Judy Q Russell Real Estate services

Judy Q Russell Real Estate services I am dedicated to helping my clients find their dream home. I get so much joy from helping people make home ownership a reality.

Check this out!Expert Quotes on the 2024 Housing Market ForecastIf you’re thinking about buying or selling a home soon, ...
12/22/2023

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Expert Quotes on the 2024 Housing Market Forecast

If you’re thinking about buying or selling a home soon, you probably want to know what you can expect from the housing market in 2024.

Mortgage Rates Expected To Ease

Mark Fleming, Chief Economist at First American, explains how they may continue to drop: “Mortgage rates have already retreated from recent peaks near 8 percent and may fall further once the Fed signals clearly that monetary tightening is over.”

The Supply of Homes for Sale May Grow

Lisa Sturtevant, Chief Economist at Bright MLS, says: “Supply will loosen up in 2024. Even homeowners who have been characterized as being ‘locked in’ to low rates will increasingly find that changing family and financial circumstances will lead to more moves and more new listings over the course of the year, particularly as rates move closer to 6.5%.”

Home Price Growth Should...



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If you’re thinking about buying or selling a home soon, you probably want to know what you can expect from the housing market in 2024.

Recently Sold! Take a look at what I recently sold at 4486 Franklin Street , Mantua.
12/21/2023

Recently Sold! Take a look at what I recently sold at 4486 Franklin Street , Mantua.

4486 Franklin Street , Mantua, OH 44255 See 1 Photos, description and maps; Bedrooms: 4; Full Baths: 1; Partial Baths: 1; Square Feet: 1700; Price: call for price; MLS ID: 4483870

Check this out!Why Mortgage Rates Could Continue To DeclineWhen you read about the housing market, you’ll probably come ...
12/20/2023

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Why Mortgage Rates Could Continue To Decline

When you read about the housing market, you’ll probably come across some information about inflation or recent decisions made by the Federal Reserve (the Fed). But how do those two things impact you and your homebuying plans? Here's what you need to know.

The Federal Funds Rate Hikes Have Stalled

One of the Fed’s primary goals is to lower inflation. In order to do that, they started raising the Federal Funds Rate to slow down the economy. Even though this doesn’t directly dictate what happens with mortgage rates, it does have an impact.

Recently inflation has started to cool, a signal those increases worked and are bringing inflation back down. As a result, the Fed’s hikes have gotten smaller and less frequent. In fact, there haven’t been any increases since July.

This indicates the Fed thinks the economy and inflation are...



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When you read about the housing market, you’ll probably come across some information about inflation or recent decisions made by the Federal Reserve (the Fed).

Check this out!What You Need To Know About Down Payments [INFOGRAPHIC]If you want to buy a home, you may not need as muc...
12/18/2023

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What You Need To Know About Down Payments [INFOGRAPHIC]

If you want to buy a home, you may not need as much for your down payment as you think. There are various loan options for qualified buyers with down payments as low as 3.5% or even no down payment requirement. There are also thousands of programs available to help homebuyers with their down payments. With the right resources, your down payment may be more within reach than you realize. To learn more about your options, let’s connect.



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If you want to buy a home, you may not need as much for your down payment as you think.

Check this out!The Perfect Home Could Be the One You Perfect After BuyingThere’s no denying mortgage rates and home pric...
12/17/2023

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The Perfect Home Could Be the One You Perfect After Buying

There’s no denying mortgage rates and home prices are higher now than they were last year and that’s impacting what you can afford. At the same time, there are still fewer homes available for sale than the norm. These are two of the biggest hurdles buyers are facing today. But there are ways to overcome these things and still make your dream of homeownership a reality.

As you set out to make a purchase this season, you’ll want to be strategic. Here’s a great way to organize your list:

• Must-Haves – If a house doesn’t have these features, it won’t work for you and your lifestyle.
• Nice-To-Haves – These are features you’d love to have but can live without. Nice-to-haves aren’t dealbreakers, but if you find a home that hits all the must-haves and some of these, it’s a contender.
• Dream State – This is where you can really...



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There’s no denying mortgage rates and home prices are higher now than they were last year and that’s impacting what you can afford.

Check this out!Down Payment Assistance Programs Can Help Pave the Way to HomeownershipIf you’re looking to buy a home, y...
12/15/2023

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Down Payment Assistance Programs Can Help Pave the Way to Homeownership

If you’re looking to buy a home, your down payment doesn’t have to be a big hurdle. According to the National Association of Realtors (NAR), 38% of first-time homebuyers find saving for a down payment the most challenging step. But the reality is, you probably don’t need to put down as much as you think.

Data from NAR shows the median down payment hasn’t been over 20% since 2005. In fact, the median down payment for all homebuyers today is only 15%. And it’s even lower for first-time homebuyers at 8%. But just because that’s the median, it doesn’t mean you have to put that much down. Some qualified buyers put down even less.

First-Time and Repeat Buyers Are Often Eligible

According to Down Payment Resource, there are thousands of programs available for homebuyers – and 75% of these are down payment...



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If you’re looking to buy a home, your down payment doesn’t have to be a big hurdle.

7 Tips To Budget For RenovationsRenovation projects will always cost money, but that doesn't mean you should approach th...
12/14/2023

7 Tips To Budget For Renovations
Renovation projects will always cost money, but that doesn't mean you should approach them carelessly. Here's how to budget effectively.

Renovation projects will always cost money, but that doesn't mean you should approach them carelessly. Here's how to budget effectively.

8 Habits Of Successful Home SellersSelling a home successfully doesn't have to be a gamble. Here are the steps you shoul...
12/14/2023

8 Habits Of Successful Home Sellers
Selling a home successfully doesn't have to be a gamble. Here are the steps you should take to sell like a pro.

Selling a home successfully doesn't have to be a gamble. Here are the steps you should take to sell like a pro.

8 Ways To Start Over In A New CityStarting life in a new city can be scary, but with the right steps, you'll be at home ...
12/14/2023

8 Ways To Start Over In A New City
Starting life in a new city can be scary, but with the right steps, you'll be at home in no time.

Starting life in a new city can be scary, but with the right steps, you'll be at home in no time.

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