Amanda Howard, Agent for the Working Class

Amanda Howard, Agent for the Working Class Homeownership is for everyone.

I'm getting the working class into the stability we've earned through education: resources that are available, and correcting the misinformation that keeps you from building wealth and living the life you work hard for.

04/19/2026

Diary of a real estate agent, entry 2

Why are so many people in the industry so scummy?

I'll preface this by saying that I've met a handful of genuinely good people in this industry. They do exist, and I'm struggling mightily to stay aligned with my moral code as I navigate these waters, myself.

We first need to look at the beginning.

Let's talk about the hidden expenses of being a real estate agent. There's a common saying in the industry that if you want to make money in real estate, you need to sell something to agents.

To be an agent, you must first accept that YOU are the consumer paying for the privilege of making money in one of America's most lucrative industries. Here's what I mean...

So you want to be a real estate agent. You'll probably go online and search for how to do it. You'll learn that each state has different licensing requirements and tests. You'll learn that you need to take a class, pass a test and boom. You're in. In Washington, the class you need comes out to about $400. That's not too bad for a whole new career!

Then you need to pay to take the tests (oh, was it not clear? There are actually two classes and two tests!). Don't fail, because each retake costs that same amount. Oh, but half of the material in the second test was NOT in the classwork AT ALL, and nobody told you that the only location for that information is found on the WA State government website, in the actual laws. You had to dig through reddit posts to find a single comment to learn THAT. The law pages are of course, annoying to navigate and the website is needlessly convoluted.

Statistically, most folk end up paying twice for that second test. So, testing came out to $420. Annoying that this was so unnecessarily opaque, but there's no way this is an indicator of tomfoolery to come, right?

Now that you've passed, you can finally pay the admin fees to register your test results with the state, because that was definitely not what the testing fees were for. That costs about $275.

So NOW, you can start looking for a firm to work for-- and they're all going to be a bit different. Do you want a big name company or a local one? Lots of mentorship, or to be left alone? It is at this time that you'll probably learn for the very first time that most firms charge YOU for the honor of working there.

"Well you see, our monthly desk fees give you access to use the office, isn't that so helpful? :) and also, you can use our office supplies! And even use the company website, and sometimes you'll even get your own company email address, so cool and professional right?"

Now I'll stop here for just a moment to say that not all firms are created equal. Some actually do offer useful classes and training with the desk fees (and some of them ostensibly offer classes which are, in fact, useless).

So your monthly fees will range from $0-350+ per month (and zero is rare). I'm not kidding. You're paying to be allowed to work. But I'm not done yet!

Most firms will also require that you join the Association of Realtors, because somehow paying them money every year makes you more ethical ๐Ÿค” oh, and once you pay, you'll be allowed to use the word "realtor" for yourself. That privilege costs about $800 a year.

Phew, now we can start doing open houses and showing homes... Right? Well actually you need the software on your device to search for and look at listings, and that requires a $500/ year fee.

But! The software to actually USE the lock boxes is different! And that's a different monthly fee of $50. What are we even sitting at now...? (~$1,100 plus at *least* $160/ month)

Let's say all these fees haven't destroyed you yet. And you finally make a sale! (That's it's own post, folks). Well, depending on your firm, you owe them a cut of your hard-earned commission. 50% is pretty average, especially for newer agents. I sure hope your firm has been offering you any kind of services to justify that amount of pay...

Oh also, be sure to set aside like 30% of whatever is left for taxes and the mandatory continuing education because fuยขk you, that's why :) I haven't even talked about all of the paid extras you're offered, outings and events you're pressured into paying for... And I know that agents reading this have already thought of other crap that I forgot.

If you go to the real estate subreddits, one of the most common posts are by newer agents who feel blindsided by how much it actually costs to be an agent. They all generally get the same callous responses; a collective shrug. "You have to spend money to make money", and ,"maybe you should have learned about that before you got your license".

Much like how military basic training desensitizes a soldier to violence, the initiation for real estate agents is designed to desensitize you to exploitation and make you desperate. You're shown that being exploited is normal, it's actually just business! So exploiting others seems a lot less messed up now, doesn't it?

Hurt people hurt people, and all too often exploitation leads to more of the same. But as I'm sitting here trying to figure out where to go from here, all I'm left with is this: this system isn't part of the natural order-- humans built it. And we can change the rules to work better for more of us.

It occurs to me that agents are in a unique position to facilitate this change. We're literally the faces of the entire industry. So much money flows upwards from our hard work. We're all damned good networkers, and familiar with public outreach. That's kinda what I'm doing here: talking about problems I see as a first step.

Anyhow, this is long. Hopefully, this was interesting and even educational. Drink some water you beautiful creatures, and touch some grass today. It's lovely outside.

