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08/29/2022

A home investment can serve as a hedge against inflation. When prices are rising, your home can protect you with stable housing costs, gains in value and potential tax benefits. If you or someone you know wants to know more about accessing equity or the ways a home can protect your finances when inflation is high, please reach out. I'll be happy to help. Pacific Bay Estates is an Equal Housing Lender.

08/29/2022

Home equity's nice to have, but don't you wish you could spend it? A home equity line of credit (HELOC) or home equity loan (HELoan) may give you access to cash without giving up your current mortgage rate—kind of like having your cake and eating it too. Ask me how! Pacific Bay Estates is an Equal Housing Lender.

08/24/2022

If the home you want is out of reach, you may be able to stretch your buying power with an ARM—an adjustable rate mortgage. Hybrid ARMs typically start with a lower rate and fixed payment for several years before adjusting. The calculator will show you the difference. Please let me know if I can answer any home financing questions for you or someone you know. Pacific Bay Estates is an Equal Housing Lender.

Compare the costs and savings of fixed vs. hybrid ARM mortgages.