11/21/2025
Did you know your first mortgage payment isn’t due until the first full month after you close? It’s because mortgages are paid in arrears, meaning you pay after you’ve lived in the home, not before.
So here’s how it works ⬇️
When you close mid-month (like December 21st), you don’t owe a payment for December. You don’t owe one for January either. Your first payment is actually due February 1st, because that payment covers the interest for the month of January, the first full month you owned the home.
It’s one of those small-but-mighty perks of buying toward the end of the year. A little breathing room while you settle in, decorate, and enjoy your cozy new space… 🏡✨
📲(832)846-4870
