Daniel Morlock Realtor with Edina Realty

03/11/2026

12/21/2024

Learn the ins and outs of mortgage recasting.

Find out if mortgage recasting is the best way to lower your monthly payments. Understand how it works and weigh the pros and cons of this financial strategy.

12/20/2024

What is debt-to-income ratio and how can it affect your ? Find out here.

One way your mortgage lender will assess your financial capacity to afford your payments is to calculate your debt-to-income ratio. Learn how DTI works.

12/18/2024

Keep these things in mind before deciding to transfer your to someone else.

Transferring your mortgage to another person may be possible. Learn about how it works, plus alternative options to consider.

12/16/2024

Applying for a ? Here are the documents you’ll need for a preapproval.

Here are the documents you need for mortgage preapproval, which is often necessary before you can make an offer on a home.

12/14/2024

Before agreeing to cosign on a loan, consider these pros and cons.

12/13/2024

This article spells out how good and bad differ from each other.

All debt isn't created equal. Boost your credit knowledge by learning the differences between good debt vs bad debt.

12/11/2024

What are the pros and cons of paying off a personal faster? Find out here.

Making extra payments or picking up a side job are just two of several different ways you can pay off a personal loan more quickly.

12/09/2024

The more holders know about return protection, the better.

Learn what credit card return protection is, how it can benefit you if a merchant won't accept your return and the limitations.

12/07/2024

Using a balance-transfer properly can make paying off more productive.

Before you take advantage of a balance transfer credit card, review these common mistakes and what you can do to avoid making them.