06/23/2026
A lot of buyers still think you need a full 20% down to buy a home, but that's a myth! While 20% can help you avoid mortgage insurance and lower your monthly payment, it's not a requirement for most loan programs.
What matters most is choosing a down payment that fits your budget, your comfort level, and your long‑term financial goals. Contact me to explore the numbers and get a clearer picture of what's possible for you.