George Agban Mortgage Broker NMLS # 1816264

08/03/2026

𝗘𝗰𝗼𝗻𝗼𝗺𝘆 𝗨𝗽𝗱𝗮𝘁𝗲: 𝗧𝗵𝗲 𝗙𝗲𝗱 𝗗𝗶𝗱 𝗡𝗼𝘁𝗵𝗶𝗻𝗴 (𝗔𝗴𝗮𝗶𝗻) 📉🥱

The Federal Reserve just hit the snooze button for the 5th time in a row, keeping interest rates steady. Inflation is cooling down slightly (yay!), but home prices are still stubbornly creeping up. It's a great time to be a homeowner, and a mildly depressing time to be a homebuyer. 🏠💸

Meanwhile, the economy is growing at a sluggish 1.5% pace, and the job market is taking its sweet time.

Honestly? The most important takeaway this week is a killer Peach & Blueberry Crumble recipe to help you eat your financial feelings. 🍑🥧



https://mbshighway.com/hwapp/app/live-share/newsletter/?articleID=6a6cbb95514a2bc3ee975844&loId=Wl7i5ebJ8zDEmROFb4zqSlHPit7dsSLIIKO6LpUIt2kHvSVTm6V6MY89QPmO7TGv

07/27/2026

People actually bought more new houses in June—mostly the affordable ones —which temporarily led everyone to think home values are crashing.

(Spoiler: They aren't; your house is still quietly making you richer).

Meanwhile, geopolitical drama is giving oil prices major anxiety, and unemployment claims just hit a 1969 low! But don't celebrate yet—that's mostly because the government is cracking down on fraud and everyone else is busy driving for Uber instead of filing for benefits.

To help you cope with the impending stress of next week's Federal Reserve meeting, the newsletter highly recommends whipping up some homemade chocolate mousse. Eat your economic feelings, folks!



https://mbshighway.com/hwapp/app/live-share/newsletter/?articleID=6a638971f1792ba7d848df21&loId=Wl7i5ebJ8zDEmROFb4zqSlHPit7dsSLIIKO6LpUIt2kHvSVTm6V6MY89QPmO7TGv

07/24/2026

Hi everyone, here's the latest scoop: Summary of Real Estate News in Brief:

Have a great weekend!

While Congress (ROAD to Housing Act) and builders (price discounts & incentives) are trying to get more homes built and sold, the resumption of the US/Iran war has sent mortgage rates higher, hitting affordability just when it was starting to improve.



https://www.listreports.com/share/shareables/social?sid=JjYlic2X-

07/20/2026

It was a weekend of absolute turbulence and high drama—whether you were sweating over the housing market or screaming at the TV during the World Cup. Here is the short and sweet rundown of the rollercoaster:

𝗪𝗼𝗿𝗹𝗱 𝗖𝘂𝗽 𝗛𝗲𝗮𝗿𝘁𝗯𝗿𝗲𝗮𝗸 & 𝗚𝗹𝗼𝗿𝘆: Talk about a tense weekend! Spain and Argentina served up an exhausting, dramatic 2026 FIFA World Cup final. After a cagey, scoreless 90 minutes and a red card for Argentina's Enzo Fernández, Spain's Ferran Torres finally broke the deadlock in the 106th minute. Spain claimed the trophy 1-0, denying Lionel Messi back-to-back titles and leaving Argentina fans in need of a serious distraction.

𝗜𝗻𝗳𝗹𝗮𝘁𝗶𝗼𝗻 𝘁𝗼𝗼𝗸 𝗮 𝗰𝗵𝗶𝗹𝗹 𝗽𝗶𝗹𝗹: Back in the real world, prices actually dropped a tiny bit (down 0.4%), meaning the Federal Reserve can probably keep its hands off the "raise rates" panic button for now.

𝗕𝘂𝗶𝗹𝗱𝗲𝗿𝘀 𝗮𝗿𝗲 𝗯𝘂𝘀𝘆 𝗯𝘂𝘁 𝗴𝗿𝘂𝗺𝗽𝘆: They broke ground on 19% more homes in June, but their confidence is still in the dumps because building is expensive and mortgage rates are annoying.

𝗕𝘂𝘆𝗲𝗿𝘀 𝗴𝗼𝘁 𝗰𝗼𝗹𝗱 𝗳𝗲𝗲𝘁: Pending home sales dropped 5.4%, ending a four-month winning streak. It turns out buyers don't like high mortgage rates. Who knew?

Full Article: https://mbshighway.com/hwapp/app/live-share/newsletter/?articleID=6a5a51ef38ff4f1f75bfcc54&loId=Wl7i5ebJ8zDEmROFb4zqSlHPit7dsSLIIKO6LpUIt2kHvSVTm6V6MY89QPmO7TGv

07/13/2026

Houses are getting too expensive to actually buy, the Fed is assembling a nerd task force to figure out why, and the job market is officially playing hard to get."

Here is your market review for the week of July 6, 2026:

𝗘𝘅𝗶𝘀𝘁𝗶𝗻𝗴 𝗛𝗼𝗺𝗲 𝗦𝗮𝗹𝗲𝘀 𝗘𝗮𝘀𝗲: June sales slipped 2.4% to a 4.09M annual rate, but remain ~3% higher than last year. The market remains historically undersupplied—if demand accelerates, prices will likely push higher.

𝗛𝗼𝗺𝗲𝗼𝘄𝗻𝗲𝗿𝘀𝗵𝗶𝗽 𝗕𝘂𝗶𝗹𝗱𝘀 𝗪𝗲𝗮𝗹𝘁𝗵: Prices rose 0.6% from April to May. Forecasts predict a 4.8% increase next year, reinforcing real estate as a strong long-term investment.

