Esther Sabag Peart - Realtor

11/22/2025

Birthday weekend in Pensacola with my Tara 💕

07/30/2024

02/05/2024

Say cheese, homeowners! 📸 Ever wonder why some listings are getting scrolled past like last year’s memes? It might be the photos!

Professional snaps can boost your online views by a whopping 60%. So, ditch the smartphone and hire a pro. Your home’s not just a star; it’s the whole red carpet event!

When you're ready, we're here!

01/23/2024

Happy Anniversary to me!!

I'm so grateful for 10 years, doing what I was meant to do my whole life, helping people change chapters. Thank you to everyone who has been part of my journey as clients and or friends who have supported me. Your trust and confidence means the world to me

01/23/2024

Hey everyone! 🏡 Ever wondered how those mysterious mortgage rates are determined? It’s not magic, I promise! Let’s break it down:

📌 Economic Factors: Think big picture! National economic trends, inflation, and even global events play a part.

📌 Credit Score’s Big Role: Yep, your credit health does matter. Better scores often mean better rates.

📌 Loan Type and Duration: Different loan types (fixed, adjustable) and lengths (15-year, 30-year) can sway the rate.

📌 The Fed’s Influence: The Federal Reserve doesn’t set mortgage rates directly, but their policies can influence them.

In a nutshell, mortgage rates aren’t just plucked from thin air. They’re the result of a blend of individual, national, and global factors. If the world of rates feels a tad overwhelming, drop me a message. Always here to help demystify the process! 🌟

01/17/2024

What exactly are ‘Closing Costs’?

They’re the essential charges buyers cover during the grand finale of a home purchase—when the keys are handed over! Here’s what they generally encompass:

🔑 Lender’s fees & pre-settled interest: Basically, the bank’s participation trophy.
🔑 Prorated property taxes: Your slice of the tax pie for the year.
🔑 Transfer taxes & credit check fees: Government’s cut and a peek at your credit.
🔑 Insurance premiums: For both your new home and its title.
🔑 Deed filing fees: Making it official in the public records!
🔑 Real estate agent commissions: A nod for their expertise.
🔑 Inspection & appraisal fees: Ensuring you’re getting value and safety.
🔑 Attorneys’ fees: Legal eagles making sure everything’s on the up-and-up.

In essence, think of closing costs as the ensemble cast supporting your home-buying journey! 🏡

01/16/2024

Price Improvement!!!
Was $8,000.....now $7,000/mo

Make 2024 the perfect time for a chapter change!
Mid-Century Modern elegance meets you at the door in this fully renovated, 4 bedroom, 3 full bath, open-floor-plan family home in the heart of Skylake. Everything's new including a brand-new gourmet kitchen with premium stainless appliances, elegant quartz, and tons of cabinet space. Designer top-of-the-line bathrooms will spoil you with the perfect blend of high-end fixtures, textures, and water room. Three full-size bedrooms plus an office/maid's room feature tons of closet space with built-ins. You'll entertain your family and friends with pride in your large backyard with a sparkling Hollywood pool, new travertine pavers, and plenty of covered space. New impact windows, roof, and a/c are just the start! Minutes to best schools, houses of worship, i-95, fine dining, and shopping.

19620 Ne 17 Avenue

01/15/2024

In the words of Dr. Martin Luther King Jr., ‘The time is always right to do what is right.’

Let’s honor his legacy by building communities where dreams take root.” 🏡✨🕊️