Gaby RG Home Loans

Name: Gaby RG Home Loans
Address: Surf City, NC, US
Telephone: (910)8862125

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Gaby RG Home Loans

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Gaby RG Home Loans, Real Estate, Surf City, NC.

09/25/2026

The Fed raised rates. Here's what it actually means if you're buying.

On Wednesday, September 16, the Federal Reserve raised its benchmark rate by 0.25 percentage points, its first increase since 2023. Officials also signaled that one more hike could come later this year.

What a lot of buyers don't realize is that the Fed doesn't set mortgage rates directly. Mortgage rates respond to inflation, the bond market, and the broader economy, and they can move every day. A Fed announcement is one factor, not the whole story.

If you're planning a purchase, there are still real opportunities:

Negotiating power. When some buyers wait on the sidelines, the ones who stay active often have more room to negotiate on price, repairs, or seller concessions.

Rate lock strategy. Getting fully pre-approved now puts you in a position to lock when the timing makes sense for you.

Loan structure options. Seller-paid buydowns, adjustable-rate programs, and other structures may help, depending on your goals and qualifications.

Gaby Riffle-Gonzalez
Loan Officer
☎️ (910) 886-2125
📧 [email protected]

09/16/2026

A little more room just opened up for conventional buyers.

CCM is giving qualified borrowers early access to the projected 2027 conventional loan limits, before the new year officially begins!

That means buyers who may have been pushing up against today’s conventional limits could now have more financing flexibility and additional purchasing power without automatically moving into jumbo territory.

For a 1-unit property, the new limit is now up to $845,000, with increased limits available for 2–4-unit properties, as well.

The takeaway: don’t assume buyer options are the same today as they were yesterday.
If you have a client shopping near the current loan limit, now is the time to revisit the numbers and see what this change could mean for their purchase.

More options. More flexibility. Available now.

09/15/2026

☕ QUIMBARA: THE COFFEE YOU’LL WISH YOU TRIED SOONER.

What happens when 100% Arabica beans from Quindío, Colombia meet careful fermentation, roasting, and specialty-grade craftsmanship?

You get QUIMBARA.

This small-batch microlot is grown at 1,500m elevation and brings together notes of caramelized sugar, dark chocolate, and a creamy vanilla body for a rich, smooth cup that’s made to be savored.

Even better? Chef Mark Dowling selected QUIMBARA as a perfect pairing with our BICHOTA cigar. :coffee:
️
But there’s a catch...
QUIMBARA is a limited-time offering, available only while supplies last. And we want you to help us decide whether it deserves a permanent place in the Antipoliticas lineup.

Try it. Taste it. Tell us if QUIMBARA should stay.

👉 Order your QUIMBARA today at Antipoliticas.com

09/11/2026

MAS QUE NADA IS HERE… BUT NOT FOR LONG. 🍵
️
Some coffees are made for your everyday routine. Others make you stop and appreciate the cup.

Meet MAS QUE NADA, our small-batch, limited-time Colombian coffee made from 100% Arabica beans from Quindío, Colombia, grown at 1,500m elevation and roasted to specialty-grade perfection.

Expect a smooth, rich experience with notes of caramelized sugar, milk chocolate, and toasted almonds.
And here’s the exciting part: this is your chance to help us decide if MAS QUE NADA is here to stay.

It’s available while supplies last, so if you want to be among the first to try it, now is the time.

☕Taste it. Tell us what you think. Help us decide its future.

Order your MAS QUE NADA today at Antipoliticas.com

09/08/2026

A little reminder of why I love what I do.

Closed and grateful. Thank you to my wonderful clients for trusting me to guide you through this journey. I’m so thankful I got to be part of such an exciting chapter!

Thinking about making a move? Let’s talk about your goals and come up with a plan.

Gaby Riffle-Gonzalez
Your Mortgage Loan Officer
CrossCountry Mortgage, LLC
[email protected]
(910) 886-2125

09/02/2026

Most people walk right past these details without a second glance. I never do.

In this one I'm breaking down the materials that make this exterior stand out: cypress soffits, a cedar corbel for that custom touch, and a vented Hardie board soffit doing the heavy lifting on durability.

Little choices like these are what separate a builder grade home from something special.
Save this if you're house hunting and want to know what to look for. Follow for more walkthroughs like this.

If you’re interested in buying or selling custom construction in Coastal North Carolina text or call:

Gaby Riffle-Gonzalez,
Your Coastal NC Realtor
LPT Realty, LLC
[email protected]
Work: (910) 886-2125
Cell: (843) 929-9408

📍 Bogue

08/31/2026

Thinking about moving to Wilmington, NC? Here’s what’s on the market for single family homes right now. 🏖️

Homes here are listed around $548,000, which is where the middle of the market sits.

There are 680 homes on the market, so buyers have plenty of options. 🌊

These homes have been listed about 52 days, giving you a real sense of the pace.

Asking prices come in around $271 a square foot, a helpful number for comparing spaces or planning your budget.

251 homes came on the market in the past 30 days, so fresh options keep showing up. 🔑

About 9.7% of the homes listed have trimmed their asking price, meaning there could be room to negotiate.

Around 20.3% are back on the market after an earlier attempt, which shows that some homes may take a second try to find the right buyer.

Whether you’re PCSing, retiring, or making a coastal move, knowing these details helps you plan.

What’s your top priority in a new home: price, timing, or location?

If you’re looking to sell or purchase real estate in Wilmington text or call:

Gaby Riffle-Gonzalez,
Your Coastal NC Realtor
LPT Realty, LLC
[email protected]
Work: (910) 886-2125
Cell: (843) 929-9408

08/28/2026

Imagine your life in a brand-new coastal retreat at 310 Anson Road, Beaufort, NC, 28516 🌊, a stunning new construction designed for easy living and lasting memories.

This to-be-built, 3-bedroom, 3-bath home offers 2,521 sq ft of thoughtfully crafted space with an open floor plan on the main level. Enjoy solid surface kitchen countertops, Shaker style cabinets, and GE Profile appliances, perfect for gatherings and quiet dinners alike. Upstairs, white oak hardwood floors bring warmth to the kitchen, dining, family room, and primary suite, all framed by an elegant Interior Coastal Cottage trim package.

The ground-floor game room, with luxury vinyl plank flooring and its own half bath, offers endless possibilities for entertaining or relaxing after a day at the coast. Step outside to your covered living space or rinse off in the private outdoor shower after beach adventures.

Beaufort combines century-old charm with a laid-back coastal lifestyle that’s truly unique to North Carolina’s southern coast.

Ready to make this coastal haven yours? Reach out for more details or to schedule a private tour today! 🏡✨

Thinking about moving to North Carolina? Let’s talk.

Gaby Riffle-Gonzalez
Your Coastal NC Realtor
LPT Realty, LLC
[email protected]
Work: (910) 886-2125

Address

Surf City, NC

Telephone

(910)8862125

Website

https://ccm.com/Gaby-RG

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