Con más de 50 años de trabajo combinado en el área del DMV, trabajamos para usted en la compra, v Pagina en tu idioma del Team Semidey 1 LLC
Jose L Semidey Mortgage Loan Originator NMLS9315619
Thinking about moving in 2025 and wondering what to expect?
In their early 2025 housing market forecasts, experts say mortgage rates will come down slightly. As that happens, more buyers will jump back into the market, so more homes will sell. And that’ll keep upward pressure on prices.
Want to talk to an expert about what that really means for you? DM me.
Jose L Semidey Mortgage Loan Originator NMLS9315619
Early Forecasts for the 2025 Housing Market Infographic
Thinking about making a move in 2025 and wondering what you can expect? Here’s what expert forecasts say lies ahead. Mortgage rates will come down slightly. More homes will sell. And prices will rise more moderately. Let’s connect to go over what these forecasts mean for your move and what to expect from our local market in 2025.
¿Está pensando en mudarse en el 2025 y se pregunta qué puede esperar? Esto es lo que los pronósticos de los expertos dicen que se avecina.
Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995
Thinking about moving in 2025 and wondering what to expect?
In their early 2025 housing market forecasts, experts say mortgage rates will come down slightly. As that happens, more buyers will jump back into the market, so more homes will sell. And that’ll keep upward pressure on prices.
Want to talk to an expert about what that really means for you? DM me.
Call Jose Luis Semidey 571-426-9950
Thinking on buying or refinancing a house?
Jus call Rafael Semidey (703) 870-6612
NMLS: 2397595
Direct Mortgage Investors INC
NMLS: 1559635
"Are you tired of feeling like a number in the mortgage process? Look no further! As a dedicated mortgage loan officer, I prioritize personalized service, expert knowledge, and a stress-free experience. My goal is to make your dream home a reality, whether you're a first-time buyer, seasoned seller, or anything in between. With access to a wide range of loan options and a passion for finding the perfect fit, I'm committed to making your mortgage journey smooth, efficient, and tailored to your unique needs. Let's work together to unlock the door to your new home!"
- Personalized service
- Expert knowledge
- Stress-free experience
- Access to a wide range of loan options
- Commitment to finding the perfect fit for each client's unique needs
Jose L Semidey Mortgage Loan Originator NMLS9315619
Early Housing Market Forecasts for 2025
Thinking about moving in 2025? Here’s what experts say you can expect. Mortgage rates are projected to come down. More homes are expected to sell. And prices are forecast to go up. Let's connect to talk about what this means for your plans to move.
Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995
Early Forecasts for the 2025 Housing Market Infographic
Thinking about making a move in 2025 and wondering what you can expect? Here’s what expert forecasts say lies ahead. Mortgage rates will come down slightly. More homes will sell. And prices will rise more moderately. Let’s connect to go over what these forecasts mean for your move and what to expect from our local market in 2025.
Call Jose Luis Semidey 571-426-9950
Thinking about making a move in 2025 and wondering what you can expect? Here’s what expert forecasts say lies ahead.
Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995
Early Housing Market Forecasts for 2025
Thinking about moving in 2025? Here’s what experts say you can expect. Mortgage rates are projected to come down. More homes are expected to sell. And prices are forecast to go up. Let's connect to talk about what this means for your plans to move.
Call Jose Luis Semidey 571-426-9950
Jose L Semidey Mortgage Loan Originator NMLS9315619
The luxury market is thriving. With more million-dollar homes than ever before and prices on the rise, this could be the perfect time to start your search for a high-end home.
DM me if you want to explore your options.
Jose L Semidey Mortgage Loan Originator NMLS9315619
The Latest on the Luxury Home Market
Luxury living is about more than just stunning views and cutting-edge smart home technology—it's about elevating your lifestyle. And if you're in the market for a million-dollar home, now is an excellent time to explore the thriving luxury market. Here's why.