And as always, no gen AI was used or ever will be used to write for me. I care enough to write my own thoughts.

Diary of a Real Estate AgentRed-lining *totally* doesn't exist anymore, but only because it's already done the job. They...
03/22/2026

Diary of a Real Estate Agent

Red-lining *totally* doesn't exist anymore, but only because it's already done the job. They were able to pivot, rebrand and change focus in order to preserve what red-lining accomplished.

Here's what I mean.

I went to a meeting where an appraiser (the person who decides what a property is actually worth) was given this hypothetical situation:

Two properties, completely identical in every way. They're both on Division (the street name is a bit on the nose, isn't it?) here in Tacoma, right across the street from one another.

How are they appraised?

The appraiser didn't even skip a beat.

"I would never value a property south of Division as highly as the one on the north side."

And this is it. Red-lining put the best homes in the hands of wealthy whites. Current practice keeps that wealth in their children's hands by fixing the price-tags.

Your home on the south side of Division, no matter how nice it is, will never be worth as much as if you'd inherited a home just across the street.

And that's just the tip of the iceberg.

Getting into this industry has been a trip. More than I even knew before, we need change.

Photo is of an old red-lining map of Tacoma. Locals will see that demographically, not much has changed since then. And now you know part of why.

Look, I'm not gonna tell you what to do with your Saturday, I don't own you. But if you happen to have nothing planned, ...
02/21/2026

Look, I'm not gonna tell you what to do with your Saturday, I don't own you.

But if you happen to have nothing planned, why not let me feed you and get certified for so much home-buying assistance it'll knock your socks off?

I even made extra copies of everything just in case you (yes, you!) decide to come to class!

TODAY! (2/21)
12pm to 5pm
Parkland Library's meeting room

Big shout-out to a friend at my firm for the base template and to Amandageddon for providing the printing of these beautiful packets that I spent the last month specifically designing for the working class (yeah, I'm thanking myself. You should try it sometime ๐Ÿ˜˜ ).

And don't worry, there will be another class if you can't make it to this one~

Hey again ๐Ÿ˜ class is scheduled and flyers are being sent out! Here's a quick rundown... (Spoiler alert, this post is act...
02/17/2026

Hey again ๐Ÿ˜ class is scheduled and flyers are being sent out! Here's a quick rundown... (Spoiler alert, this post is actually a bit long ๐Ÿ˜…)

โœ๏ธSave these details!โœ๏ธ
Saturday February 21st
12 pm - 5 pm
Parkland Library meeting room
13718 Pacific Ave S, Tacoma, WA 98444

This class is *free*
There will be food and drinks

You'll get a certificate which qualifies you to use Washington State assistance programs. My favorites are:

~ACTUAL reparations for marginalized communities with the Covenant Homeownership Program

~Down Payment Assistance which can cover up to 100% of your costs to get into a home.

We're going to go over everything from start to finish!

๐Ÿ‘‰๐ŸฝWhat do all these industry words and phrases even mean? Who is everybody?

๐Ÿ‘‰๐ŸฝHow to budget and clean up your credit

๐Ÿ‘‰๐ŸฝA step-by-step guide for everything from the lending process, finding a home and negotiating the offer right up to the moment the key is in your hands.

And since I work for the working class, y'all know I'll be covering a lot of concerns that might slip through the cracks in other classes. Like...

How to move forward with confidence in an industry that feels rigged against us.

How to choose a team that understands your specific needs and priorities.

Managing expectations and planning your next move if you're not there yet, and free resources to help you get there.

I'll leave it here for today, but each of these topics deserves its own post-- which I plan on doing in the coming days ๐Ÿ˜Œ

DM or comment if you're interested! If you want in, hurry! Class is actually almost full! See ya there ๐Ÿ˜˜

I'm gonna do it. I'm getting "political". I've been advised by many not to do this, mainly from well-meaning folk in pla...
02/06/2026

I'm gonna do it. I'm getting "political".

I've been advised by many not to do this, mainly from well-meaning folk in places of safety and privilege. Most businesses choose to 'stay out of it', forgetting one crucial thing:

Silence only helps the bad guys, never the oppressed.

Some of y'all know that I have a long history in community and activist spaces. It's part of who I am, and uh, pretty obviously part of my platform: "for the working class" means something ๐Ÿ˜

Real estate agents are selling themselves before anything else-- and who am I, if not someone who strives to stand up for what's right and look out for my community?

And you know, I can't afford not to get "political" because what they're calling 'politics' are things folk can't change: skin color, lineage and human rights.

Human rights aren't politics.

Right now our communities are being ravaged by organized hate-crimes as history repeats itself. Nobody is coming to save us but US. I know so many wonderful people who want to get involved but don't know where to begin-- well, here's a place to start โค๏ธ

You can always DM me for questions and guidance. Let's protect each other and help build a brighter future for us all.

