Susan Sparks - Atlanta Real Estate Agent

03/07/2022

ADPi moms day (turned weekend!) Had the best time in Milly with Lauren❤️❤️

02/04/2022

Shout out to Holly . Lovin my mani pedi! Always 5 stars!

03/26/2021

One of the coolest buildings in Georgia. If you have a cool building or home to share, I'd love to see it!

03/25/2021

Buying a home for the 1st time?

Here’s we've put together a checklist for first-time buyers! When a potential buyer goes to an open house, he/she often gets confused and ....

03/22/2021

WHAT CREDIT SCORE DO YOU NEED FOR A MORTGAGE?

Don’t let assumptions about whether your credit score is strong enough put a premature end to your homeownership goals. Don't rule yourself out. I have options! read below and message me.

If your credit score is below 750, it’s easy to see this data in this chart and fear that you may not be able to qualify for a mortgage. However, that’s not always the case. While the majority of borrowers right now do have a score above 750, there’s more to qualifying for a mortgage than just the credit score, and there are still options that allow people with lower credit scores to buy their dream home. Here’s what Experian, says:

* (FHA) loans: “3.5% down payment, homebuyers may be able to get an FHA loan with a 580 credit score or higher and 10% downp payment.
* Conventional loans: “620 minimum credit score.”
* USDA) loans: “In general, minimum credit score of 640, though some may go as low as 580.”
* (VA) loans: “VA loans don’t technically have a minimum credit score, but typically require between 580 and 620.”

There’s no doubt a higher credit score will give you more options and better terms when applying for a mortgage, especially when lending is tight like it is right now. However, don’t rule yourself out if your score is less than perfect – today’s market is still full of opportunity.

Interested in finding out more? Message me

03/15/2021

Today’s competitive market makes it more important than ever to make a strong offer on a home.

When you find a home, be prepared to act quickly!

Today’s homebuyers are faced with a strong sellers’ market, which means there are a lot of active buyers competing for a relatively low number of available homes.

03/09/2021

Looking for homes to sell!

I have 3 interested buyers. If you would consider selling, check your home value below.