The Number of Luxury Homes Is Growing
The top of the market, or luxury homes, can mean different things depending on where you live. But in general, these are homes that are in the top 5% price range in any area. According to a recent report from Redfin, the average value of those homes has risen to over one million dollars: “The median sale price for U.S. luxury homes, defined as the top 5% of listings, rose 9% year-over-year to a record $1.18 million during the second quarter.”
That same report goes on to show the percentage of homes valued at a million dollars or more has risen...
La vida de lujo es algo más que unas vistas impresionantes y una tecnología de vanguardia para un hogar inteligente: se trata de elevar su estilo de vida.
Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995
The luxury market is thriving. With more million-dollar homes than ever before and prices on the rise, this could be the perfect time to start your search for a high-end home.
DM me if you want to explore your options.
Call Jose Luis Semidey 571-426-9950
Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995
The Latest on the Luxury Home Market
Luxury living is about more than just stunning views and cutting-edge smart home technology—it's about elevating your lifestyle. And if you're in the market for a million-dollar home, now is an excellent time to explore the thriving luxury market. Here's why.
The Number of Luxury Homes Is Growing
The top of the market, or luxury homes, can mean different things depending on where you live. But in general, these are homes that are in the top 5% price range in any area. According to a recent report from Redfin, the average value of those homes has risen to over one million dollars: “The median sale price for U.S. luxury homes, defined as the top 5% of listings, rose 9% year-over-year to a record $1.18 million during the second quarter.”
That same report goes on to show...
Call Jose Luis Semidey 571-426-9950
Luxury living is about more than just stunning views and cutting-edge smart home technology—it's about elevating your lifestyle.
Jose L Semidey Mortgage Loan Originator NMLS9315619
How the Federal Reserve’s Next Move Could Impact the Housing Market
Now that it’s September, all eyes are on the Federal Reserve (the Fed). The overwhelming expectation is that they’ll cut the Federal Funds Rate at their upcoming meeting, driven primarily by recent signs that inflation is cooling, and the job market is slowing down.
Why a Federal Funds Rate Cut Matters
The Federal Funds Rate is one of the key factors that influences mortgage rates – things like the economy, geopolitical uncertainty, and more also have an impact.
When the Fed cuts the Federal Funds Rate, it signals what’s happening in the broader economy, and mortgage rates tend to respond.
As Mike Fratantoni, Chief Economist at the Mortgage Bankers Association (MBA), points out: “Once the Fed kicks off a rate-cutting cycle, we do expect that mortgage rates will move somewhat lower.”
And any...
Ahora que estamos en septiembre, todas las miradas están puestas en la Reserva Federal (la Fed).
Jose L Semidey Mortgage Loan Originator NMLS9315619
Most experts project the Fed will start cutting the Federal Funds Rate this month.
And while the Fed doesn’t control mortgage rates, a Federal Funds Rate cut can have an impact. It should help keep the downward mortgage rate momentum going, especially if inflation and the economy continues to cool.
If you want to talk more about what that means for you, DM me.
Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995
Most experts project the Fed will start cutting the Federal Funds Rate this month.
And while the Fed doesn’t control mortgage rates, a Federal Funds Rate cut can have an impact. It should help keep the downward mortgage rate momentum going, especially if inflation and the economy continues to cool.
If you want to talk more about what that means for you, DM me.
Call Jose Luis Semidey 571-426-9950
Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995
How the Federal Reserve’s Next Move Could Impact the Housing Market
Now that it’s September, all eyes are on the Federal Reserve (the Fed). The overwhelming expectation is that they’ll cut the Federal Funds Rate at their upcoming meeting, driven primarily by recent signs that inflation is cooling, and the job market is slowing down.
Why a Federal Funds Rate Cut Matters
The Federal Funds Rate is one of the key factors that influences mortgage rates – things like the economy, geopolitical uncertainty, and more also have an impact.
When the Fed cuts the Federal Funds Rate, it signals what’s happening in the broader economy, and mortgage rates tend to respond.
