiting until you're ready might mean waiting forever.
Start scared.
Start imperfectly.
Start with what you have.
You don't need perfect conditions to make progress.
You just need to begin.
🔥 One small step today can change your tomorrow.

10/16/2026

Easy Chicken Teriyaki Bowl
A quick dinner that tastes like takeout—but better!
🥢 You’ll need:
Chicken thighs or breast
Soy sauce
Honey
Garlic
Ginger
Sesame seeds
Rice
Broccoli
Cook the chicken until golden, then add your homemade teriyaki sauce. Let it simmer until sticky and glossy.
Serve over warm rice with broccoli and sprinkle with sesame seeds.
Easy. Flavorful. Budget-friendly. 🙌

10/15/2026

10/15/2026

For many homeowners, years of mortgage payments and homeownership have helped build something valuable: home equity.

In simple terms, home equity is the difference between what your home is currently worth and what you still owe on it.

Understanding that equity is important because your home may represent a meaningful part of your broader retirement picture.

That doesn't mean you need to do anything with it. It simply means knowing what you've built can help you better understand the options available to you.

For clear, stalwart guidance about Senior Lending and home equity, call (757) 646-4147.

10/15/2026

Closing Costs
The Money Buyers Forget to Budget
Your down payment isn't the only cash you'll need at closing.
A buyer finally reaches the finish line.
They've saved for the down payment.
They've found the house.
They've been approved.
Then they discover there are other costs associated with getting to closing.
Depending on the transaction, buyers may encounter expenses such as lender fees, appraisal costs, title-related expenses, prepaid taxes or insurance, and other closing costs.
The exact amount varies.
That's why I encourage buyers to build a cash-to-close strategy, not simply a down-payment strategy.
And here's an important conversation to have early:
“What funds will I need beyond my down payment?”
The earlier you ask, the fewer surprises you're likely to encounter.
Save this post and make “cash beyond the down payment” part of your buying checklist.

10/14/2026

What NOT to Do After Pre-Approval
Congratulations. Now Don't Mess It Up.
Getting pre-approved is exciting. What you do afterward matters just as much.
You finally get pre-approved.
You celebrate.
Then three weeks later…
You finance a new car.
Open several new credit accounts.
Move large amounts of money around.
Change jobs without discussing the impact.
Or make another major financial move.
🚨 Pause.
Until your mortgage closes, your financial picture can still matter.
That doesn't mean you're supposed to freeze your life completely.
It means major financial decisions deserve a conversation with your mortgage professional first.
Before making a significant purchase or financial change, ask:
“Could this affect my mortgage?”
Five minutes of communication could prevent a very stressful conversation later.
Share this with someone who just got pre-approved—or save it for your own home-buying journey.

10/13/2026

Your Future Home May Be a Year Away—And That's Okay
You don't need to be ready to buy today to start preparing today.
Maybe you're renting right now.
Maybe your lease doesn't end for another eight months.
Maybe you're rebuilding savings.
Maybe you're simply not sure whether buying makes sense.
That doesn't mean you should ignore homeownership until you're “ready.”
The months before buying can be some of your most valuable preparation time.
You can:
Review your credit.
Build savings.
Understand your debts.
Learn about loan options.
Create a realistic housing budget.
Gather documents.
Talk with a mortgage professional.
And perhaps most importantly—learn what you don't know yet.
There is absolutely nothing wrong with having a conversation before you're ready to make an offer.
In fact, that's often when the conversation is most useful.
Comment “12 MONTHS” if buying a home is somewhere on your horizon.

10/12/2026

Trust Your Timing
Your journey doesn't have to look like everyone else's.
Someone else's success isn't proof that you're behind.
Your season will come.
Your opportunity will come.
Your breakthrough will come.
Keep preparing. Keep learning. Keep showing up.
You're not late. You're becoming ready. 🤍

10/11/2026

https://victorianfinance.lendinginstructors.com/course_info.php?t=0&c=20359&sc=18003

This course equips real estate professionals with an understanding of Artificial Intelligence (AI) technologies, their applications in real estate, and strategies to ethically and effectively leverage AI in daily business practices.

10/09/2026

Creamy Garlic Chicken
Creamy, garlicky, and super easy! 🤤
🍗 Ingredients:
Chicken breast
Garlic
Butter
Heavy cream
Parmesan cheese
Salt & pepper
Italian herbs
How to make:
Season and pan-sear the chicken until golden. Remove and sauté garlic in butter. Add cream and Parmesan, then simmer until creamy. Return the chicken and coat with that delicious sauce.
✨ Perfect with: steamed rice, pasta, or mashed potatoes!
Save this recipe for later! ❤️