𝗙𝗲𝗱'𝘀 𝗡𝗲𝘄 "𝗔-𝗧𝗲𝗮𝗺": Fed Chair Kevin Warsh launched five task forces to modernize data gathering, communication, and economic evaluation. Recommendations are expected by year-end.

𝗟𝗮𝗯𝗼𝗿 𝗠𝗮𝗿𝗸𝗲𝘁 𝗦𝗻𝗮𝗽𝘀𝗵𝗼𝘁: Initial unemployment claims held at 215,000, but continuing claims remain elevated at 1.814M. Initial filings are low, but unemployed workers are taking longer to find jobs.

𝗪𝗵𝗮𝘁 𝘁𝗼 𝗪𝗮𝘁𝗰𝗵: Brace for major inflation data this week, including June's CPI (Tuesday), PPI (Wednesday), plus Pending Home Sales and Retail Sales (Thursday).

Full Article: https://mbshighway.com/hwapp/app/live-share/newsletter/?articleID=6a50fd2ff08693da1bfc4f48&loId=Wl7i5ebJ8zDEmROFb4zqSlHPit7dsSLIIKO6LpUIt2kHvSVTm6V6MY89QPmO7TGv

06/18/2026

Ready to secure the capital your business needs to scale?

Whether you're looking for flexible 5 to 7-year term loans or a 0% interest business credit card program.

Let’s get your funding approved in as little as 7-15 business days!

DM to get started!

06/18/2026

Big news from UWM!

They are now offering Doctor Loans to help medical professionals overcome high student loan debt and limited down payments to secure homeownership.

See the full details and link below! Call me for any questions.

UWM is now offering Doctor Loans — a tailored solution to help medical doctors, dentists and other eligible healthcare professionals achieve homeownership by overcoming common financial hurdles like significant student loan debt and limited down payment savings. https://bit.ly/4uEMu6k

06/12/2026

What's Up with Real Estate?

𝐉𝐨𝐛 𝐌𝐚𝐫𝐤𝐞𝐭 𝐢𝐬 𝐁𝐫𝐚𝐠𝐠𝐢𝐧𝐠: The US economy added a whopping 172K jobs in May (demolishing the 85K predictions), and casually revised March and April upwards by 93K jobs too. The only catch? Full-time gigs are being swapped out for part-time ones. Yay, everyone has a job! (Just maybe two of them).

𝐇𝐨𝐦𝐞 𝐁𝐮𝐲𝐞𝐫𝐬 𝐇𝐚𝐯𝐞 𝐍𝐨 𝐂𝐡𝐢𝐥𝐥: Even with 30-year mortgage rates looming around 6.5%, existing home sales jumped 3.2% to their highest levels since late 2025. Turns out people really want houses, high interest rates be damned.

𝐈𝐧𝐟𝐥𝐚𝐭𝐢𝐨𝐧 𝐢𝐬 𝐆𝐚𝐬𝐥𝐢𝐠𝐡𝐭𝐢𝐧𝐠 𝐔𝐬: Headline inflation jumped to 4.2% because gas prices went through the roof. Meanwhile, "core" inflation (which ignores expensive habits like eating and driving) barely budged at 2.9%. Basically, everything is fine as long as you don't travel, pump gas, or pay rent.

𝐓𝐡𝐞 𝐅𝐞𝐝’𝐬 𝐍ew 𝐁𝐨𝐬𝐬: Next week is Kevin Warsh’s first meeting as the new Fed Chairman. Markets bet a 98% chance they do absolutely nothing to interest rates right now. But looking to December? There’s a 67% chance they'll bump them up. Merry Christmas!

𝐀𝐟𝐟𝐨𝐫𝐝𝐚𝐛𝐢𝐥𝐢𝐭𝐲 𝐢𝐬... 𝐓𝐫𝐲𝐢𝐧' 𝐈𝐭𝐬 𝐁𝐞𝐬𝐭: In Austin or Miami, home prices dropped over 20% from their wild 2022 peaks. Paired with slightly lower rates than the 8% peak of 2023, monthly payments could be $800 to $1,000 cheaper. Still not cheap, but hey, it’s cheaper!

05/15/2026

Hi everyone, here's the latest scoop: Summary of Real Estate News in Brief:

Have a great weekend!

Inflation is the Uninvited Houseguest

April’s CPI decided to jump to 3.8%, mostly because energy prices are acting up. It’s like that one relative who says they’re leaving but then finds a reason to stay for another hour. Because of this, the Fed is likely keeping interest rates on ice for the rest of 2026.

Job Market: The Rollercoaster

The BLS reported 115K new jobs, but the revisions are wilder than a Bitcoin chart! While the numbers are technically "better than expected," it’s a bit like finding a $5 bill in your pocket after losing a $20. We’re steady, but we aren't sprinting.

The 4 Million Unit Club

Existing home sales are stuck at the 4 million mark—a level we haven't seen since 1995. Between "sticker shock" and homeowners hugging their 3% mortgage rates like a favorite blanket, supply is tight. The good news? The "psychological need to move" (aka: "we're having twins!") is slowly winning over financial cold feet.

New Sheriff in Town

Kevin Warsh is officially the new Fed Chair. He’s stepping into a deeply divided room with a resurgent inflation problem. No pressure, Kevin! Just one vote, but a whole lot of eyes on that interest rate dial.

The Bottom Line: The market is showing resilience, but we’re definitely in a "wait and see" summer. If you’re looking to navigate these waters, let’s chat!

National news and local views for the week