As Mike Fratantoni, Chief Economist at the Mortgage Bankers Association (MBA), points out: “Once the Fed kicks off a rate-cutting cycle, we do...
Call Jose Luis Semidey 571-426-9950
Now that it’s September, all eyes are on the Federal Reserve (the Fed).
Jose L Semidey Mortgage Loan Originator NMLS9315619
Trying to decide if you want to sell now or wait? Here’s a tip. Consider why you want to move.
Maybe you, like so many other homeowners, want to be closer to your loved ones, find that your house is too small, or you’ve recently had a big change in your life.
Whatever your reason, it may be motivation enough to sell. DM me if you’re ready to get started.
Jose L Semidey Mortgage Loan Originator NMLS9315619
Should You Sell Now? The Lifestyle Factors That Could Tip the Scale
Are you on the fence about whether to sell your house now or hold off? It’s a common dilemma, but here’s a key point to consider: your lifestyle might be the biggest factor in your decision. While financial aspects are important, sometimes the personal motivations for moving are reason enough to make the leap sooner rather than later.
An annual report from the National Association of Realtors (NAR) offers insight into why homeowners like you chose to sell. All of the top reasons are related to life changes.
If you, like the homeowners in this report, find yourself needing features, space, or amenities your current home just can’t provide, it may be time to consider talking to a real estate agent about selling your house. Your needs matter. That agent will walk you through your options and what you...
¿Está indeciso sobre si vender su casa ahora o esperar?
Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995
Trying to decide if you want to sell now or wait? Here’s a tip. Consider why you want to move.
Maybe you, like so many other homeowners, want to be closer to your loved ones, find that your house is too small, or you’ve recently had a big change in your life.
Whatever your reason, it may be motivation enough to sell. DM me if you’re ready to get started.
Call Jose Luis Semidey 571-426-9950
Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995
Should You Sell Now? The Lifestyle Factors That Could Tip the Scale
Are you on the fence about whether to sell your house now or hold off? It’s a common dilemma, but here’s a key point to consider: your lifestyle might be the biggest factor in your decision. While financial aspects are important, sometimes the personal motivations for moving are reason enough to make the leap sooner rather than later.
An annual report from the National Association of Realtors (NAR) offers insight into why homeowners like you chose to sell. All of the top reasons are related to life changes.
If you, like the homeowners in this report, find yourself needing features, space, or amenities your current home just can’t provide, it may be time to consider talking to a real estate agent about selling your house. Your...
Call Jose Luis Semidey 571-426-9950
Are you on the fence about whether to sell your house now or hold off?
Jose L Semidey Mortgage Loan Originator NMLS9315619
Thinking about downsizing but not sure what type of home you want?
If you haven’t considered a 55+ community, here are a few reasons you may want to:
- Lower maintenance
- Great on-site amenities
- Accessible floor plans
- Like-minded neighbors
Want to see what’s available in our area to find out if it’s right for you? DM me.
Jose L Semidey Mortgage Loan Originator NMLS9315619
Could a 55+ Community Be Right for You?
If you’re thinking about downsizing, you may be hearing about 55+ communities and wondering if they’d be a good fit for you. Here’s some information that could help you make your decision.
What Is a 55+ Community?
It’s important to note that these communities aren’t just for people who need extra support – they can be pretty vibrant, too. Many people who are downsizing opt for this type of home because they’re looking to be surrounded by people in a similar season of life. U.S. News explains: “The terms ‘55-plus community,’ ‘active adult community,’ ‘lifestyle communities’ and ‘planned communities’ refer to a setting that caters to the needs and preferences of adults over the age of 55. These communities are designed for seniors who are able to care for themselves but may be looking to downsize to a community with others their same...
Si está pensando en reducir el tamaño de su casa, es posible que escuche hablar de las comunidades para mayores de 55 y se pregunte si serían una buena opción para usted.
Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995
Thinking about downsizing but not sure what type of home you want?
If you haven’t considered a 55+ community, here are a few reasons you may want to:
- Lower maintenance
- Great on-site amenities
- Accessible floor plans
- Like-minded neighbors
Want to see what’s available in our area to find out if it’s right for you? DM me.
