Jazz M Hannah, NMLS 2156621 - Fairway Independent Mortgage Corporation

Jazz M Hannah, NMLS 2156621 - Fairway Independent Mortgage Corporation Your Neighborhood Lender!

NMLS # 2156621
Company NMLS #2289

10/15/2025

Tired of renting? I may be able to help.

Give me a call - 330-990-2105

Jazz Hannah | NMLS # 2156621 | 330-990-2105


NMLS # 2156621
Company NMLS #2289

My FHA first-time homebuyer is clear to close in 8 days.We do the hard work upfront here at Fairway so you don't have to...
10/31/2024

My FHA first-time homebuyer is clear to close in 8 days.

We do the hard work upfront here at Fairway so you don't have to second-guess your time and energy planning your move-in day...

Call me if you want it to work out correctly!

330-990-2105

If I ever left Fairway, it would mean I left the industry as whole. No surprise there !Link in the comments !
10/03/2024

If I ever left Fairway, it would mean I left the industry as whole. No surprise there !

Link in the comments !

LONG READ - BUT I ENCOURAGE YOU TO REVIEW IF YOU ARE SPEAKING ABOUT INTEREST RATES IN REGARDS TO MORTGAGES!-------------...
09/19/2024

LONG READ - BUT I ENCOURAGE YOU TO REVIEW IF YOU ARE SPEAKING ABOUT INTEREST RATES IN REGARDS TO MORTGAGES!

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The long-awaited Federal Reserve rate cut has sparked questions about its impact on mortgage rates. While a rate cut might initially suggest a significant drop in mortgage rates, the reality is more nuanced.

Mortgage rates are primarily influenced by the mortgage bond market, not directly by the Federal Reserve's rate cuts. Investors in this market seek to earn interest on their investments, and mortgage-backed securities (MBS) are a popular choice. However, MBS carry a certain level of risk, primarily the risk of mortgage defaults. To attract investors, MBS typically offer higher interest rates than U.S. Treasury bonds, which are considered safer but generally yield lower returns.

The recent increase in U.S. national debt has introduced a new factor into the equation. To finance this debt, the government must issue a substantial amount of bonds. To make these bonds attractive to investors, the government often offers higher interest rates. This, in turn, can drive up the rates on mortgage-backed securities, leading to higher mortgage rates.

The day after the Federal Reserve's rate cut on September 18th, we saw evidence of this dynamic. The interest rate on the 10-year U.S. Treasury bond actually increased, suggesting that the market was anticipating higher borrowing costs.

In conclusion, while a Federal Reserve rate cut may provide some short-term relief, the long-term trajectory of mortgage rates is likely to be influenced more by factors such as the national debt, investor sentiment, and the overall health of the economy. Keeping an eye on the 10-year U.S. Treasury bond rate can offer a good indication of where mortgage rates may be headed.

PS: This is for educational purposes - not to foster negativity! Call/text me if you want to talk to a professional: 330-990-2105

🔔 If you're in the market for a home loan: My pre-approvals close with certainty, meaning you can trust me to provide yo...
09/05/2024

🔔 If you're in the market for a home loan: My pre-approvals close with certainty, meaning you can trust me to provide you with reliable and honest lending services. 🏡💰

Let's be real, there's a lot of glitz, glamour, and showmanship out there when it comes to finding a lender, but what truly matters is having someone who is available to you and has a proven system. And that's exactly what I can offer you! 💯

I pride myself on providing exceptional customer service and have a track record of success that speaks for itself. Don't just take my word for it, read my reviews on google!

Reach me at 330-990-2105 and let's get started on making your home ownership dreams a reality! 🌟

🏠💸💼

08/09/2024

Dear Lenders,

Let’s be honest: ignorance isn’t a winning strategy. Overpromising and underdelivering is bad for everyone involved. We need to be reliable partners who provide accurate information. Don't say "yes" and hope it sticks.... That makes us all look bad!

It’s frustrating when I have to break bad news to a client because a lender hasn’t done their due diligence. Let’s work together to prevent these issues and build trust in the process.

To our Buyers and Agents,

Fairway is committed to providing accurate and up-to-date information. Our experience and expertise ensure smooth transactions. Read the reviews!

Thanks!

This one was clear to close in the blink of an eye 😉
08/07/2024

This one was clear to close in the blink of an eye 😉

07/18/2024

Got my client a CLEAR TO CLOSE IN 8 DAYS…. ONE TOUCH SUBMISSION TO UNDERWRITING….

Why work with anyone but us? Our processors, underwriters, closers, and I don’t mess around with your time or money. Our book or products is HUGE.

Homebuyers - Why not us?
Realtors - Why not us?

Buying a house? It's exciting, but don't let the excitement cloud your judgment!  Think of your mortgage as the foundati...
07/15/2024

Buying a house? It's exciting, but don't let the excitement cloud your judgment! Think of your mortgage as the foundation of your dream home. Don't build it on shaky advice from friends or family. You have the power to shop around and find the best mortgage professional for you. It's like picking the perfect paint color for your new place – a little research goes a long way!

330-990-2105

07/11/2024

Working Late = Securing The Bag. 📈

I made myself available after hours last night, and beat another lenders offer this morning - securing the spot as their lender.

Now its time to close them and get that 5-Star Review.

REALTORS: Call me if you need help and need a stress free partner who wont have your borrower calling YOU asking questions their lender should be answering.
😀 330-990-2105

Address

Stow, OH
44224

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