Charles Turner - Seashore Realty Group

10/02/2024

https://sites.uniquemediadesign.com/801rosedaledrive
Hampstead/Surf City long-term 5 bedroom plus bonus; $2795

801 Rosedale Drive - Hampstead, NC 28443 -

07/26/2024

https://www.fairway.com/homeownership-hub?nmls=142602?utm_source=te&utm_medium=crm_email&utm_campaign=realtor_newsletter

Homeownership Hub is an all-inclusive resource with content to assist in the homebuying process. Navigate all phases of the homeownership journey with us!

07/24/2024

ISLAND Home on North Topsail Beach under $2000 per month.
LONG TERM Rental but will do Six months and Nine months.
www.SeaShoreRealtyGroup.com

07/23/2024

TOPSAIL ISLAND LONG TERM RENTAL
www.SeaShoreRealtyGroup.com

07/07/2024

HAPPY 34TH ANNIVERSARY to my Beautiful bride Natalie Turner my Everyday Dreamer. I Love You.

07/02/2024

05/09/2024

Mini Horse Farm with Pond.
https://sites.uniquemediadesign.com/171prestonwellsroad
New Interior Photos being processed.

04/29/2024

Rare Opportunity! Island Time is calling 3 Bedroom 2 Bath Top Floor/End Unit Queens Grant oceanfront condo with endless views of the Beach, Ocean, and Topsail Beach from all three bedrooms. Queen's Grant has only one three story building located on the very South End Oceanfront offering better views than any other unit in the complex. Don't miss this charming 3rd floor condo with gorgeous ocean views and direct beach access. Open floorplan which features a main living area, kitchen with appliances, breakfast bar and dining area. Spacious bedrooms and closets, 2 full bathrooms with full tiled showers and laundry room with washer and dryer. Enjoy the oceanfront deck with access to the living room and primary bedroom plus the intercoastal views from the bedrooms and laundry room and the street side covered porch. The Condo has Covered parking space below unit. The HOA Quarterly Dues include Water, Sewer, Trash, Cable, Internet, Pest/Termite bond, Lawn care, Flood/Wind/Hail Insurance, and Exterior Maintenance. This gated waterfront community includes one of the Islands largest Pools, Hot Tub, Clubhouse, Sport Courts, Private Ocean and Sound access, grills and picnic tables in the Recreation Pavilion, Day Docks, and an expansive private Boat Ramp. Marina available for additional cost. Indulge in various activities such as boating, kayaking, fishing, and paddleboarding, enjoying unbridled access to both the ocean and the sound in your backyard. Embrace the coastal lifestyle don't miss this opportunity to own your piece of Paradise in the lovely, gated Community! Topsail Beach is renowned for its sprawling, light-colored sand beaches; downtown is just a short walk or bike ride away, where you can explore great dining options, shopping, wine bars, ice cream, a fishing pier, mini-golf, roller skating, and more. Don't miss the opportunity to make this coastal haven in Topsail Beach your home. Live the beach life to the fullest; create memories in this Island paradise! Charles Turner - Seashore Realty Group 910.382.5075

12/15/2023

BUYERS$$$$$$$$$$$$$ Now is the time to get out of that rental and your in-laws basement. Contact me to get started on your NEW HOME PURCHASE www.SeaShoreRealtyGroup.com

Rates Plummet to Lowest Levels Since May After Fed Announcement

30-Year Fixed National Average Rates, as of December 14*
Conventional 6.62% ↓
FHA 6.13% ↓
VA 6.15% ↓
Jumbo 7.12% ↓

The Federal Reserve expects to begin cutting interest rates next year, Fed Chair Jerome Powell said in Wednesday's Fed announcement. Policymakers at the central bank believe interest rates are likely at or near their peak, Powell said. He expressed cautious optimism about the possibility that the Fed would taper off its anti-inflation measures by the end of 2024.
The update follows the Fed's decision to continue its pause in consecutive rate hikes, which were previously used in its efforts to fight inflation.
The decision to pause rate hikes arrived a day after the release of government data indicating that price increases slowed slightly last month.
As a result, mortgage interest rates dropped to the lowest level since May of 2023.
Please feel free to reach out for further details or updated figures for your homebuyers.1

What Fed Rate Cuts in 2024 Will Mean for Homebuyers

With the central bank shifting toward the next phase in its fight against rapid inflation, experts expect the path for monetary policy to support further declines in mortgage rates, just in time for a traditionally busy spring housing market.
"The commentary about three expected cuts next year and no rate hikes is great news for the mortgage industry," Michael Merritt, senior vice president of customer care and default mortgage servicing at BOK Financial.
Decreasing rates will likely improve housing affordability and entice more homebuyers to return to the market, Says NAR Chief Economist Lawrence Yun.
NAR's data shows that rates near 6.6% enable the average American family to afford a median-priced home without devoting more than 30% of their income to housing, the threshold commonly used to measure affordability.
However, trying to time the market for the lowest rate possible could end up backfiring for buyers.
Why?
As rates decrease, demand will continue to increase. This could push house prices up even further.2

Podcast Recommendation: "How to Increase Sales with Emotional Selling" from "The Loan Officer Podcast"

The highlighted episode, "How to Increase Sales with Emotional Selling," is a must-listen for real estate agents seeking to enhance their sales approach. This episode, from "The Loan Officer Podcast," hosted by Dustin Owen and John Coleman, delves into the art of understanding clients' emotions, uncovering their concerns, fears, and aspirations. In today's emotional housing market- it might just be the secret sauce needed to better serve your clients.
It offers insights into refining sales strategies by asking the right questions and connecting emotionally with clients. This episode not only explores emotional selling's impact on real estate but also provides practical examples and insights beneficial for professionals navigating sales in other industries.
Although the title of "The Loan Officer Podcast" might suggest it's tailored solely for mortgage professionals, the content delves into various aspects of career development and sales training that apply to a wider audience.
Dustin Owen, a certified mortgage banker with over 15 years of industry experience, joins forces with John Coleman, an Emmy award-winning content creator with a vast digital media and marketing background. Together, they provide a well-rounded perspective, covering topics from mortgage expertise to business expansion strategies.

*Source: mortgagenewsdaily.com daily rate survey. Learn more here: https://www.mortgagenewsdaily.com/mortgage-rates/mnd This information is provided for Agents and professional use only and is not to be provided to a consumer or to the public. It is for informational purposes and is not a commitment. Rate and price may vary slightly due to occupation status, credit scoring, LTV, and ratios. Interest rates are subject to change. Contact your Mortgage Loan Officer for the most current rates. This is not a commitment to lend.
Links to Articles: 1. mortgagenewsdaily.com; 2. housingwire.com and nar.realtor ; email from Megan Nunez Mortgage Loan Officer

Contact Charles Turner to help you find the perfect Topsail Island Home.

01/24/2023

Sleeping Dog with no worries since daddy is working from home.

09/14/2022

Start this week out on a positive note!

Develop a game plan and let's make it a good week 🙌

06/25/2022

Coming to Topsail Island?
Contact me for a list of homes for sale and let's talk.