Call Jose Luis Semidey 571-426-9950
Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995
Could a 55+ Community Be Right for You?
If you’re thinking about downsizing, you may be hearing about 55+ communities and wondering if they’d be a good fit for you. Here’s some information that could help you make your decision.
What Is a 55+ Community?
It’s important to note that these communities aren’t just for people who need extra support – they can be pretty vibrant, too. Many people who are downsizing opt for this type of home because they’re looking to be surrounded by people in a similar season of life. U.S. News explains: “The terms ‘55-plus community,’ ‘active adult community,’ ‘lifestyle communities’ and ‘planned communities’ refer to a setting that caters to the needs and preferences of adults over the age of 55. These communities are designed for seniors who are able to care for themselves...
Call Jose Luis Semidey 571-426-9950
If you’re thinking about downsizing, you may be hearing about 55+ communities and wondering if they’d be a good fit for you.
Jose L Semidey Mortgage Loan Originator NMLS9315619
Want to know the top mistakes today’s homeowners are making when they sell? Here they are:
-Pricing your house too high
-Skipping necessary repairs
-Not being objective
-Not being willing to negotiate
DM me if you want to talk more about how an agent can help you avoid costly missteps like these.
Jose L Semidey Mortgage Loan Originator NMLS9315619
How To Avoid Today's Top Seller Mistakes
Want to know some of the top mistakes sellers are making today and how to make sure they don’t happen to you too? The biggest missteps are pricing a house too high, skipping repairs, not being objective, and not being willing to negotiate. And the best way to avoid falling into any of these traps is to partner with a trusted real estate agent who knows exactly what to do. Let’s connect so you have someone to lean on for advice.
Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995
Want to know the top mistakes today’s homeowners are making when they sell? Here they are:
-Pricing your house too high
-Skipping necessary repairs
-Not being objective
-Not being willing to negotiate
DM me if you want to talk more about how an agent can help you avoid costly missteps like these.
Call Jose Luis Semidey 571-426-9950
Jose L Semidey Mortgage Loan Originator NMLS9315619
How To Avoid These Top Seller Mistakes
Want to avoid making some of the top seller mistakes? The key is working with a real estate agent so you don’t overprice your house or skip necessary repairs. Let’s connect so you can avoid making these costly mistakes.
Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995
How To Avoid Today's Top Seller Mistakes
Want to know some of the top mistakes sellers are making today and how to make sure they don’t happen to you too? The biggest missteps are pricing a house too high, skipping repairs, not being objective, and not being willing to negotiate. And the best way to avoid falling into any of these traps is to partner with a trusted real estate agent who knows exactly what to do. Let’s connect so you have someone to lean on for advice.
Call Jose Luis Semidey 571-426-9950
Jose Semidey , Mortgage Loan Originator NMLS 931519
Serving the Community since 1995
How To Avoid These Top Seller Mistakes
Want to avoid making some of the top seller mistakes? The key is working with a real estate agent so you don’t overprice your house or skip necessary repairs. Let’s connect so you can avoid making these costly mistakes.
Call Jose Luis Semidey 571-426-9950
Jose L Semidey Mortgage Loan Originator NMLS9315619
Are We Heading into a Balanced Market?
If you’ve been keeping an eye on the housing market over the past couple of years, you know sellers have had the upper hand. But is that going to shift now that inventory is growing? Here’s a breakdown of what you need to know.
What Is a Balanced Market?
A balanced market is generally defined as a market with about a five-to-seven-month supply of homes available for sale. In this type of market, neither buyers nor sellers have a clear advantage. Prices tend to stabilize, and there’s a healthier number of homes to choose from. And after many years when sellers had all the leverage, a more balanced market would be a welcome sight for people looking to move. The question is – is that really where the market is headed?
For now, this is still seller’s market territory – it’s just not as frenzied of a seller’s market as it’s been...
