Predestined Investment, LLC

Predestined Investment, LLC Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Predestined Investment, LLC, Real Estate Company, Summerville, SC.

05/20/2026

I didn’t get into real estate for the commission — I got into it because I know what it feels like to be on the wrong side of a transaction. I’ve seen families taken advantage of, loans denied unfairly, and agents who put payday over people. My military service taught me accountability and discipline; my faith keeps me grounded in why this work matters beyond numbers. Matthew 7:7 reminds me to open doors for others, and homeownership is that door for families told it’s closed. My mission is to open it — genuinely, transparently, and with your best interests first. Let me serve you the way you deserve to be served. Ken Claude | SC Real Estate Broker-in-Charge & Licensed Loan Officer | Carolina Coastal Realty Group, LLC | Summit Lending Group | NMLS #2476547 | 843-900-1254 | Equal Housing Lender | Powered by C2 Financial Corporation.

05/19/2026

Working with an agent who’s also a licensed loan officer means fewer misunderstandings, faster timelines, and real dollar savings at closing. When your agent and lender are separate, details get lost — negotiated terms, loan structure, and timing can misalign and cost you money or even a deal. I handle both sides, so every real estate decision is made with financing realities in mind and every loan choice reflects the deal’s goals. That lets me structure smarter solutions — seller concessions, rate buydowns, and purchase-price vs. closing-cost tradeoffs — that typical agent-lender pairs can’t coordinate. The result: smoother closings, better negotiated outcomes, and tangible financial benefits for buyers. Ken Claude | SC Real Estate Broker-in-Charge & Licensed Loan Officer | Carolina Coastal Realty Group, LLC | Summit Lending Group | NMLS #2476547 | 843-900-1254 | Equal Housing Lender | Powered by C2 Financial Corporation.

05/19/2026

Zero down payment on a brand-new home—USDA financing on new construction makes it possible in South Carolina. Many buyers miss active new-construction communities in USDA-eligible zones because they’re not working with someone who knows where to look. I’ll show current opportunities in Saint George, Holly Hill, Harleyville and nearby areas from regional builders. The process differs from buying existing homes: properties must meet USDA condition standards and appraisals are more detailed. For buyers who want a brand-new home with no down payment and no PMI, this is one of the best options on the market today. Text NEW to 843-900-1254 and I’ll find eligible listings for you. Ken Claude | SC Real Estate Broker-in-Charge & Licensed Loan Officer | Carolina Coastal Realty Group, LLC | Summit Lending Group | NMLS #2476547 | 843-900-1254 | Equal Housing Lender | Powered by C2 Financial Corporation.

05/19/2026

Thinking of moving or investing in the Charleston area? Summerville, SC offers big-city access without the Charleston price tag — just 30 minutes away — plus strong school options, growing restaurant and retail scenes, abundant outdoor recreation and green space, and a genuinely warm community vibe. New construction in Cane Bay, Nexton, and Carnes Crossroads has broadened housing choices and price points, making Summerville attractive to buyers relocating from higher-cost markets and a steady rental market for investors. Honest trade-off: traffic on 17-A and the 26 corridor can be heavy during peak hours. I live and work here — this is my home. Ken Claude, SC Real Estate Broker-in-Charge & Licensed Loan Officer, Carolina Coastal Realty Group | Summit Lending Group | NMLS #2476547 | 843-900-1254 | Equal Housing Lender | Powered by C2 Financial Corporation.

05/19/2026

USDA eligible zones in South Carolina are more widespread than most people think and they change periodically—so checking current status for each property matters. In SC, large parts of Orangeburg County, Dorchester County outside the Summerville core, Colleton County, select sections of Berkeley County, and many rural communities (Saint George, Cross, Eutawville, Holly Hill and nearby areas) still have active USDA opportunities. The key: always verify the USDA eligibility map for the specific property address—not just the general area. I personally check every address my buyers are interested in before we make an offer. Want a free USDA eligibility check for a specific SC address? Text it to 843-900-1254 and I’ll run it today. Ken Claude | SC Real Estate Broker-in-Charge & Licensed Loan Officer | Carolina Coastal Realty Group, LLC | Summit Lending Group | NMLS #2476547 | 843-900-1254 | Equal Housing Lender | Powered by C2 Financial Corporation.

05/18/2026

Discover why the SC Lowcountry — Beaufort, Bluffton, Jasper, Hampton and nearby counties — is one of South Carolina’s most unique real estate markets. In this video I highlight: the region’s natural beauty and coastal access; military influence from Parris Island and nearby bases; growing retirement demand from the Northeast; strong VA-buyers’ advantages and seller/agent familiarity with VA loans; investor potential for seasonal short-term rental income in the right neighborhoods; and pockets of value inland despite overall price appreciation. If you’re a veteran, investor, or primary buyer seeking outdoor living, low state income tax, and a slower pace, this market offers real opportunity. I serve the Lowcountry and can help you find where opportunity lives. Ken Claude | SC Real Estate Broker-in-Charge & Licensed Loan Officer | Carolina Coastal Realty Group, LLC | Summit Lending Group | NMLS #2476547 | 843-900-1254 | Equal Housing Lender | Powered by C2 Financial Corporation.

