09/25/2026
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There Are 4 Types of Housing Markets Right Now. Which 1 Are You In?
Four different housing markets are running at once: cash buyers, financed buyers, locked-in owners, and builders. Each one plays by its own rules, and the right move for one is exactly the wrong move for another.
Let's figure out which one you're actually in and build your next move from there.
Thinking about making a move? Start your research with our free Home Buying & Home Selling guides https://www.richsparks.com/free-guides
Today’s housing market splits into four distinct types. You’ve got cash buyers, buyers financing a purchase, owners who feel locked into a low rate, and builders with homes to sell.