Si ha estado atento al mercado de la vivienda durante los últimos dos años, sabe que los vendedores han tenido ventaja.
403 Glenn Drive Suite 12
Sterling, VA
20164
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Jose L Semidey Mortgage Loan Originator NMLS9315619 Early Housing Market Forecasts for 2025 Thinking about moving in 2025? Here’s what experts say you can expect. Mortgage rates are projected to come down. More homes are expected to sell. And prices are forecast to go up. Let's connect to talk about what this means for your plans to move. #housingmarketforecasts
Jose Semidey , Mortgage Loan Originator NMLS 931519 Serving the Community since 1995 Early Housing Market Forecasts for 2025 Thinking about moving in 2025? Here’s what experts say you can expect. Mortgage rates are projected to come down. More homes are expected to sell. And prices are forecast to go up. Let's connect to talk about what this means for your plans to move. #housingmarketforecasts Call Jose Luis Semidey 571-426-9950
Jose L Semidey Mortgage Loan Originator NMLS9315619 How To Avoid These Top Seller Mistakes Want to avoid making some of the top seller mistakes? The key is working with a real estate agent so you don’t overprice your house or skip necessary repairs. Let’s connect so you can avoid making these costly mistakes. #sellyourhouse #realestateadvice
Jose Semidey , Mortgage Loan Originator NMLS 931519 Serving the Community since 1995 How To Avoid These Top Seller Mistakes Want to avoid making some of the top seller mistakes? The key is working with a real estate agent so you don’t overprice your house or skip necessary repairs. Let’s connect so you can avoid making these costly mistakes. #sellyourhouse #realestateadvice Call Jose Luis Semidey 571-426-9950
Jose L Semidey Mortgage Loan Originator NMLS9315619 How Growing Inventory Benefits Today's Buyers Inventory is growing and that means more options for your search, more negotiation power for you, it’s more likely sellers will make select repairs, and more moderate price growth. If you want to talk more about rising inventory means for you, let’s connect. #makememove #realestatenews
Jose Semidey , Mortgage Loan Originator NMLS 931519 Serving the Community since 1995 How Growing Inventory Benefits Today's Buyers Inventory is growing and that means more options for your search, more negotiation power for you, it’s more likely sellers will make select repairs, and more moderate price growth. If you want to talk more about rising inventory means for you, let’s connect. #makememove #realestatenews Call Jose Luis Semidey 571-426-9950
Jose L Semidey Mortgage Loan Originator NMLS9315619 Reasons To Move in Today’s Shifting Market You have 3 key opportunities if you’re looking to move this fall. Inventory is growing, homebuilders are motivated to sell, and mortgage rates have come down from their recent peak. Let’s connect if you want more information. #realestategoals
Jose Semidey , Mortgage Loan Originator NMLS 931519 Serving the Community since 1995 Reasons To Move in Today’s Shifting Market You have 3 key opportunities if you’re looking to move this fall. Inventory is growing, homebuilders are motivated to sell, and mortgage rates have come down from their recent peak. Let’s connect if you want more information. #realestategoals Call Jose Luis Semidey 571-426-9950
Jose L Semidey Mortgage Loan Originator NMLS9315619 Home Inspections for Sellers: How To Prepare Wondering how to get your house ready for the inspection? You may want to do some select repairs before listing to get ahead. To decide what's worth tackling, you need expert advice. Let's chat so you know what to prioritize. #sellyourhouse #realestatetips
Jose Semidey , Mortgage Loan Originator NMLS 931519 Serving the Community since 1995 Home Inspections for Sellers: How To Prepare Wondering how to get your house ready for the inspection? You may want to do some select repairs before listing to get ahead. To decide what's worth tackling, you need expert advice. Let's chat so you know what to prioritize. #sellyourhouse #realestatetips Call Jose Luis Semidey 571-426-9950
Jose L Semidey Mortgage Loan Originator NMLS9315619 3 Graphs That Show We’re Not Headed for a Housing Market Crash Back in 2008, there were too many homes on the market. Today, it’s just the opposite. The three main sources of inventory show this isn’t like the last time. #realestatenews #stayinformed
