09/27/2026
If you’ve been waiting for a little more negotiating room, competition is easing, with fewer bidding wars and fewer homes selling above asking than a year ago.
There are still affordability challenges, but the buying environment has some encouraging signs. Mortgage rates are lower than they were last summer, price cuts are becoming more common, and competition has eased as homes spend a little longer on the market. NerdWallet’s bigger point is that tryin...