๐Ÿ›‘CANCELLED๐Ÿ›‘It pains me to do so, but it would pain me more to try teaching y'all with this flu. I don't want to spread t...
01/18/2026

๐Ÿ›‘CANCELLED๐Ÿ›‘

It pains me to do so, but it would pain me more to try teaching y'all with this flu. I don't want to spread this, even if I could talk for hours straight. Stay tuned for the reschedule date. I'm so sorry for any inconvenience, y'all stay safe and healthy!

Well, now I'm glad I didn't book the small room! Class is filling up, jump into my DMs and I'll get you registered ๐Ÿ˜˜

๐Ÿ—“๏ธ This Saturday, January 24
๐Ÿ•š 11am - 4pm
๐Ÿ“ Parkland library's LARGE meeting room
13718 Pacific Avenue S
Tacoma WA 98444

Class is always free, you'll get pizza and drinks plus lots of info+resources to take home โœจ

Oh right. And a certificate that qualifies you for programs to get you into your own HOUSE ๐Ÿ˜Ž

๐Ÿ›‘CANCELLED๐Ÿ›‘It pains me to do so, but it would pain me more to try teaching y'all with this flu. I don't want to spread t...
01/07/2026

๐Ÿ›‘CANCELLED๐Ÿ›‘

It pains me to do so, but it would pain me more to try teaching y'all with this flu. I don't want to spread this, even if I could talk for hours straight. Stay tuned for the reschedule date. I'm so sorry for any inconvenience, y'all stay safe and healthy!

Heeey ๐Ÿ˜ class is scheduled and flyers are being sent out! Here's a quick rundown... (Spoiler alert, this post is actually a bit long ๐Ÿ˜…)

โœ๏ธSave these details!โœ๏ธ
Saturday January 24th
11 am - 4 pm
Parkland Library meeting room
13718 Pacific Ave S, Tacoma, WA 98444

This class is *free*
There will be pizza and drinks

You'll get a certificate which qualifies you to use Washington State assistance programs. My favorites are:

~ACTUAL reparations for marginalized communities with the Covenant Homeownership Program

~Down Payment Assistance which can cover up to 100% of your costs to get into a home.

We're going to go over everything from start to finish!

๐Ÿ‘‰๐ŸฝWhat do all these industry words and phrases even mean? Who is everybody?

๐Ÿ‘‰๐ŸฝHow to budget and clean up your credit

๐Ÿ‘‰๐ŸฝA step-by-step guide for everything from the lending process, finding a home and negotiating the offer right up to the moment the key is in your hands.

And since I work for the working class, y'all know I'll be covering a lot of concerns that might slip through the cracks in other classes. Like...

How to move forward with confidence in an industry that feels rigged against us.

How to choose a team that understands your specific needs and priorities.

Managing expectations and planning your next move if you're not there yet, and free resources to help you get there.

I'll leave it here for today, but each of these topics deserves its own post-- which I plan on doing in the coming days ๐Ÿ˜Œ

DM or comment if you're interested!

Did you know that you don't always need to have money saved for a down payment? Closing costs and even agent fees can be...
01/02/2026

Did you know that you don't always need to have money saved for a down payment? Closing costs and even agent fees can be taken care of FOR you.

We're talking about zero dollars up-front to own a home.

I'm hosting a *free* (and catered) class later this month to teach first-time homeowners HOW to make these claims a reality for you. I and so many others did it, and you can too.

Stay tuned and I'll drop the sign-up info for y'all as well as some pointers on what to expect. (I just hate to leave my page unattended for so long!)

Happy new year's, everyone. Let's make it a year of stability, dream-chasing and hope ๐Ÿ˜˜

12/14/2025

Come on by and say hello! Meet local artists, perhaps cross a few people (or yourself) off your gift list and be a part of our little community for a spell ๐Ÿ˜Œ the deets are at the end of the video!

Support local business, cross off some folk on your gift list AND gobble some cookies and drinks!
12/09/2025

Support local business, cross off some folk on your gift list AND gobble some cookies and drinks!

I hope to see y'all there! We all worked hard, and believe me when I tell you it was DIFFICULT to choose so few photos for the flyer!

Q&A is open! I've got a couple RSVPs, but also all are welcome-- just pop on in ๐Ÿ˜Fern Hill Library4:30-5:30Just inside t...
12/07/2025

Q&A is open! I've got a couple RSVPs, but also all are welcome-- just pop on in ๐Ÿ˜

Fern Hill Library
4:30-5:30
Just inside the lobby!

Address

6711 Regents Boulevard Ste. A, University Place
Tacoma, WA
98466

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