08/23/2025
You Don’t Need 20% Down to Buy a Home 🏡💰
One of the biggest myths out there? That you need to put 20% down to buy a home.
✅ In reality, many buyers qualify with just 3%, 5%, or even 0% down — depending on the loan program.
✅ There are incredible down payment assistance programs in both CT and MA that can help cover part (or even all) of your down payment and closing costs.
✅ And no — you don’t have to empty your savings to make it happen.
If you’re buying in Connecticut, programs like CHFA and Time to Own offer forgivable loans and low-interest options — sometimes up to $25,000 or more in assistance.
If you’re looking in Massachusetts, MassHousing offers down payment assistance up to $30,000!
Bottom line? There are real resources out there — you just need the right people to guide you.
💬 Kevin works with trusted lenders who can walk you through your options and show you what’s actually possible — no guesswork, no myths.
Ready to explore what you qualify for? Let’s start the conversation. Contact Kevin at 860-463-8587 and he'd be happy to help you get started.
