Valley Girl Homes

Valley Girl Homes I am Colleen Martin and I am Valley Girl Homes. 818.445.0106 As an agent for COMPASS servicing th

Rent or Buy? The Real Tradeoff Most People Don’t Talk AboutRenting may feel more do-able today. But over time, it could ...
04/16/2026

Rent or Buy? The Real Tradeoff Most People Don’t Talk About

Renting may feel more do-able today. But over time, it could cost you.
If you want to ditch renting and start building something for your future, it starts with a simple conversation. Let’s connect, talk about your specific goals, and explore your options – so you’re ready when the time is right for you.

You’ve probably asked yourself lately: Is it even worth trying to buy a home right now? It’s a question a lot of people are asking.

Want to make a move, but you're worried it’s going to take longer than you’d like? Here’s what you need to know.The aver...
04/15/2026

Want to make a move, but you're worried it’s going to take longer than you’d like? Here’s what you need to know.

The average home is taking about 57 days to sell. And that actually isn’t slow. It’s normal.
No matter what you’re reading online, know that the market hasn’t stalled. And neither has your move.

The reality is homes that are priced and positioned right are still selling. So, if you want to move, you can.

Let’s talk about how to set your house up to sell quickly in today’s market.

04/14/2026

57 Days on the Market Isn’t Slow. It’s Normal.

Want to make a move, but worried it might take longer than you’d like? Here’s the data that shows the pace of the market is back to normal.

There’s a lot of talk in the news about affordability and mortgage rates right now, but here’s what almost no one is tal...
04/13/2026

There’s a lot of talk in the news about affordability and mortgage rates right now, but here’s what almost no one is talking about.
Yes, mortgage rates have been inching up these past few weeks. But it’s still more affordable to buy compared to buyers who made a purchase last year.
Even now, the average monthly payment is about $300 lower than it was just a year ago.
So, while rates have shifted lately, the opportunity to buy hasn’t gone away.
If you want or need to move, let’s talk strategy.
DM me if you want to know what I’m doing to help my clients feel confident moving forward.

More buyers are starting to take a closer look at adjustable-rate mortgages (ARMs) right now — and it’s not hard to see ...
04/12/2026

More buyers are starting to take a closer look at adjustable-rate mortgages (ARMs) right now — and it’s not hard to see why.

They typically come with a lower initial rate, which can help make a home purchase more affordable in today’s market.
But here’s the part that matters: that lower rate is temporary.

After the initial period, your rate (and your monthly payment) can adjust.

So, it’s not about whether an ARM is good or bad. It’s about whether it fits your long-term plan.

If you’re trying to figure out what you can comfortably afford, it’s worth having a conversation with a trusted lender or financial advisor to walk through your options and see what makes the most sense for you.

For some families who want to buy, the numbers just aren’t lining up right now.Between ongoing affordability challenges ...
04/11/2026

For some families who want to buy, the numbers just aren’t lining up right now.

Between ongoing affordability challenges and rising childcare costs, it can feel like you have to choose either buying a house or paying for daycare.

But a growing number of people are finding a smart solution where they can do both: buying a multi-generational home.

1 in 7 buyers purchase a home with their parents, grandparents, or other relatives. And here’s how that helps.

By combining incomes and sharing expenses, they can finally afford to buy. And it even makes childcare easier when loved ones all live under one roof.

Sometimes the path to homeownership isn’t doing it alone. It’s doing it together.

Want to explore what this could look like for you? Let’s connect.

When Buying a Home Feels Out of Reach, Some Families Do This InsteadIf you want more information on multi-generational h...
04/10/2026

When Buying a Home Feels Out of Reach, Some Families Do This Instead

If you want more information on multi-generational homes, let’s have a quick conversation about what’s available in our area. Sometimes the path to homeownership isn’t doing it alone. It’s doing it together.

For a lot of people, the math on buying a home just doesn’t really work right now.

Thinking About an Adjustable-Rate Mortgage? Here’s What You Need To Know.ARMs are getting more attention again because t...
04/09/2026

Thinking About an Adjustable-Rate Mortgage? Here’s What You Need To Know.

ARMs are getting more attention again because they can make buying a home more affordable in the short term. But they’re not right for everyone.

The key is understanding how they work, what the risks are, and whether they fit your plan. And that’s why you need to talk to a trusted lender and financial advisor before you make any decisions.

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If you’ve been looking for a home lately, you’ve probably felt how tough affordability still is.

Scroll through your social feed, and you may come across something that says investors are buying all the homes right no...
04/08/2026

Scroll through your social feed, and you may come across something that says investors are buying all the homes right now. But housing market data tells a different story.

Only 0.4% of the 86 million single-family homes in the U.S. are owned by large investors (those with over 1,000 properties) today. That's a lot less than headlines would have you think.

So, if that’s been shaping how you see your chances of buying, it might be worth looking at things a little differently.

Want a quick breakdown of what’s really driving today’s market? DM me.

04/07/2026

Investors Own Just 0.4% of Single-Family Homes

You may have heard big investors are buying a lot of homes. But that’s not what the numbers show. Only 0.4% of the single-family homes in this country are owned by big investors. Want a quick breakdown of what’s really driving today’s market? Let’s talk.

Your House Hasn’t Sold Yet. Should You Rent It Out Instead?If you're torn between selling and renting, make sure to care...
04/06/2026

Your House Hasn’t Sold Yet. Should You Rent It Out Instead?

If you're torn between selling and renting, make sure to carefully weigh the pros and cons first. For some homeowners, the hassle (and the expense) of renting may not be worth it.

When your house sits on the market longer than expected, it can get frustrating fast.

04/05/2026

The Best February for New Listings in 4 Years

Feel like you’ve seen everything on the market, but nothing’s quite right? Remember, fresh options are popping up every day. In February, 362k more homes hit the market. And one of those could be exactly what you’re looking for.

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