08/31/2026
Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.
Affordability is definitely a challenge, but that doesn’t mean tapping your 401(k) is your only way in if you want to buy.
If you're considering using your 401(k) savings for a down payment, weigh all your options and talk with a trusted financial advisor before you make any decisions. They’ll help you make a plan to fit your goals and your budget.
Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home.