Jose Semidey , Mortgage Loan Originator NMLS 931519 Serving the Community since 1995 3 Graphs That Show We’re Not Headed for a Housing Market Crash Back in 2008, there were too many homes on the market. Today, it’s just the opposite. The three main sources of inventory show this isn’t like the last time. #realestatenews #stayinformed Call Jose Luis Semidey 571-426-9950
Jose L Semidey Mortgage Loan Originator NMLS9315619 Unlocking the Benefits of Your Home Equity Home equity is the difference between how much your home is worth and how much you owe on your mortgage. And for most people it’s gotten a big boost in recent years, thanks to rising home prices. If you want to find out how much equity you have, reach out for a professional equity assessment report. #sellyourhouse #homeequity
Jose Semidey , Mortgage Loan Originator NMLS 931519 Serving the Community since 1995 Unlocking the Benefits of Your Home Equity Home equity is the difference between how much your home is worth and how much you owe on your mortgage. And for most people it’s gotten a big boost in recent years, thanks to rising home prices. If you want to find out how much equity you have, reach out for a professional equity assessment report. #sellyourhouse #homeequity Call Jose Luis Semidey 571-426-9950
Jose L Semidey Mortgage Loan Originator NMLS9315619 The Biggest Mistakes Homebuyers Are Making Right Now Some of the biggest mistakes homebuyers are making right now are putting off pre-approval, holding out for perfection, and buying more than they can afford. The best way to avoid making these mistakes? Hire an agent who knows today’s market and how to help you navigate it. #homebuying #realestatetips
Jose Semidey , Mortgage Loan Originator NMLS 931519 Serving the Community since 1995 The Biggest Mistakes Homebuyers Are Making Right Now Some of the biggest mistakes homebuyers are making right now are putting off pre-approval, holding out for perfection, and buying more than they can afford. The best way to avoid making these mistakes? Hire an agent who knows today’s market and how to help you navigate it. #homebuying #realestatetips Call Jose Luis Semidey 571-426-9950
Jose L Semidey Mortgage Loan Originator NMLS9315619 How Do Presidential Elections Impact the Housing Market? How do presidential elections impact the housing market? Data shows Presidential elections only have a small and temporary impact on the housing market. If you have questions about what this means for your move, let’s connect. #realestatenews #expertanswers
Jose Semidey , Mortgage Loan Originator NMLS 931519 Serving the Community since 1995 How Do Presidential Elections Impact the Housing Market? How do presidential elections impact the housing market? Data shows Presidential elections only have a small and temporary impact on the housing market. If you have questions about what this means for your move, let’s connect. #realestatenews #expertanswers Call Jose Luis Semidey 571-426-9950
Jose L Semidey Mortgage Loan Originator NMLS9315619 What To Avoid After Applying for a Mortgage If you’ve already applied for a mortgage, there are some things you’ll want to avoid doing. So, contact your loan officer before making any financial moves or decisions. #mortgage #homebuying
Jose Semidey , Mortgage Loan Originator NMLS 931519 Serving the Community since 1995 What To Avoid After Applying for a Mortgage If you’ve already applied for a mortgage, there are some things you’ll want to avoid doing. So, contact your loan officer before making any financial moves or decisions. #mortgage #homebuying Call Jose Luis Semidey 571-426-9950
Desde 1995, ofreciendo servicios de Bienes Raices en Washington, Maryland y Virginia. Hemos contribuido con mas de 5,978 familias en la region, en el proceso de lograr tener su vivienda propia.
Since 1995, offering Real Estate services in Washington, Maryland and Virginia. We have contributed with more than 5,978 families in the region, in the process of having their own home.
Kormann Realty Group - Serving Northern Virgi
Keller Williams Realty Dulles 46191 Westlake Drive
Satish Vellamki - Mortgage Loan Originator -
Shepard Drive