05/18/2026

Let me show you a South Carolina market most people are sleeping on: Orangeburg. Affordable home prices well below the state average, rising infrastructure investment, and close access to major employers and the interstate. This video covers why Orangeburg is ideal for first-time buyers and investors — strong rental cash flow at attainable price points — and why families benefit from a lower cost of living compared to Columbia or Charleston. Learn about USDA-eligible areas that can mean zero down payment, the city’s real revitalization, and practical opportunities for both buy-and-hold investors and owner-occupants. I work this market every day and know it inside and out. Want to talk Orangeburg or explore listings and financing options? Text Ken Claude, SC Real Estate Broker-in-Charge & Licensed Loan Officer, Carolina Coastal Realty Group / Summit Lending Group, 843-900-1254. Equal Housing Lender. NMLS #2476547. Powered by C2 Financial Corporation.

05/18/2026

Being denied by one lender isn’t the final answer — it’s one opinion. Lenders add their own overlays to base government rules: one might require a 660 FHA score while another will accept 580; some won’t touch certain property types or income structures, while others have specialty programs built for your exact situation. I’ve helped buyers get approved after being turned down by banks, online lenders, and even friends and family. The difference? Finding the right lender and program for your profile. I work with dozens of lending sources and can review your case for a second opinion that could change everything. If you’ve been denied, let me take a second look — it might be the approval you didn’t think possible. Ken Claude | SC Real Estate Broker-in-Charge & Licensed Loan Officer | Carolina Coastal Realty Group, LLC | Summit Lending Group | NMLS #2476547 | 843-900-1254 | Equal Housing Lender | Powered by C2 Financial Corporation.

05/18/2026

The myth that real estate investing is only for the wealthy is false. Many successful investors began with a regular income, modest savings, and the courage to take the first step. The first property is the hardest — then its equity helps fund the second, the second funds the third, and wealth compounds. Programs like FHA (3.5% down), USDA (0% down), and DSCR investor loans make getting started realistic without massive capital. What you need is information, a clear plan, and a trusted guide. I’ve spent over a decade helping people who were told the door was closed—now it’s open. If you’re ready to learn how to start building real estate wealth from where you are, I can help. Ken Claude | SC Real Estate Broker-in-Charge & Licensed Loan Officer | Carolina Coastal Realty Group, LLC | Summit Lending Group | NMLS #2476547 | 843-900-1254 | Equal Housing Lender | Powered by C2 Financial Corporation.

05/17/2026

Fixed income — Social Security, disability, SSI, pension, and retirement distributions — absolutely counts as qualifying income for a mortgage. Lenders can’t discriminate based on income source under the Fair Housing Act and Equal Credit Opportunity Act. What matters is that your income is stable, documented, and expected to continue for at least three years. Social Security award letters, pension statements, and benefit verification letters are valid documentation. If your income meets the qualifying threshold for the loan amount you need, the source shouldn’t be a barrier. I’ve helped retirees and veterans on disability secure homes — don’t accept “no” without having someone run the numbers with you. Contact Ken Claude, SC Real Estate Broker-in-Charge & Licensed Loan Officer, Carolina Coastal Realty Group & Summit Lending Group. NMLS #2476547. Equal Housing Lender. Powered by C2 Financial Corporation. 843-900-1254.

05/17/2026

The 2024 NAR settlement changed how commissions are handled — here’s the simple, practical breakdown you need. Buyers must sign a buyer representation agreement before touring homes with an agent. MLS listings no longer show agent compensation. Buyer and seller commissions are now negotiable in every transaction. What hasn’t changed: sellers can still offer buyer agent compensation, buyers retain the right to expert representation, and experienced agents who deliver clear value remain worth hiring. This shift favors agents who can clearly communicate their services and results — and eliminates ambiguity from those who can’t. I welcome that higher standard. In this video I explain exactly what I do for clients, how I protect buyers and sellers, and why my experience as a broker-in-charge and licensed loan officer gives you an edge. Ready to work with a trusted guide through today’s market? Contact Ken Claude, SC Broker-in-Charge & Licensed Loan Officer, Carolina Coastal Realty Group / Summit Lending Group — NMLS #2476547, 843-900-1254. Equal Housing Lender. Powered by C2 Financial Corporation.

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Summerville, SC
29483

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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