Mike and Bridget Keffer - Integrity Home Mortgage

06/18/2026

Dreaming of Homeownership? HomeReady® May Help.

The HomeReady® program from Fannie Mae was designed to help eligible low-to-moderate income buyers achieve homeownership with flexible qualifying options and low down payment requirements.

Program highlights may include:

Down payments as low as 3%
Reduced mortgage insurance available
Flexible income considerations
Available for eligible first-time and repeat homebuyers

If you've been thinking about purchasing a home, HomeReady® may be worth exploring.

For informational purposes only. This is not a commitment to lend. All mortgage loan applicants are subject to underwriting and qualification guidelines. Income limits and property eligibility requirements apply. Program availability and terms are subject to change without notice.

Integrity Home Mortgage Corporation (IHMC) is not affiliated with or acting on behalf of or at the direction of Fannie Mae or the Federal government.

Mike & Bridget Keffer
[email protected]
(540) 325-6866

06/18/2026

🤩🤩🤩

🚨 Now Listed at $319,000! 🚨

Call me today to schedule your showing!

🏠One level living with an unfinished basement if you need more space.

🦆Upper and lower decks to enjoy the large yard and the pond.

📍Great location - close to Strasburg and Woodstock.

🛏️3 bedrooms and 🛁 one and a half bath

Brandy Clem - Realtor
Johnston and Rhodes
540-550-6499
[email protected]

06/18/2026

06/16/2026

Summer is one of the busiest times of year for buying and selling homes.

If a move has been on your mind, now may be a great time to start preparing. From freshening up your home's appearance to tackling small projects you've been putting off, a little planning today can help make the selling process smoother when you're ready to list.

Whether you're hoping to move before the end of summer or simply exploring your options, taking the first step now can help you feel more prepared for what's ahead.

Mike & Bridget Keffer
[email protected]
(540) 325-6866

06/16/2026

🏡 JUST LISTED | Strasburg, VA 🏡

Looking for space, privacy, and beautiful mountain views? This stunning property offers the perfect blend of peaceful country living and modern updates!

✨ Property Highlights:
🔹 4 Bedrooms | 2.5 Bathrooms
🔹 2,580 Sq. Ft. of Living Space
🔹 3.06 Acres with Plenty of Room to Spread Out
🔹 Detached 4-Car Garage with Extra Storage & Workshop Space
🔹 Updated Roof & HVAC System for Peace of Mind
🔹 Spacious Deck & Gazebo Perfect for Entertaining
🔹 Access to the North Fork of the Shenandoah River for Kayaking, Fishing & Recreation

📍 312 Southern Drive, Strasburg, VA
💲575,000

Schedule your private showing today!

06/15/2026

Getting Ready to Make an Offer on a Home?

When you find the home you love, being prepared can make all the difference.

While price is important, sellers often consider several factors when reviewing offers, including:

Having a mortgage pre-approval in hand
Knowing your financing options before you shop
Being ready to move forward when the time is right
Understanding the homebuying process ahead of time
Working with a team that keeps you informed every step of the way

The more prepared you are, the more confident you'll feel when it's time to make an offer.

Thinking about buying a home? Whether you're a first-time buyer or looking for your next home, we're here to answer your questions and help you explore your financing options.

Reach out today to learn more about getting pre-approved and taking the next step toward homeownership.

For informational purposes only. All mortgage loan applicants are subject to credit and underwriting approval. This is not a commitment to lend.

Mike & Bridget Keffer
[email protected]
(540) 325-6866

06/15/2026

NEW IN WOODSTOCK, VIRGINIA! ⭐️ Tucked among peaceful countryside views, this beautifully reimagined 3-bedroom, 2-bath rambler offers the kind of home that instantly feels welcoming. Thoughtfully renovated from top to bottom in 2021, it blends modern updates with the simple charm of rural living, creating a space that’s both stylish and comfortable.

Outside, the beauty of the countryside takes center stage. Whether you’re enjoying a quiet morning coffee, watching the sunset from the concrete patio, tending chickens, or working on projects in the detached garage, you’ll appreciate the space, privacy, and slower pace this property offers.

Highlights You’ll Love:
🏡 Fully renovated in 2021 with stylish, move-in-ready finishes
🍳 Beautifully updated kitchen with granite countertops, under-cabinet lighting, and distinctive herringbone tile flooring
🌅 Sweeping countryside views and outdoor spaces perfect for relaxing and entertaining
🚗 Detached garage, storage shed, chicken coop, carport, and plenty of room for hobbies and homesteading

If you’ve been searching for a home that offers modern comfort, country charm, and room to enjoy life at your own pace, this one is ready to welcome you home!

06/13/2026

The NEW 2026 AMI Limits Are Officially Here!

As of June 13, 2026, updated Area Median Income (AMI) limits are now in effect for Fannie Mae & Freddie Mac affordable lending programs!

That means MORE buyers may now qualify for:

HomeReady®
Home Possible®
Reduced fees & expanded affordability options

With income limits increasing in many areas, you may now be eligible even if you previously did not qualify.

This could mean:

Lower costs
More buying power
Expanded homeownership opportunities

Want to see the AMI limits in your area?

Use Fannie Mae's lookup tool: https://ami-lookup-tool.fanniemae.com/amilookuptool/

Don’t assume you make too much — let’s review your options!

Contact your local Integrity Home Mortgage loan officer today to learn what these new changes could mean for you.

For informational purposes only. All borrowers are subject to credit, income, and property qualification. Program guidelines and availability subject to change without notice. This is not a commitment to lend.

Mike & Bridget Keffer
[email protected]
(540) 325-6866

*All assistance is provided in compliance with FHA guidelines.
*Integrity Home Mortgage Corporation (IHMC) is not affiliated with or acting on behalf of or at the direction of the Federal government.

#2026